{
  "name": "US Subscription Auto-Renewal Requirements",
  "description": "Requirements of US federal, state, DC and New York City automatic-renewal and negative-option laws for subscription businesses: disclosure, consent, acknowledgment, notice windows, cancellation and records, with citations, effective dates and enforcement. Drafted from primary sources; pending attorney review; not legal advice.",
  "publisher": {
    "name": "Checkbox",
    "url": "https://checkbox.site"
  },
  "url": "https://checkbox.site/laws/data",
  "version": "2026.11.01.1",
  "schema_version": "1.0",
  "rules_version": "1.4.0",
  "last_reviewed": "2026-10-29",
  "license": {
    "name": "CC BY 4.0",
    "id": "CC-BY-4.0",
    "url": "https://creativecommons.org/licenses/by/4.0/"
  },
  "attribution": "Checkbox, US Subscription Auto-Renewal Requirements Dataset, version 2026.11.01.1, https://checkbox.site/laws/data (CC BY 4.0)",
  "legal_review_status": "draft",
  "disclaimer": "Research data, not legal advice. Every requirement is drafted from the cited source and is pending attorney review.",
  "counts": {
    "requirements": 215,
    "laws": 36,
    "jurisdictions": 53
  },
  "jurisdictions": [
    {
      "key": "US-FED",
      "name": "Federal",
      "kind": "federal",
      "url": "https://checkbox.site/laws/federal",
      "requirement_count": 7,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Restore Online Shoppers' Confidence Act (ROSCA)",
          "citation": "15 U.S.C. §§ 8401-8405 (Pub. L. 111-345)",
          "source_url": "https://www.law.cornell.edu/uscode/text/15/8403",
          "effective_date": "2010-12-29",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Online negative-option sales: clear and conspicuous disclosure of all material terms before obtaining billing information, express informed consent before charging, and simple mechanisms to stop recurring charges. No amendments.",
          "scope": "Applies to goods or services sold in a transaction effected on the Internet through a \"negative option feature\" (16 C.F.R. § 310.2(w): a provision under which the customer's silence or failure to take affirmative action to reject goods or services or to cancel the agreement is interpreted as acceptance) — i.e. free-to-pay conversions, automatic renewals and continuity plans sold online. Enforced by the FTC (violations are treated as rule violations under FTC Act § 18, enabling civil penalties and consumer redress) and by state attorneys general.",
          "amendments": []
        },
        {
          "statute": "Electronic Fund Transfer Act / Regulation E — preauthorized transfers",
          "citation": "15 U.S.C. § 1693e; 12 C.F.R. § 1005.10",
          "source_url": "https://www.ecfr.gov/current/title-12/chapter-X/part-1005/subpart-A/section-1005.10",
          "effective_date": "1980-05-10",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Recurring debits from consumer asset accounts need a signed or similarly authenticated written authorization, a copy to the consumer, and 10 days' advance notice of varying amounts.",
          "scope": "Debit card, prepaid card and ACH billing only (not credit cards).",
          "amendments": []
        },
        {
          "statute": "FTC Negative Option Rule (\"Use of Prenotification Negative Option Plans\")",
          "citation": "16 C.F.R. Part 425",
          "source_url": "https://www.federalregister.gov/documents/2026/02/12/2026-02866/revision-of-the-negative-option-rule-withdrawal-of-the-cars-rule-removal-of-the-non-compete-rule-to",
          "effective_date": "2026-02-12",
          "status": "not_cataloged",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "NOT CATALOGED. The 2024 click-to-cancel amendments (89 FR 90476) were vacated by the Eighth Circuit on July 8, 2025 (Custom Commc'ns, Inc. v. FTC, 142 F.4th 1060) and never took effect. The FTC restored the 1973 prenotification-plan rule effective Feb. 12, 2026 (91 FR 6507); it applies only to prenotification negative option plans (periodic announcements of selections), not ordinary subscriptions. An ANPRM was published Mar. 13, 2026 (91 FR 12318; comments closed Apr. 13, 2026); no proposed or final rule as of 2026-10-29. Re-check the Federal Register before relying on this.",
          "scope": null,
          "amendments": [
            {
              "citation": "89 FR 90476 (Nov. 15, 2024) — \"Rule Concerning Recurring Subscriptions and Other Negative Option Programs\"",
              "effective_date": "2025-01-14",
              "summary": "Click-to-cancel amendments; compliance date for most provisions was July 14, 2025. Vacated July 8, 2025 before taking effect."
            },
            {
              "citation": "91 FR 6507 (Feb. 12, 2026)",
              "effective_date": "2026-02-12",
              "summary": "Conforming final rule recodifying the pre-2024 prenotification rule after the vacatur."
            },
            {
              "citation": "91 FR 12318 (Mar. 13, 2026), RIN 3084-AB54",
              "effective_date": "2026-03-13",
              "summary": "Advance notice of proposed rulemaking (no rule text; no legal effect)."
            }
          ]
        }
      ],
      "enforcement": {
        "private_right_of_action": "ag_only",
        "remedies": "ROSCA: FTC and state attorneys general only. Violations are treated as FTC rule violations: civil penalties up to $53,088 per violation (counted per consumer) and consumer redress (e.g. Amazon $2.5B, Adobe $150M)."
      },
      "research_note": null
    },
    {
      "key": "US-AL",
      "name": "Alabama",
      "kind": "state",
      "url": "https://checkbox.site/laws/alabama",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "No general consumer automatic-renewal law was found in the research (secondary searches; not individually confirmed against the state code). Bills introduced in some of these states in 2025 were not enacted."
    },
    {
      "key": "US-AK",
      "name": "Alaska",
      "kind": "state",
      "url": "https://checkbox.site/laws/alaska",
      "requirement_count": 3,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Alaska free trial period law",
          "citation": "Alaska Stat. § 45.45.920; § 45.50.471(b)(47)",
          "source_url": "https://www.akleg.gov/pdf/23/Bills/Final/HB0339.pdf",
          "effective_date": "2004-09-12",
          "status": "in_force",
          "confidence": "medium",
          "verification": "primary_partial",
          "last_verified": "2026-10-29",
          "summary": "Free trials: clear and conspicuous disclosure of all material terms, express verifiable consent, cancellation at any time during the trial and a 30-day post-trial return/refund right. No general automatic-renewal statute.",
          "scope": null,
          "amendments": []
        }
      ],
      "enforcement": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Unfair trade practice under AS 45.50.471(b)(47); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified."
      },
      "research_note": null
    },
    {
      "key": "US-AZ",
      "name": "Arizona",
      "kind": "state",
      "url": "https://checkbox.site/laws/arizona",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "No general consumer automatic-renewal law was found in the research (secondary searches; not individually confirmed against the state code). Bills introduced in some of these states in 2025 were not enacted."
    },
    {
      "key": "US-AR",
      "name": "Arkansas",
      "kind": "state",
      "url": "https://checkbox.site/laws/arkansas",
      "requirement_count": 14,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Arkansas automatic renewal and continuous service offers law (Act 652 of 2025)",
          "citation": "Ark. Code Ann. § 4-86-112",
          "source_url": "https://arkleg.state.ar.us/Home/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2FACT652.pdf",
          "effective_date": "2025-08-05",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "California-style law: offer terms next to consent; consent and express consent; 3-year consent records; acknowledgment; trial (> 31 days, 3-21 days) and 1-year-term (15-45 days) notices; online at-will cancellation; save-offer and same-medium rules; 7-30 day fee-change notice; annual reminder. Enforced under the Deceptive Trade Practices Act.",
          "scope": "Consumers located in Arkansas (personal, family or household purposes). Exempt: persons under the Bank, Securities or Insurance Commissioners (incl. service contracts), PSC- or FCC-regulated persons (except satellite digital radio), municipal utilities, franchised service providers, and private security agencies.",
          "amendments": []
        }
      ],
      "enforcement": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Enforced under the Arkansas Deceptive Trade Practices Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified."
      },
      "research_note": null
    },
    {
      "key": "US-CA",
      "name": "California",
      "kind": "state",
      "url": "https://checkbox.site/laws/california",
      "requirement_count": 21,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "California Automatic Renewal Law",
          "citation": "Cal. Bus. & Prof. Code §§ 17600-17606",
          "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=BPC&division=7.&title=&part=3.&chapter=1.&article=9.",
          "effective_date": "2010-12-01",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Clear and conspicuous offer terms next to the consent request; affirmative (and since July 2025, express affirmative) consent; retainable acknowledgment; online \"click to cancel\" for online sign-ups; trial (> 31 days, 3-21 days) and 1-year-term (15-45 days) notices; 7-30 day fee-change notice; annual reminder; same-medium cancellation; limits on save offers; consent records kept 3 years. Remedies: civil (UCL) remedies only (§ 17604); unconsented goods are gifts (§ 17603).",
          "scope": "Consumers (personal, family or household purposes) in California. Exempt (§ 17605): CPUC/FCC/FERC-regulated or franchised services, Department of Insurance-regulated entities, alarm company operators, banks and other licensed financial institutions, and BEAR-regulated service contract sellers.",
          "amendments": [
            {
              "citation": "SB 313, Stats. 2017, ch. 356",
              "effective_date": "2018-07-01",
              "summary": "Free-trial disclosures and acknowledgment; online cancellation for online sign-ups."
            },
            {
              "citation": "AB 390, Stats. 2021, ch. 450",
              "effective_date": "2022-07-01",
              "summary": "Trial/promo and 1-year-term notices; at-will online termination via prominent link/button or termination email."
            },
            {
              "citation": "AB 2863, Stats. 2024, ch. 515",
              "effective_date": "2025-07-01",
              "summary": "Express affirmative consent, consent records, misrepresentation, expanded notice contents, same-medium cancellation, phone/voicemail rules, save-offer rules, 7-30 day fee-change notice, annual reminder (contracts entered, amended or extended on or after July 1, 2025)."
            }
          ]
        }
      ],
      "enforcement": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M."
      },
      "research_note": null
    },
    {
      "key": "US-CO",
      "name": "Colorado",
      "kind": "state",
      "url": "https://checkbox.site/laws/colorado",
      "requirement_count": 7,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Colorado automatic renewal contracts law",
          "citation": "C.R.S. § 6-1-732",
          "source_url": "https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-06.pdf",
          "effective_date": "2022-01-01",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Offer terms before execution (renewal terms capped at one year absent express written consent); adjacent, labelled links; written acknowledgment; one-step online cancellation; save-offer rule; material-change notice; renewal notice 25-40 days before renewal (yearly for sub-annual plans). Enforced exclusively by the AG and district attorneys.",
          "scope": "From Feb. 16, 2026 \"consumer\" means any person seeking or acquiring goods or services (business purchasers included); before that, individuals buying for personal, family or household purposes. Exempt: franchised/PUC-, FCC- or FERC-regulated services, insurance-regulated entities, banks, credit unions and other licensed financial institutions, air carriers.",
          "amendments": [
            {
              "citation": "SB 25-145",
              "effective_date": "2025-08-06",
              "summary": "One-step online cancellation link; online save-offer rule; AG rulemaking."
            },
            {
              "citation": "SB 25-145, § 6-1-732(1)(d)",
              "effective_date": "2026-02-16",
              "summary": "\"Consumer\" broadened to any person (covers business-to-business subscriptions)."
            }
          ]
        }
      ],
      "enforcement": {
        "private_right_of_action": "ag_only",
        "remedies": "Enforced exclusively by the Attorney General and district attorneys."
      },
      "research_note": null
    },
    {
      "key": "US-CT",
      "name": "Connecticut",
      "kind": "state",
      "url": "https://checkbox.site/laws/connecticut",
      "requirement_count": 11,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Connecticut automatic renewal and continuous services law",
          "citation": "Conn. Gen. Stat. § 42-158ff",
          "source_url": "https://www.cga.ct.gov/2026/sup/chap_742d.htm#sec_42-158ff",
          "effective_date": "2023-10-01",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Clear and conspicuous renewal disclosures; trial-price disclosure; affirmative consent (with a lawful consent record); trial/promo notices; material-change disclosure; online cancellation without offline steps; from July 1, 2026 annual reminders, link/button/email/phone cancellation for all agreements, phone and voicemail rules, CUTPA liability.",
          "scope": "Connecticut-resident consumers; agreements entered into or amended on or after Oct. 1, 2023. Excluded: franchised or PURA/FCC/FERC-regulated services, insurance-regulated entities, banks and credit unions, and any global or national service largely or predominantly consisting of audiovisual content (video streaming).",
          "amendments": [
            {
              "citation": "P.A. 25-113, § 20",
              "effective_date": "2025-10-01",
              "summary": "\"Clearly and conspicuously disclose\" definition; lawful consent-record consideration."
            },
            {
              "citation": "P.A. 25-44, § 7 (SB 3)",
              "effective_date": "2026-07-01",
              "summary": "Annual reminder; cancellation channels for all agreements; phone/voicemail and save-offer rules; CUTPA enforcement."
            }
          ]
        }
      ],
      "enforcement": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "A violation is a CUTPA unfair trade practice (the former \"no private right of action\" clause was deleted); private CUTPA suits are likely; a vendor claim of a new express private right is unverified."
      },
      "research_note": null
    },
    {
      "key": "US-DE",
      "name": "Delaware",
      "kind": "state",
      "url": "https://checkbox.site/laws/delaware",
      "requirement_count": 3,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Delaware consumer contracts — automatic renewal provisions",
          "citation": "6 Del. C. §§ 2731-2737",
          "source_url": "https://delcode.delaware.gov/title6/c027/sc04/index.html",
          "effective_date": "2022-01-01",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Clear and conspicuous disclosure of automatic renewal terms; 30-60 day notice before each extension past the first 12 months (renewals of more than one month); easy cancellation for all auto-renewing contracts and online cancellation for online contracts. Treble damages; renewals in violation are voidable; 30-day notice-and-cure before consumer suits.",
          "scope": "Consumers buying or leasing merchandise (goods, intangibles, real estate or services, other than insurance) primarily for personal, family or household purposes; contracts up to $50,000. Exempt: PSC, Insurance Commission and FCC matters, residential leases, banking organizations.",
          "amendments": [
            {
              "citation": "84 Del. Laws c. 233 (SB 125), approved Sept. 21, 2023",
              "effective_date": "2023-09-21",
              "summary": "Technical corrections only (no substantive change)."
            }
          ]
        }
      ],
      "enforcement": {
        "private_right_of_action": "yes",
        "remedies": "Private suit with treble damages; renewals in violation are voidable; 30-day notice-and-cure before consumer suits."
      },
      "research_note": null
    },
    {
      "key": "US-DC",
      "name": "District of Columbia",
      "kind": "state",
      "url": "https://checkbox.site/laws/district-of-columbia",
      "requirement_count": 5,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Automatic Renewal Protections Act of 2018",
          "citation": "D.C. Code §§ 28A-201 to 28A-204",
          "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/28A-203",
          "effective_date": "2019-09-11",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Renewal provision and cancellation procedure disclosed clearly, conspicuously and next to the consent request; post-trial price; 30-60 day renewal notices for 12-month+ terms (first renewal and yearly); 15-30 day trial notice and separate renewal consent for trials of a month or more. Violations void the renewal provision and violate the Consumer Protection Procedures Act (good-faith-error defense).",
          "scope": "\"Consumer\" is any person acquiring goods or services (no personal-use limitation). Exempt: DISB-regulated insurers, banks and other depository institutions, PSC/FCC/FERC-regulated services, and service contracts (§ 28A-204).",
          "amendments": []
        }
      ],
      "enforcement": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Violations void the renewal provision and violate the Consumer Protection Procedures Act (CPPA; good-faith-error defense); private CPPA suits are likely."
      },
      "research_note": null
    },
    {
      "key": "US-FL",
      "name": "Florida",
      "kind": "state",
      "url": "https://checkbox.site/laws/florida",
      "requirement_count": 3,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Florida automatic renewal of service contracts",
          "citation": "Fla. Stat. § 501.165",
          "source_url": "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0501/Sections/0501.165.html",
          "effective_date": "2010-07-01",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Service contracts with automatic renewal provisions: clear and conspicuous disclosure; 30-60 day notice before the cancellation deadline for 12-month+ contracts renewing for more than a month; cancellation by the same means as acceptance. Violations void the renewal provision.",
          "scope": "Service contracts only. Exempt: financial and depository institutions (and affiliates), health studios, entities licensed under chs. 624, 627, 634, 636 or 641, electric utilities, and certain ch. 180 private utility companies.",
          "amendments": [
            {
              "citation": "Ch. 2022-169, Laws of Fla. (CS/CS/CS/HB 749)",
              "effective_date": "2022-06-03",
              "summary": "Same-manner, same-means cancellation."
            }
          ]
        }
      ],
      "enforcement": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Remedy: the automatic-renewal provision is void / unenforceable; whether this \"service contract\" law reaches digital subscriptions at all is unsettled (open question 16); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified."
      },
      "research_note": null
    },
    {
      "key": "US-GA",
      "name": "Georgia",
      "kind": "state",
      "url": "https://checkbox.site/laws/georgia",
      "requirement_count": 6,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Georgia Online Automatic Renewal Transparency Act",
          "citation": "O.C.G.A. §§ 10-1-439.5 to 10-1-439.13",
          "source_url": "https://gov.georgia.gov/document/2023-signed-legislation/hb-528/download",
          "effective_date": "2024-01-01",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary_partial",
          "last_verified": "2026-10-29",
          "summary": "Online subscriptions with terms over 31 days: offer terms next to consent; consent before charging; acknowledgment; notice before or within three days after charging; online cancellation; material-change notice. AG enforcement only (injunction, restitution); good-faith compliance bars civil penalties; no private right of action.",
          "scope": "Natural persons residing in Georgia, personal/family/household purposes; online offers only. Exempt: franchised or PSC/Agriculture/FCC/FERC-regulated services, insurance-regulated entities, financial institutions and bank holding companies, foreign banks.",
          "amendments": []
        }
      ],
      "enforcement": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only (injunction, restitution); good-faith compliance bars civil penalties; no private right of action."
      },
      "research_note": null
    },
    {
      "key": "US-HI",
      "name": "Hawaii",
      "kind": "state",
      "url": "https://checkbox.site/laws/hawaii",
      "requirement_count": 7,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Hawaii automatic renewal and continuous service clauses law",
          "citation": "Haw. Rev. Stat. § 481-9.5",
          "source_url": "https://www.capitol.hawaii.gov/hrscurrent/Vol11_Ch0476-0490/HRS0481/HRS_0481-0009_0005.htm",
          "effective_date": "2012-07-01",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Disclosure of renewal/continuous-service clauses and cancellation procedure; affirmative consent; retainable acknowledgment; 30-60 day notice for 12-month+ contracts; cancellation channel; material-change notice; knowing violations or failure to cancel on request are UDAP violations (§ 480-2).",
          "scope": "Consumers as defined in § 480-1. Exempt: chapter 412 financial institutions, chapter 431/432/432D insurers, chapter 269 telecommunications providers, and cable operators (ch. 440G/FCC-regulated activities).",
          "amendments": [
            {
              "citation": "Act 200, SLH 2015 (SB 464)",
              "effective_date": "2015-07-01",
              "summary": "Continuous service, consent, acknowledgment, cancellation mechanism, material change, failure-to-cancel liability."
            },
            {
              "citation": "Act 194, SLH 2023 (SB 478)",
              "effective_date": "2023-07-03",
              "summary": "Cable-operator exemption updated (no substantive change for subscriptions)."
            }
          ]
        }
      ],
      "enforcement": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "California-style law; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified."
      },
      "research_note": null
    },
    {
      "key": "US-ID",
      "name": "Idaho",
      "kind": "state",
      "url": "https://checkbox.site/laws/idaho",
      "requirement_count": 3,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Idaho cancellation of subscriptions law",
          "citation": "Idaho Code § 48-603G",
          "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title48/T48CH6/SECT48-603G/",
          "effective_date": "2023-01-01",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Online subscriptions: clear and conspicuous renewal terms and cancellation methods; online cancellation mechanism with no fee; toll-free, prominently displayed phone number if a phone option exists; 30-60 day notice for renewals of 12 months or more.",
          "scope": "Internet subscriptions with Idaho consumers. Exempt: franchised or PUC/FCC/FERC-regulated services; insurers and their affiliates (including § 41-6203 service products).",
          "amendments": [
            {
              "citation": "2023 Idaho Sess. Laws ch. 106 (H 116)",
              "effective_date": "2023-07-01",
              "summary": "Removed the two-cancellation-methods notice requirement."
            }
          ]
        }
      ],
      "enforcement": {
        "private_right_of_action": "ag_only",
        "remedies": "Idaho Consumer Protection Act violation: Attorney General enforcement, no private right of action; good-faith compliance bars civil penalties."
      },
      "research_note": null
    },
    {
      "key": "US-IL",
      "name": "Illinois",
      "kind": "state",
      "url": "https://checkbox.site/laws/illinois",
      "requirement_count": 6,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Illinois Automatic Contract Renewal Act",
          "citation": "815 ILCS 601",
          "source_url": "https://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2296&ChapterID=67",
          "effective_date": "2005-01-01",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Offer terms next to consent; consent before charging; acknowledgment; trial/promo notice (15+ days, at least 3 days before the deadline); 30-60 day written notice for 12-month+ contracts; online cancellation for online sign-ups. Violations are Consumer Fraud Act violations (good-faith-error defense with refund).",
          "scope": "Consumer contracts (not business-to-business). Exempt: banks and other financial institutions, utilities under Art. XXII of the Public Utilities Act, Department of Insurance-regulated parties, and contracts extended because the consumer changed the terms.",
          "amendments": [
            {
              "citation": "P.A. 102-517",
              "effective_date": "2022-01-01",
              "summary": "Cancellation mechanism and online cancellation for online offers."
            },
            {
              "citation": "P.A. 103-70",
              "effective_date": "2024-01-01",
              "summary": "Offer terms, consent, acknowledgment; B2B exclusion."
            },
            {
              "citation": "P.A. 103-919",
              "effective_date": "2025-01-01",
              "summary": "Notice during free trials/promotional periods of 15 days or more."
            }
          ]
        }
      ],
      "enforcement": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Violations are Consumer Fraud Act (ICFA) violations: private suits with attorney's-fee shifting (FloSports $1.55M); forecast to lead the 2026-27 multistate wave."
      },
      "research_note": null
    },
    {
      "key": "US-IN",
      "name": "Indiana",
      "kind": "state",
      "url": "https://checkbox.site/laws/indiana",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "No general consumer automatic-renewal law was found in the research (secondary searches; not individually confirmed against the state code). Bills introduced in some of these states in 2025 were not enacted."
    },
    {
      "key": "US-IA",
      "name": "Iowa",
      "kind": "state",
      "url": "https://checkbox.site/laws/iowa",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "Only sector-specific rules were found (for example health clubs, buyers’ clubs or telephone contracts), no general automatic-renewal law. Basis: secondary sources."
    },
    {
      "key": "US-KS",
      "name": "Kansas",
      "kind": "state",
      "url": "https://checkbox.site/laws/kansas",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "No general consumer automatic-renewal law was found in the research (secondary searches; not individually confirmed against the state code). Bills introduced in some of these states in 2025 were not enacted."
    },
    {
      "key": "US-KY",
      "name": "Kentucky",
      "kind": "state",
      "url": "https://checkbox.site/laws/kentucky",
      "requirement_count": 6,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Kentucky automatic renewal and continuous service offers law",
          "citation": "Ky. Rev. Stat. §§ 365.400-365.408",
          "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=54220",
          "effective_date": "2024-01-01",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Offer terms next to consent; affirmative consent; acknowledgment; cancellation mechanism; online cancellation for online sign-ups; material-change notice. AG enforcement (injunction, restitution, up to $500 per violation) after a first-violation cure with prorated refund; no renewal or trial reminder duties.",
          "scope": "Individuals buying for personal, family or household purposes; contracts entered into from Jan. 1, 2024. Exempt (§ 365.404): franchised/PSC/FCC/FERC-regulated services, insurers and service-contract providers, banks, credit unions, savings associations, consumer loan companies, in-vehicle/roadside/travel subscription services, solid waste services.",
          "amendments": []
        }
      ],
      "enforcement": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only (injunction, restitution, up to $500 per violation) after a first-violation cure with prorated refund."
      },
      "research_note": null
    },
    {
      "key": "US-LA",
      "name": "Louisiana",
      "kind": "state",
      "url": "https://checkbox.site/laws/louisiana",
      "requirement_count": 11,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Louisiana contracts with automatic renewal clauses",
          "citation": "La. R.S. 9:2716",
          "source_url": "https://legis.la.gov/Legis/Law.aspx?d=725425",
          "effective_date": "2011-01-01",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Clear and conspicuous disclosure of the automatic renewal clause and of how to cancel. Contracts renewed in violation revert to thirty-day renewals; good-faith-error defense with refund.",
          "scope": "Consumer contracts entered into from Jan. 1, 2011; contracts cancellable on one month's written notice after the initial period are exempt.",
          "amendments": []
        },
        {
          "statute": "Louisiana Click-to-Cancel Act",
          "citation": "La. R.S. 51:3301-3305 (Act 830 of 2026, HB 750)",
          "source_url": "https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1481459",
          "effective_date": "2027-01-01",
          "status": "enacted_not_yet_effective",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Effective Jan. 1, 2027: offer terms next to acceptance (renewal terms capped at one year absent express written consent); affirmative consent; acknowledgment; one-year consent records; pre-billing notice; easy cancellation; material-change notice; notice at least 3 days before renewals of 12+ months, material changes and trial conversions. AG civil penalty up to $500 per violation after a 30-day cure period.",
          "scope": "Consumers buying for personal, family or household purposes. Excludes persons with fewer than 50 employees or under $5 million annual revenue (with affiliates), rental-purchase agreements, financial institutions, insurers, FCC-regulated services, member/trade-association programs and professional subscription services; does not supersede R.S. 51:3144-3145.",
          "amendments": []
        }
      ],
      "enforcement": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only: civil penalty up to $500 per violation after a 30-day cure period."
      },
      "research_note": null
    },
    {
      "key": "US-ME",
      "name": "Maine",
      "kind": "state",
      "url": "https://checkbox.site/laws/maine",
      "requirement_count": 5,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Maine automatic subscription or health club membership renewal law",
          "citation": "10 M.R.S. §§ 1210-C, 1210-D (ch. 205-B)",
          "source_url": "https://legislature.maine.gov/statutes/10/title10sec1210-C.html",
          "effective_date": "2020-01-02",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Covered digital subscriptions (and, from 2026, health clubs). From Jan. 1, 2026: clear and easily accessible disclosure of material terms and cancellation methods; express consent by check box or other affirmative act; cancellation by the same method and manner as sign-up; notice no more than 30 days before 12-month+ renewals; treble refunds for unauthorized charges. 2020-2025: disclosure of cancellation methods, online cancellation, and 30-60 day notice before the cancellation deadline for 12-month+ subscriptions.",
          "scope": "Covers only these subscriptions: online magazines, journals and periodicals; online media players; mobile apps; social networking services; internet game services; online software; and (from 2026) health club memberships (§ 1210-C(1)(A)). Physical-goods subscriptions are outside § 1210-C. Unauthorized charges must be refunded or credited at three times the amount (§ 1210-D).",
          "amendments": [
            {
              "citation": "P.L. 2025, c. 376 (LD 1642)",
              "effective_date": "2026-01-01",
              "summary": "Express consent, same-method cancellation, misrepresentation, revised notice timing, health clubs, treble refunds, AG enforcement."
            }
          ]
        },
        {
          "statute": "Maine charges after free trial period",
          "citation": "10 M.R.S. §§ 1210-1210-B (ch. 205-A)",
          "source_url": "https://legislature.maine.gov/statutes/10/title10sec1210.html",
          "effective_date": "2009-09-12",
          "status": "in_force",
          "confidence": "medium",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Free offers that convert to paid: billing information must come directly from the consumer and the offer terms must be disclosed clearly and conspicuously. Violations are UTPA violations (§ 1210-A).",
          "scope": null,
          "amendments": []
        }
      ],
      "enforcement": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Treble refund of amounts charged in violation (§ 1210-D); Attorney General enforcement; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified."
      },
      "research_note": null
    },
    {
      "key": "US-MD",
      "name": "Maryland",
      "kind": "state",
      "url": "https://checkbox.site/laws/maryland",
      "requirement_count": 7,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Maryland Consumer Protection — Automatic Renewals (2025 chs. 204, 205)",
          "citation": "Md. Code Ann., Com. Law § 14-1329",
          "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl&section=14-1329&enactments=false",
          "effective_date": "2026-06-01",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Renewal terms next to consent; easily accessible cancellation methods; post-trial price; consent to auto-charging for terms over one month; cancellation at least as easy as sign-up in the same medium (prominent link/button or email, no required agent); notices 3-21 days before trials over 14 days convert and 15-45 days before 1-year terms renew. Unfair, abusive or deceptive trade practice (Title 13); no private right of action under this section.",
          "scope": "Exempt: businesses whose renewal practices are regulated by the Maryland Insurance Administration, entities regulated under the Service Contracts and Consumer Products Guaranty Act, and PSC-, FCC- or FERC-regulated services.",
          "amendments": []
        }
      ],
      "enforcement": {
        "private_right_of_action": "ag_only",
        "remedies": "Unfair, abusive or deceptive trade practice (Consumer Protection Act Title 13); the statute says there is no private right of action under this section."
      },
      "research_note": null
    },
    {
      "key": "US-MA",
      "name": "Massachusetts",
      "kind": "state",
      "url": "https://checkbox.site/laws/massachusetts",
      "requirement_count": 6,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Massachusetts Attorney General regulation — Unfair and Deceptive Fees (recurring fees and trial offers)",
          "citation": "940 CMR 38.05 (940 CMR 38.00)",
          "source_url": "https://www.mass.gov/regulations/940-CMR-3800-unfair-and-deceptive-fees",
          "effective_date": "2025-09-02",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Regulation (not a statute): written trial-offer and negative-option disclosures (including calendar cancel-by and charge dates); simple cancellation at least as easy as sign-up through the same medium that immediately stops charges; 5-30 day pre-deadline notices for periods over 31 days; per-charge or pre-deadline notices for plans of 31 days or less.",
          "scope": "Applies to advertising, marketing, solicitation or offers of sale targeted to or resulting in a sale in Massachusetts; violations are unfair and deceptive practices under M.G.L. c. 93A, § 2 (private actions with multiple damages available under c. 93A).",
          "amendments": []
        }
      ],
      "enforcement": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Unfair and deceptive practice under M.G.L. c. 93A: private actions for double or treble damages and attorney's fees (after a 30-day demand letter); AG enforcement."
      },
      "research_note": null
    },
    {
      "key": "US-MI",
      "name": "Michigan",
      "kind": "state",
      "url": "https://checkbox.site/laws/michigan",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "No general consumer automatic-renewal law was found in the research (secondary searches; not individually confirmed against the state code). Bills introduced in some of these states in 2025 were not enacted."
    },
    {
      "key": "US-MN",
      "name": "Minnesota",
      "kind": "state",
      "url": "https://checkbox.site/laws/minnesota",
      "requirement_count": 9,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Minnesota automatic renewal and continuous service law",
          "citation": "Minn. Stat. §§ 325G.56-325G.63",
          "source_url": "https://www.revisor.mn.gov/statutes/cite/325G.57",
          "effective_date": "2025-01-01",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Offer terms before acceptance; no charge before authorization; confirmation with termination options; material-change notice; 5-30 day notice for trials over 30 days; yearly notice for continuous service; no retention offers without opt-in; website termination election for sellers with account management; termination effective within 31 days. Good-faith compliance bars civil penalties (§ 325G.63).",
          "scope": "Indefinite subscription agreements with Minnesota consumers (including health club, buying club and social referral contracts). Exempt (§ 325G.62): contracts governed by another automatic-renewal statute or regulation, insurance licensees, licensed technology system contractors, PUC/FCC/FERC-regulated services, FINRA/SEC/state-securities registrants.",
          "amendments": []
        }
      ],
      "enforcement": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement; a private action is likely available through Minnesota's private attorney general statute (unverified); good-faith compliance bars civil penalties."
      },
      "research_note": null
    },
    {
      "key": "US-MS",
      "name": "Mississippi",
      "kind": "state",
      "url": "https://checkbox.site/laws/mississippi",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "No statute was found. 2025 bills (SB 2498, HB 875) were not enacted; HB 987 (2026) died in committee on Feb. 3, 2026. Basis: secondary sources."
    },
    {
      "key": "US-MO",
      "name": "Missouri",
      "kind": "state",
      "url": "https://checkbox.site/laws/missouri",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "Only sector-specific rules were found (for example health clubs, buyers’ clubs or telephone contracts), no general automatic-renewal law. Basis: secondary sources."
    },
    {
      "key": "US-MT",
      "name": "Montana",
      "kind": "state",
      "url": "https://checkbox.site/laws/montana",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "No general consumer automatic-renewal law was found in the research (secondary searches; not individually confirmed against the state code). Bills introduced in some of these states in 2025 were not enacted."
    },
    {
      "key": "US-NE",
      "name": "Nebraska",
      "kind": "state",
      "url": "https://checkbox.site/laws/nebraska",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "No general consumer automatic-renewal law was found in the research (secondary searches; not individually confirmed against the state code). Bills introduced in some of these states in 2025 were not enacted."
    },
    {
      "key": "US-NV",
      "name": "Nevada",
      "kind": "state",
      "url": "https://checkbox.site/laws/nevada",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "Only sector-specific rules were found (for example health clubs, buyers’ clubs or telephone contracts), no general automatic-renewal law. Basis: secondary sources."
    },
    {
      "key": "US-NH",
      "name": "New Hampshire",
      "kind": "state",
      "url": "https://checkbox.site/laws/new-hampshire",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "No general consumer automatic-renewal law was found in the research (secondary searches; not individually confirmed against the state code). Bills introduced in some of these states in 2025 were not enacted."
    },
    {
      "key": "US-NJ",
      "name": "New Jersey",
      "kind": "state",
      "url": "https://checkbox.site/laws/new-jersey",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "No general consumer automatic-renewal law was found. A 2022 law (effective Aug. 1, 2023) is reported to cover only service contracts for the maintenance or repair of property; bill S2062 (2026–2027 session) is pending. Basis: secondary sources."
    },
    {
      "key": "US-NM",
      "name": "New Mexico",
      "kind": "state",
      "url": "https://checkbox.site/laws/new-mexico",
      "requirement_count": 3,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "New Mexico rule — Automatic Renewal of Service Contracts",
          "citation": "12.2.11 NMAC",
          "source_url": "https://www.srca.nm.gov/parts/title12/12.002.0011.html",
          "effective_date": "2009-09-15",
          "status": "in_force",
          "confidence": "medium",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Attorney General rule for consumer service contracts with automatic renewal provisions: 10-point clear and conspicuous renewal provision; written notice 30-60 days before the cancellation deadline by certified mail or monthly statement; at least 30 days to cancel after the notice; honor cancellation by any reliable means; no termination cost.",
          "scope": "Regulation limited to consumer \"service contracts\" (any contract for service, maintenance or repair) whose automatic renewal provision keeps the contract in effect more than two months after the original term ends. Application to digital subscriptions is uncertain, so severities are one level below the catalog default. Modelled for renewal terms of three months or more.",
          "amendments": []
        }
      ],
      "enforcement": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Remedy: the automatic-renewal provision is void / unenforceable; whether this \"service contract\" law reaches digital subscriptions at all is unsettled (open question 16); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified."
      },
      "research_note": null
    },
    {
      "key": "US-NY",
      "name": "New York",
      "kind": "state",
      "url": "https://checkbox.site/laws/new-york",
      "requirement_count": 11,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "New York Automatic Renewal Law (Prohibited Service Offer Practices)",
          "citation": "N.Y. Gen. Bus. Law §§ 527, 527-a (Art. 29-BB)",
          "source_url": "https://www.nysenate.gov/legislation/laws/GBS/527-A",
          "effective_date": "2021-02-09",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Material terms disclosed before consent or billing information; affirmative consent; consent or a refund right for price increases; prompt retainable post-consent notice; cancellation as easy as sign-up, in the same medium and every consent medium; no obstruction; 15-45 day renewal notice (1-year terms renewing for 6+ months); 5 business day-30 day material-change notice; 3-21 day trial notice (trials over a month). AG enforcement; civil penalties $100-$1,000.",
          "scope": "Consumers (personal, family or household purposes; definitions in § 527). Exempt (§ 527-a(4)): services under a municipal franchise, DFS-regulated entities, security alarm operators, banks/credit unions/financial institutions, and service contract sellers and administrators (Ins. Law § 7902). Related but not cataloged: GBL § 5-903 (renewal notice for service, maintenance or repair contracts for real or personal property). New York City consumers are also covered by the stricter DCWP \"Click to Cancel\" rule (US-NY.NYC.*, effective Oct. 1, 2026).",
          "amendments": [
            {
              "citation": "L. 2023, ch. 728 (S5941-B)",
              "effective_date": "2023-12-13",
              "summary": "15-45 day renewal notice for initial paid terms of one year or longer."
            },
            {
              "citation": "L. 2025, ch. 58, Part W (S.3008-C/A.3008-C)",
              "effective_date": "2025-11-05",
              "summary": "Comprehensive rewrite of § 527-a (see file header)."
            }
          ]
        }
      ],
      "enforcement": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement: civil penalties of $100-$1,000 per violation (secondary figure) and restitution (1-800-Flowers $375K plus nationwide restitution; Equinox $600K). Private plaintiffs plead GBL § 349; no authority found on whether a § 527-a breach alone suffices. Goods sent without affirmative consent are an unconditional gift (§ 527-a(2))."
      },
      "research_note": null
    },
    {
      "key": "US-NC",
      "name": "North Carolina",
      "kind": "state",
      "url": "https://checkbox.site/laws/north-carolina",
      "requirement_count": 4,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "North Carolina contracts with automatic renewal clauses",
          "citation": "N.C. Gen. Stat. § 75-41",
          "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_75/GS_75-41.html",
          "effective_date": "2016-07-26",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Clear and conspicuous disclosure of the renewal clause and how to cancel; written notice 15-45 days before renewals exceeding 60 days; changed terms in 12-point bold in the notice. Violations void the renewal clause.",
          "scope": "Consumer contracts for products or services. Exempt: insurers, banks and other depository institutions (and affiliates), FCC- or NC Utilities Commission-regulated entities, franchised businesses, and licensed real estate professionals.",
          "amendments": [
            {
              "citation": "S.L. 2016-113, § 16(a)",
              "effective_date": "2016-07-26",
              "summary": "Rewrote § 75-41; added the 15-45 day notice and bold changed-terms disclosure."
            },
            {
              "citation": "S.L. 2018-114, § 4(a)",
              "effective_date": "2018-10-01",
              "summary": "Exemption for licensed real estate professionals."
            }
          ]
        }
      ],
      "enforcement": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "The automatic renewal clause is void and unenforceable (§ 75-41(e)); good-faith-error defense with full refund; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified."
      },
      "research_note": null
    },
    {
      "key": "US-ND",
      "name": "North Dakota",
      "kind": "state",
      "url": "https://checkbox.site/laws/north-dakota",
      "requirement_count": 7,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "North Dakota customer contract clauses and automatic renewals",
          "citation": "N.D. Cent. Code ch. 51-37",
          "source_url": "https://ndlegis.gov/cencode/t51c37.pdf",
          "effective_date": "2019-08-01",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Renewals of more than one month: clear and conspicuous terms near the offer; affirmative consent; acknowledgment; simple cancellation procedure; 30-60 day notice for renewals over six months; material-change notice; renewal periods capped at 12 months. Non-compliant provisions are void; AG and private enforcement.",
          "scope": "Exempt: insurance (title 26.1), regulated public utilities and FCC-regulated services, banks, credit unions, trust companies and other title 6 financial institutions.",
          "amendments": [
            {
              "citation": "HB 1228 (2023)",
              "effective_date": "2023-08-01",
              "summary": "Extended the chapter from merchandise to services; clarified definitions and remedies."
            }
          ]
        }
      ],
      "enforcement": {
        "private_right_of_action": "yes",
        "remedies": "A non-compliant automatic renewal provision is void, and goods or services provided under it (or after an attempted cancellation) are unconditional gifts (§ 51-37-04); Attorney General and private enforcement."
      },
      "research_note": null
    },
    {
      "key": "US-OH",
      "name": "Ohio",
      "kind": "state",
      "url": "https://checkbox.site/laws/ohio",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "No general consumer automatic-renewal law was found in the research (secondary searches; not individually confirmed against the state code). Bills introduced in some of these states in 2025 were not enacted."
    },
    {
      "key": "US-OK",
      "name": "Oklahoma",
      "kind": "state",
      "url": "https://checkbox.site/laws/oklahoma",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "No general consumer automatic-renewal law was found in the research (secondary searches; not individually confirmed against the state code). Bills introduced in some of these states in 2025 were not enacted."
    },
    {
      "key": "US-OR",
      "name": "Oregon",
      "kind": "state",
      "url": "https://checkbox.site/laws/oregon",
      "requirement_count": 8,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Oregon automatic renewal and continuous service offers law",
          "citation": "Or. Rev. Stat. §§ 646A.292-646A.295",
          "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors646A.html",
          "effective_date": "2012-01-01",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "California 2010-style law: offer terms next to the consent request, affirmative consent, retainable acknowledgment, cancellation mechanism, material-change notice. No online-cancellation or reminder duties.",
          "scope": "Consumers (personal, family or household purposes). Exempt: franchised or PUC/FCC/FERC-regulated services, insurance-regulated persons, banks and financial institutions, service contract sellers, consumer finance companies, satellite TV providers.",
          "amendments": []
        },
        {
          "statute": "Oregon free offer law",
          "citation": "Or. Rev. Stat. § 646.644",
          "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors646.html",
          "effective_date": "2012-01-01",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Free offers that create a financial obligation: clear and conspicuous terms near the consent request, billing information from the consumer, affirmative consent, and cancellation by toll-free number or same-manner method. Unlawful Trade Practices Act enforcement.",
          "scope": null,
          "amendments": []
        }
      ],
      "enforcement": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "California-style law; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified."
      },
      "research_note": null
    },
    {
      "key": "US-PA",
      "name": "Pennsylvania",
      "kind": "state",
      "url": "https://checkbox.site/laws/pennsylvania",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "No general consumer automatic-renewal law was found in the research (secondary searches; not individually confirmed against the state code). Bills introduced in some of these states in 2025 were not enacted."
    },
    {
      "key": "US-RI",
      "name": "Rhode Island",
      "kind": "state",
      "url": "https://checkbox.site/laws/rhode-island",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "No general consumer automatic-renewal law was found in the research (secondary searches; not individually confirmed against the state code). Bills introduced in some of these states in 2025 were not enacted."
    },
    {
      "key": "US-SC",
      "name": "South Carolina",
      "kind": "state",
      "url": "https://checkbox.site/laws/south-carolina",
      "requirement_count": 1,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "South Carolina automatic renewal provisions in service contracts",
          "citation": "S.C. Code Ann. § 37-6-120 (2024 Act No. 159)",
          "source_url": "https://www.scstatehouse.gov/code/t37c006.php",
          "effective_date": "2024-05-20",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Consumer service contracts renewing for more than one month and lasting more than six months: 30-60 day pre-deadline notice with the renewal amount and cancellation channels, or the renewal provision is unenforceable.",
          "scope": "Consumer \"service contracts\" (written contracts for the performance of services over a fixed period or specified duration for personal, family or household purposes) whose automatic renewal provision renews for more than one month and keeps the contract in effect more than six months after it began (§ 37-1-301(31)-(32)). Telecommunications and broadband renewals are excluded. Sanction: the automatic renewal provision is unenforceable.",
          "amendments": []
        }
      ],
      "enforcement": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Remedy: the automatic-renewal provision is void / unenforceable; whether this \"service contract\" law reaches digital subscriptions at all is unsettled (open question 16); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified."
      },
      "research_note": null
    },
    {
      "key": "US-SD",
      "name": "South Dakota",
      "kind": "state",
      "url": "https://checkbox.site/laws/south-dakota",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "Only sector-specific rules were found (for example health clubs, buyers’ clubs or telephone contracts), no general automatic-renewal law. Basis: secondary sources."
    },
    {
      "key": "US-TN",
      "name": "Tennessee",
      "kind": "state",
      "url": "https://checkbox.site/laws/tennessee",
      "requirement_count": 8,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Tennessee automatic renewal of subscription services (Consumer Protection Act)",
          "citation": "Tenn. Code Ann. § 47-18-133; § 47-18-103",
          "source_url": "https://capitol.tn.gov/Bills/112/Bill/SB2279.pdf",
          "effective_date": "2023-01-01",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary_partial",
          "last_verified": "2026-10-29",
          "summary": "Offer terms next to consent; affirmative consent (defined since July 2024) with a refund on request for unconsented charges; charge-date notice when the renewal is more than 60 days after consent; acknowledgment; cancellation mechanism; online cancellation for online sign-ups; material-change notice. Violations are TCPA violations.",
          "scope": "Consumers (personal, family or household purposes). Exempt: FDIC-insured banks and trust companies, NCUA-insured credit unions, Department of Financial Institutions licensees, franchised or TPUC/FCC/FERC-regulated services, and title 56 insurance licensees.",
          "amendments": [
            {
              "citation": "Pub. Ch. 835 (2024), SB 1894/HB 1832",
              "effective_date": "2024-07-01",
              "summary": "Affirmative-consent definition; sixty-day charge-date notice; seven-day refund-on-request remedy."
            }
          ]
        }
      ],
      "enforcement": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Refund on request within seven days (Pub. Ch. 835, 2024); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified."
      },
      "research_note": null
    },
    {
      "key": "US-TX",
      "name": "Texas",
      "kind": "state",
      "url": "https://checkbox.site/laws/texas",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "No statute was found. SB 838 / HB 2859 (89th Legislature, 2025) did not pass, and there is no 2026 regular session. Basis: secondary sources (bill trackers)."
    },
    {
      "key": "US-UT",
      "name": "Utah",
      "kind": "state",
      "url": "https://checkbox.site/laws/utah",
      "requirement_count": 2,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Utah Automatic Renewal Contracts Act",
          "citation": "Utah Code Ann. §§ 13-70-101 to 13-70-301",
          "source_url": "https://le.utah.gov/xcode/Title13/Chapter70/13-70.html",
          "effective_date": "2025-01-01",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Notice duties only: 30-60 days before renewals into a paid term longer than 45 days (renewal date, total cost, cancellation options) and at least 3 days before any free trial expires. Non-compliant renewal provisions are void.",
          "scope": "Exempt: insurance-regulated persons, service contracts, GLBA-regulated financial institutions, public utilities, FCC/FERC-regulated services, rental agreements and property management agreements.",
          "amendments": [
            {
              "citation": "Laws of Utah 2026, ch. 95",
              "effective_date": "2026-05-06",
              "summary": "Cross-reference and enforcement updates to §§ 13-70-101 and -301 (no change to notice duties)."
            }
          ]
        }
      ],
      "enforcement": {
        "private_right_of_action": "ag_only",
        "remedies": "Non-compliant renewal provisions are void; Division of Consumer Protection administrative fines and civil penalties up to $2,500 per violation."
      },
      "research_note": null
    },
    {
      "key": "US-VT",
      "name": "Vermont",
      "kind": "state",
      "url": "https://checkbox.site/laws/vermont",
      "requirement_count": 5,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Vermont consumer contracts; automatic renewal",
          "citation": "9 V.S.A. § 2454a",
          "source_url": "https://legislature.vermont.gov/statutes/section/09/063/02454a",
          "effective_date": "2019-07-01",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Contracts of one year or longer renewing for more than a month: bold-face plain-language renewal terms; separate opt-in; 30-60 day notice; cancellation mechanism; online termination for online contracts. Violations are unfair and deceptive acts (§ 2453).",
          "scope": "Applies only to consumer contracts with an initial term of one year or longer that renew for a subsequent term longer than one month. Without compliance the contract does not renew automatically. Exempt: financial institutions, credit unions and insurance contracts.",
          "amendments": [
            {
              "citation": "2019 Adj. Sess. (2020) No. 89, § 6",
              "effective_date": "2020-07-01",
              "summary": "Cancellation mechanism and online termination; revised notice contents."
            }
          ]
        }
      ],
      "enforcement": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Vermont Consumer Protection Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified."
      },
      "research_note": null
    },
    {
      "key": "US-VA",
      "name": "Virginia",
      "kind": "state",
      "url": "https://checkbox.site/laws/virginia",
      "requirement_count": 7,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Virginia Automatic Renewal Offers and Continuous Service Offers",
          "citation": "Va. Code Ann. §§ 59.1-207.45 to 59.1-207.49",
          "source_url": "https://law.lis.virginia.gov/vacode/title59.1/chapter17.8/section59.1-207.46/",
          "effective_date": "2018-07-01",
          "status": "in_force",
          "confidence": "high",
          "verification": "primary",
          "last_verified": "2026-10-29",
          "summary": "Offer terms next to consent (strict clear-and-conspicuous standard online); affirmative consent; acknowledgment; cancellation at least as easy as sign-up through every sign-up channel with no required agent; material-change notice; free-trial notice within the last 30 days of trials over 30 days; 30-60 day notice for renewals extending more than 12 months. Violations are VCPA prohibited practices.",
          "scope": "\"Consumer\" includes small businesses (independently owned, 250 or fewer employees or $10 million or less in receipts). Exempt (§ 59.1-207.48): franchised/SCC-, FCC- or FERC-regulated services, banks and other licensed financial institutions, insurers.",
          "amendments": [
            {
              "citation": "2022 Va. Acts c. 557 (HB 78)",
              "effective_date": "2022-07-01",
              "summary": "Conspicuous online cancellation option for online sellers; trial acknowledgment wording."
            },
            {
              "citation": "2023 Va. Acts c. 288",
              "effective_date": "2023-07-01",
              "summary": "\"Automatic renewal\" limited to renewal terms of more than one month."
            },
            {
              "citation": "2023 Va. Acts c. 688 (HB 1517)",
              "effective_date": "2023-07-01",
              "summary": "Free-trial notice for trials over 30 days."
            },
            {
              "citation": "2024 Va. Acts c. 452 (HB 744)",
              "effective_date": "2024-07-01",
              "summary": "30-60 day renewal notice; timing of disclosures and material-change notice."
            },
            {
              "citation": "2026 Va. Acts cc. 931, 932 (HB 1022/SB 493)",
              "effective_date": "2026-07-01",
              "summary": "Cancellation-mechanism rewrite (as easy as sign-up, every channel, no required agent, phone rules); \"seller\"; clear-and-conspicuous standard."
            }
          ]
        }
      ],
      "enforcement": {
        "private_right_of_action": "yes",
        "remedies": "Virginia Consumer Protection Act private suit (actual damages or $500, trebled to $1,500 if willful); a reported $5,000-per-violation figure after the 2026 amendments is unverified (open question 12). Small businesses count as consumers; the good-faith defense was removed in 2026."
      },
      "research_note": null
    },
    {
      "key": "US-WA",
      "name": "Washington",
      "kind": "state",
      "url": "https://checkbox.site/laws/washington",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "No statute was found. SB 5207 (pro-rata refunds for electronic media subscriptions) remained in Senate Ways & Means as of 2026-10-29. Basis: primary (legislature bill status). The Washington Attorney General has nonetheless settled a subscription case without an automatic-renewal statute (Homeaglow, $2.25M, reported 2026)."
    },
    {
      "key": "US-WV",
      "name": "West Virginia",
      "kind": "state",
      "url": "https://checkbox.site/laws/west-virginia",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "No general consumer automatic-renewal law was found in the research (secondary searches; not individually confirmed against the state code). Bills introduced in some of these states in 2025 were not enacted."
    },
    {
      "key": "US-WI",
      "name": "Wisconsin",
      "kind": "state",
      "url": "https://checkbox.site/laws/wisconsin",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [
        {
          "statute": "Wisconsin renewals and extensions of business contracts",
          "citation": "Wis. Stat. § 134.49 (2009 Wis. Act 192)",
          "source_url": "https://docs.legis.wisconsin.gov/statutes/statutes/134/49",
          "effective_date": "2011-05-01",
          "status": "not_cataloged",
          "confidence": "medium",
          "verification": "secondary",
          "last_verified": "2026-10-29",
          "summary": "NOT CATALOGED: governs automatic renewal of business-to-business contracts (business equipment leases and business services) and excludes contracts for personal, family or household purposes and contracts terminable on one month's notice. Not applicable to consumer subscriptions.",
          "scope": null,
          "amendments": []
        }
      ],
      "enforcement": null,
      "research_note": null
    },
    {
      "key": "US-WY",
      "name": "Wyoming",
      "kind": "state",
      "url": "https://checkbox.site/laws/wyoming",
      "requirement_count": 0,
      "last_reviewed": "2026-10-29",
      "laws": [],
      "enforcement": null,
      "research_note": "No general consumer automatic-renewal law was found in the research (secondary searches; not individually confirmed against the state code). Bills introduced in some of these states in 2025 were not enacted."
    },
    {
      "key": "US-NY-NYC",
      "name": "New York City",
      "kind": "city",
      "url": "https://checkbox.site/laws/new-york-city",
      "requirement_count": 8,
      "last_reviewed": "2026-10-31",
      "laws": [
        {
          "statute": "New York City \"Click to Cancel\" Rule (DCWP)",
          "citation": "6 RCNY §§ 5-110 to 5-110.3",
          "source_url": "https://www.nyc.gov/content/dam/nycgov/nyc-main/pdf/2026/Click-to-Cancel-Rule.pdf",
          "effective_date": "2026-10-01",
          "status": "in_force",
          "confidence": "medium",
          "verification": "primary",
          "last_verified": "2026-10-31",
          "summary": "City rule mirroring GBL § 527-a: material terms (including the deadline to act) before consent or billing information; cancellation as easy as consent, in the same medium and every consent medium, with an online option (website or email) for in-person sign-ups; no obstruction or unreasonable save offers; 15-45 day renewal notice (initial term of one year or more renewing for six months or more) and 3-21 day trial notice (trials over a month) in the consumer-selected channel; 5 business day-30 day material-change notice. Violators refund every amount charged after the first cancellation attempt (§ 5-110.2); DCWP penalties $525 / $1,050 / $3,500. Evaluated under US-NY (the jurisdiction model has no city level).",
          "scope": "New York City consumers. Exempt (§ 5-110.3): municipal franchise holders (e.g. cable), DFS-regulated entities, licensed alarm operators, banks and licensed financial institutions, and service-contract sellers. Territorial reach and interaction with state AG enforcement are open question 9 (hence medium confidence).",
          "amendments": [
            {
              "citation": "DCWP Notice of Adoption (proposed Apr. 8, 2026; hearing May 8, 2026; adopted July 10, 2026)",
              "effective_date": "2026-10-01",
              "summary": "Adds 6 RCNY Part 8 \"Click to Cancel\" (§§ 5-110 to 5-110.3)."
            }
          ]
        }
      ],
      "enforcement": {
        "private_right_of_action": "ag_only",
        "remedies": "NYC Department of Consumer and Worker Protection: penalties of $525 (first), $1,050 (second) and $3,500 (third and later) per violation, and restitution of every amount charged after the consumer's first attempt to cancel (6 RCNY § 5-110.2)."
      },
      "research_note": null
    }
  ],
  "requirements": [
    {
      "id": "US-FED.8403.1",
      "jurisdiction": "US-FED",
      "jurisdiction_name": "Federal",
      "law": "Restore Online Shoppers' Confidence Act (ROSCA)",
      "stage": "signup",
      "title": "Clearly and conspicuously disclose all material terms before obtaining billing information",
      "summary": "Before collecting the consumer's billing information, the seller must provide text that clearly and conspicuously discloses all material terms of the transaction: that the consumer will be charged on a recurring basis until they cancel, the amount and frequency of the charges, any free-trial length and the charge after it, and how to cancel.",
      "citation": "15 U.S.C. § 8403(1)",
      "source_url": "https://www.law.cornell.edu/uscode/text/15/8403",
      "effective_date": "2010-12-29",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "ROSCA: FTC and state attorneys general only. Violations are treated as FTC rule violations: civil penalties up to $53,088 per violation (counted per consumer) and consumer redress (e.g. Amazon $2.5B, Adobe $150M).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.frequency",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.trial_terms",
        "signup.disclosure.term_length",
        "signup.disclosure.proximity",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/federal"
    },
    {
      "id": "US-FED.8403.2",
      "jurisdiction": "US-FED",
      "jurisdiction_name": "Federal",
      "law": "Restore Online Shoppers' Confidence Act (ROSCA)",
      "stage": "signup",
      "title": "Obtain express informed consent before charging",
      "summary": "The seller must obtain the consumer's express informed consent before charging the consumer's credit card, debit card, bank account or other financial account for the negative-option product or service.",
      "citation": "15 U.S.C. § 8403(2)",
      "source_url": "https://www.law.cornell.edu/uscode/text/15/8403",
      "effective_date": "2010-12-29",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "ROSCA: FTC and state attorneys general only. Violations are treated as FTC rule violations: civil penalties up to $53,088 per violation (counted per consumer) and consumer redress (e.g. Amazon $2.5B, Adobe $150M).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/federal"
    },
    {
      "id": "US-FED.8403.3",
      "jurisdiction": "US-FED",
      "jurisdiction_name": "Federal",
      "law": "Restore Online Shoppers' Confidence Act (ROSCA)",
      "stage": "cancellation",
      "title": "Provide simple mechanisms to stop recurring charges",
      "summary": "The seller must provide simple mechanisms for the consumer to stop recurring charges from being placed on their credit card, debit card, bank account or other financial account.",
      "citation": "15 U.S.C. § 8403(3)",
      "source_url": "https://www.law.cornell.edu/uscode/text/15/8403",
      "effective_date": "2010-12-29",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "ROSCA: FTC and state attorneys general only. Violations are treated as FTC rule violations: civil penalties up to $53,088 per violation (counted per consumer) and consumer redress (e.g. Amazon $2.5B, Adobe $150M).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable",
        "cancel.flow_friction",
        "cancel.confirmation",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/federal"
    },
    {
      "id": "US-FED.1005.10.b",
      "jurisdiction": "US-FED",
      "jurisdiction_name": "Federal",
      "law": "Electronic Fund Transfer Act / Regulation E — preauthorized transfers",
      "stage": "confirmation",
      "title": "Written authorization for recurring debits from a consumer bank/debit account, with a copy to the consumer",
      "summary": "Preauthorized (recurring) electronic fund transfers from a consumer's account — e.g. a subscription billed to a debit card, prepaid card or bank account (ACH) — may be authorized only by a writing signed or similarly authenticated by the consumer, and the merchant that obtains the authorization must give the consumer a copy of it.",
      "citation": "15 U.S.C. § 1693e(a); 12 C.F.R. § 1005.10(b) (Regulation E)",
      "source_url": "https://www.ecfr.gov/current/title-12/chapter-X/part-1005/subpart-A/section-1005.10",
      "effective_date": "1980-05-10",
      "sunset_date": null,
      "applies_when": {
        "payment_methods": [
          "debit",
          "ach"
        ]
      },
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "EFTA § 1693m: actual damages plus statutory damages of $100-$1,000 per individual (class: lesser of $500,000 or 1% of net worth, unverified) and attorney's fees. Critical when debit or ACH billing is confirmed; the copy of the authorization should reach the consumer before the first debit (CFPB guidance).",
        "multiple_damages": false,
        "statutory_damages": true,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative",
        "confirmation.email.sent",
        "confirmation.email.terms"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/federal"
    },
    {
      "id": "US-FED.1005.10.d",
      "jurisdiction": "US-FED",
      "jurisdiction_name": "Federal",
      "law": "Electronic Fund Transfer Act / Regulation E — preauthorized transfers",
      "stage": "reminder",
      "title": "Advance notice when a recurring debit will change in amount",
      "summary": "When a preauthorized debit from a consumer's account will vary in amount from the previous transfer or from the authorized amount (e.g. a subscription price increase billed to a debit card or by ACH), the payee must send written notice of the amount and date of the transfer at least 10 days before the scheduled transfer date.",
      "citation": "15 U.S.C. § 1693e(b); 12 C.F.R. § 1005.10(d) (Regulation E)",
      "source_url": "https://www.ecfr.gov/current/title-12/chapter-X/part-1005/subpart-A/section-1005.10",
      "effective_date": "1980-05-10",
      "sunset_date": null,
      "applies_when": {
        "payment_methods": [
          "debit",
          "ach"
        ]
      },
      "notice_window": {
        "min_days_before": 10,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "charge",
        "description": "at least 10 days before the charge"
      },
      "severity": "medium",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "EFTA § 1693m: actual damages plus statutory damages of $100-$1,000 per individual (class cap unverified) and attorney's fees.",
        "multiple_damages": false,
        "statutory_damages": true,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/federal"
    },
    {
      "id": "US-CA.17602.a.1",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "signup",
      "title": "Present the automatic-renewal offer terms clearly and conspicuously, next to the consent request",
      "summary": "Before the subscription is fulfilled, present the automatic renewal offer terms (§ 17601(a)(2)): that the subscription continues until the consumer cancels; the cancellation policy; the recurring charges (and, if the amount may change, that it may change and the new amount if known); the length of the renewal term or that the service is continuous; and any minimum purchase obligation — clearly and conspicuously and in visual proximity (for voice offers, temporal proximity) to the request for consent to the offer.",
      "citation": "Cal. Bus. & Prof. Code § 17602(a)(1); § 17601(a)(2)-(3)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2010-12-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.frequency",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.term_length",
        "signup.disclosure.proximity",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-CA.17602.a.1.trial",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "signup",
      "title": "Explain the post-trial price for free gifts or trials",
      "summary": "If the offer includes a free gift or trial, the offer must clearly and conspicuously explain the price that will be charged after the trial ends, or the manner in which the subscription pricing will change when the trial ends.",
      "citation": "Cal. Bus. & Prof. Code § 17602(a)(1) (second sentence)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2018-07-01",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "signup.disclosure.trial_terms",
        "signup.disclosure.price"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-CA.17602.a.2",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "signup",
      "title": "Obtain affirmative consent before charging",
      "summary": "Do not charge the consumer's credit or debit card or third-party payment account for an automatic renewal or continuous service without first obtaining the consumer's affirmative consent to the agreement containing the automatic renewal offer terms, including terms offered at a promotional or discounted price for a limited time.",
      "citation": "Cal. Bus. & Prof. Code § 17602(a)(2)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2010-12-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-CA.17602.a.4",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "signup",
      "title": "Obtain express affirmative consent to the automatic-renewal terms themselves",
      "summary": "Obtain the consumer's express affirmative consent to the automatic renewal or continuous service offer terms (not merely to a purchase or to general terms of service).",
      "citation": "Cal. Bus. & Prof. Code § 17602(a)(4)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2025-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-CA.17602.a.5",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "signup",
      "title": "Do not undermine consent with contradictory or distracting information",
      "summary": "Do not include any information in the contract that interferes with, detracts from, contradicts, or otherwise undermines the consumer's ability to provide affirmative consent to the automatic renewal or continuous service.",
      "citation": "Cal. Bus. & Prof. Code § 17602(a)(5)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2025-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "medium",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "signup.disclosure.conspicuous",
        "signup.consent.affirmative"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-CA.17602.a.6",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "signup",
      "title": "Keep verification of consent for three years (or one year after termination, if longer)",
      "summary": "Maintain verification of the consumer's affirmative consent for at least three years, or one year after the contract is terminated, whichever period is longer.",
      "citation": "Cal. Bus. & Prof. Code § 17602(a)(6)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2025-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "medium",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "signup.consent.affirmative"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-CA.17602.a.7",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "signup",
      "title": "Do not misrepresent material facts, including that the plan auto-renews",
      "summary": "Do not misrepresent, expressly or by implication, any material fact related to the transaction, including the inclusion of an automatic renewal or continuous service, or any material fact about the underlying good or service.",
      "citation": "Cal. Bus. & Prof. Code § 17602(a)(7)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2025-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-CA.17602.a.3",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "confirmation",
      "title": "Send a retainable acknowledgment with the renewal terms, cancellation policy and how to cancel",
      "summary": "Provide an acknowledgment, in a form the consumer can retain (e.g. email), that includes the automatic renewal offer terms, the cancellation policy, and information on how to cancel — including the cancellation mechanism required by § 17602(c). It may be sent after the initial order is completed.",
      "citation": "Cal. Bus. & Prof. Code § 17602(a)(3), (c)(1), (i)(1)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2010-12-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "confirmation.email.sent",
        "confirmation.email.terms",
        "confirmation.email.cancellation_instructions"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-CA.17602.a.3.trial",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "confirmation",
      "title": "For free gifts/trials, the acknowledgment explains how to cancel before being charged",
      "summary": "If the offer includes a free gift or trial, the acknowledgment must also disclose how to cancel, and the business must allow the consumer to cancel, before the consumer pays for the goods or services.",
      "citation": "Cal. Bus. & Prof. Code § 17602(a)(3) (second sentence)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2018-07-01",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true
      },
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "confirmation.email.trial_terms"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-CA.17602.b.1",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "reminder",
      "title": "Notice before a free trial or promotional price longer than 31 days ends",
      "summary": "If the consumer accepted a free gift or trial lasting more than 31 days (or a promotional price lasting more than 31 days), send a notice 3 to 21 days before the trial/promotional period expires stating: that the subscription will automatically renew unless cancelled; the length and other terms of the renewal period; the amount (or range) and frequency of the charges; one or more ways to cancel; a link (or other electronic method) to the cancellation process if sent electronically; and the business's contact information.",
      "citation": "Cal. Bus. & Prof. Code § 17602(a)(8), (b)(1)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2022-07-01",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true,
        "min_trial_days": 32
      },
      "notice_window": {
        "min_days_before": 3,
        "max_days_before": 21,
        "max_days_after": null,
        "anchor": "trial_end",
        "description": "3-21 days before the trial ends"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "reminder.trial_ending",
        "config.trial_reminder_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-CA.17602.b.2",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "reminder",
      "title": "Renewal notice for initial terms of one year or longer",
      "summary": "If the consumer accepted an offer with an initial term of one year or longer that automatically renews unless cancelled, send the § 17602(a)(8) notice (renewal statement, renewal length and terms, amount/range and frequency of charges, cancellation methods, cancellation link if electronic, contact information) 15 to 45 days before it renews.",
      "citation": "Cal. Bus. & Prof. Code § 17602(a)(8), (b)(2)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2022-07-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 12
      },
      "notice_window": {
        "min_days_before": 15,
        "max_days_before": 45,
        "max_days_after": null,
        "anchor": "renewal",
        "description": "15-45 days before renewal"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-CA.17602.c.1",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "cancellation",
      "title": "Offer a cost-effective, timely, easy-to-use cancellation mechanism and describe it in the acknowledgment",
      "summary": "Provide a toll-free telephone number, email address, postal address (if the seller bills directly), or another cost-effective, timely and easy-to-use cancellation mechanism, and describe it in the acknowledgment.",
      "citation": "Cal. Bus. & Prof. Code § 17602(c)(1)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2010-12-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "cancel.mechanism_findable",
        "confirmation.email.cancellation_instructions"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-CA.17602.c.2",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "cancellation",
      "title": "Phone cancellation lines must be answered promptly; voicemail cancellations handled next business day",
      "summary": "If cancellation is offered by toll-free number, answer calls promptly during normal business hours and do not obstruct or delay cancellation; if the consumer leaves a cancellation voicemail, process the cancellation or call back within one business day.",
      "citation": "Cal. Bus. & Prof. Code § 17602(c)(2)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2025-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "medium",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "cancel.flow_friction"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-CA.17602.d",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "cancellation",
      "title": "Online sign-ups must be able to cancel online, at will, immediately (\"click to cancel\")",
      "summary": "A business that lets consumers accept an offer online must let them terminate exclusively online, at will, and without further steps that obstruct or delay immediate termination, via either a prominently located direct link or button (in the account/profile or device/user settings) or an immediately accessible termination email formatted and provided by the business that the consumer can send without additional information. The business may require account login/authentication, but a consumer unable or unwilling to authenticate online must be able to cancel offline.",
      "citation": "Cal. Bus. & Prof. Code § 17602(d)(1)-(3)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2022-07-01",
      "sunset_date": null,
      "applies_when": {
        "online_signup": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable",
        "cancel.flow_friction",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-CA.17602.c.2018",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "cancellation",
      "title": "Online sign-ups can terminate exclusively online (2018-2022 text)",
      "summary": "A consumer who accepts an automatic renewal or continuous service offer online must be allowed to terminate exclusively online, which may include a termination email formatted and provided by the business that the consumer can send without additional information.",
      "citation": "Cal. Bus. & Prof. Code § 17602(c) (Stats. 2017, ch. 356; operative July 1, 2018 - June 30, 2022)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2018-07-01",
      "sunset_date": "2022-07-01",
      "applies_when": {
        "online_signup": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "cancel.online_available",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-CA.17602.e",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "cancellation",
      "title": "Save offers only with a continuously displayed \"click to cancel\" option",
      "summary": "Retention offers or information about the effect of cancelling are not an obstruction only if the consumer can still cancel: online, any discount/retention offer must be shown together with a prominently located, continuously and proximately displayed direct link or button labelled \"click to cancel\" (or similar); by phone, the consumer must first be told clearly that they can complete cancellation at any time by saying \"cancel\". Once the consumer uses that option, the cancellation must be processed promptly.",
      "citation": "Cal. Bus. & Prof. Code § 17602(e)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2025-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "cancel.flow_friction",
        "cancel.confirmation"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-CA.17602.f",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "cancellation",
      "title": "Cancellation in the same medium used to sign up",
      "summary": "Cancellation must be available in the same medium the consumer used to activate the subscription, or the medium in which the consumer is accustomed to interacting with the business. If the subscription was activated by phone, a retainable cancellation phone number must be available and clearly and conspicuously displayed on the website.",
      "citation": "Cal. Bus. & Prof. Code § 17602(f)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2025-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-CA.17602.g.1",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "reminder",
      "title": "Notice of material changes before they take effect",
      "summary": "Before implementing a material change in the terms of an accepted automatic renewal or continuous service, give the consumer a clear and conspicuous notice of the change and information on how to cancel, in a retainable form.",
      "citation": "Cal. Bus. & Prof. Code § 17602(g)(1), (i)(3)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2010-12-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": {
        "min_days_before": 0,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "price_change",
        "description": "any time before the price change"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-CA.17602.g.2",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "reminder",
      "title": "Price-change notice 7 to 30 days in advance",
      "summary": "For any change in the fee charged under an existing automatic renewal or continuous service (including changes the consumer previously agreed to), provide a clear and conspicuous notice of the fee change and retainable information on how to cancel no less than 7 and no more than 30 days before the change takes effect.",
      "citation": "Cal. Bus. & Prof. Code § 17602(g)(2), (i)(3)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2025-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": {
        "min_days_before": 7,
        "max_days_before": 30,
        "max_days_after": null,
        "anchor": "price_change",
        "description": "7-30 days before the price change"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-CA.17602.h",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "reminder",
      "title": "Annual reminder of the subscription terms",
      "summary": "Send an annual reminder to consumers under an annual automatic renewal agreement or continuous service agreement, in the medium that activated the subscription or the medium the consumer is accustomed to (telephone, mail, or email; phone, mail or any internet-based communication for in-person or voice sign-ups), disclosing the product or service, the frequency and amount of the charges, and how to cancel.",
      "citation": "Cal. Bus. & Prof. Code § 17602(h), (i)(4)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2025-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "reminder.annual_terms_notice"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-NY.527-a.1.a",
      "jurisdiction": "US-NY",
      "jurisdiction_name": "New York",
      "law": "New York Automatic Renewal Law (Prohibited Service Offer Practices)",
      "stage": "signup",
      "title": "Disclose the material terms before consent or billing information is requested, next to the consent request",
      "summary": "Present, clearly and conspicuously, the material terms of the offer — including a description of the product or service subject to renewal, the amount that will be charged, the frequency of charges, the deadline (by date or frequency) by which the consumer must act to stop further charges, and the cancellation mechanisms — before consent to the offer or billing information is requested, and in visual proximity (for voice offers, temporal proximity) to the request for consent.",
      "citation": "N.Y. Gen. Bus. Law § 527-a(1)(a); § 527(2)",
      "source_url": "https://www.nysenate.gov/legislation/laws/GBS/527-A",
      "effective_date": "2025-11-05",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement: civil penalties of $100-$1,000 per violation (secondary figure) and restitution (1-800-Flowers $375K plus nationwide restitution; Equinox $600K). Private plaintiffs plead GBL § 349; no authority found on whether a § 527-a breach alone suffices. Goods sent without affirmative consent are an unconditional gift (§ 527-a(2)).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.frequency",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.term_length",
        "signup.disclosure.proximity",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york"
    },
    {
      "id": "US-NY.527-a.1.a.trial",
      "jurisdiction": "US-NY",
      "jurisdiction_name": "New York",
      "law": "New York Automatic Renewal Law (Prohibited Service Offer Practices)",
      "stage": "signup",
      "title": "Explain how and when a trial or temporary price changes, and the later price",
      "summary": "If the offer includes a free gift or trial, or the price is temporary, clearly and conspicuously explain how and when the price will change and the price or prices that will subsequently be charged.",
      "citation": "N.Y. Gen. Bus. Law § 527-a(1)(a) (second sentence)",
      "source_url": "https://www.nysenate.gov/legislation/laws/GBS/527-A",
      "effective_date": "2025-11-05",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement: civil penalties of $100-$1,000 per violation (secondary figure) and restitution (1-800-Flowers $375K plus nationwide restitution; Equinox $600K). Private plaintiffs plead GBL § 349; no authority found on whether a § 527-a breach alone suffices. Goods sent without affirmative consent are an unconditional gift (§ 527-a(2)).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.trial_terms",
        "signup.disclosure.price"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york"
    },
    {
      "id": "US-NY.527-a.1.b",
      "jurisdiction": "US-NY",
      "jurisdiction_name": "New York",
      "law": "New York Automatic Renewal Law (Prohibited Service Offer Practices)",
      "stage": "signup",
      "title": "Obtain affirmative consent before charging for the initial term",
      "summary": "Do not charge the consumer or the consumer's account with a third party for the initial term of an automatic renewal or continuous service without first obtaining the consumer's affirmative consent to the agreement containing the renewal terms, including terms offered at a promotional or discounted price for a limited time.",
      "citation": "N.Y. Gen. Bus. Law § 527-a(1)(b)",
      "source_url": "https://www.nysenate.gov/legislation/laws/GBS/527-A",
      "effective_date": "2021-02-09",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement: civil penalties of $100-$1,000 per violation (secondary figure) and restitution (1-800-Flowers $375K plus nationwide restitution; Equinox $600K). Private plaintiffs plead GBL § 349; no authority found on whether a § 527-a breach alone suffices. Goods sent without affirmative consent are an unconditional gift (§ 527-a(2)).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york"
    },
    {
      "id": "US-NY.527-a.1.b-1",
      "jurisdiction": "US-NY",
      "jurisdiction_name": "New York",
      "law": "New York Automatic Renewal Law (Prohibited Service Offer Practices)",
      "stage": "reminder",
      "title": "Price increases need consent, or a post-charge cancellation right with a pro-rata refund",
      "summary": "Before charging an increased price (or a price higher than the one disclosed at sign-up), either obtain the consumer's affirmative consent to the increased price, or let the consumer cancel at any time within at least fourteen days after that charge and refund the price of the remaining term on a pro-rata basis. Consent is required only once per increase.",
      "citation": "N.Y. Gen. Bus. Law § 527-a(1)(b-1)",
      "source_url": "https://www.nysenate.gov/legislation/laws/GBS/527-A",
      "effective_date": "2025-11-05",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement: civil penalties of $100-$1,000 per violation (secondary figure) and restitution (1-800-Flowers $375K plus nationwide restitution; Equinox $600K). Private plaintiffs plead GBL § 349; no authority found on whether a § 527-a breach alone suffices. Goods sent without affirmative consent are an unconditional gift (§ 527-a(2)).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york"
    },
    {
      "id": "US-NY.527-a.1.c",
      "jurisdiction": "US-NY",
      "jurisdiction_name": "New York",
      "law": "New York Automatic Renewal Law (Prohibited Service Offer Practices)",
      "stage": "confirmation",
      "title": "Send a retainable notice promptly after consent with the terms, charges, deadline and cancellation mechanisms",
      "summary": "Promptly after the consumer consents, provide a notice the consumer can retain that includes: the terms of the agreement; the amount that will be charged; the frequency of charges; the deadline (by date or frequency) by which the consumer must act to stop further charges (for a trial, the date to cancel before the first charge); and the cancellation mechanisms.",
      "citation": "N.Y. Gen. Bus. Law § 527-a(1)(c)",
      "source_url": "https://www.nysenate.gov/legislation/laws/GBS/527-A",
      "effective_date": "2025-11-05",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement: civil penalties of $100-$1,000 per violation (secondary figure) and restitution (1-800-Flowers $375K plus nationwide restitution; Equinox $600K). Private plaintiffs plead GBL § 349; no authority found on whether a § 527-a breach alone suffices. Goods sent without affirmative consent are an unconditional gift (§ 527-a(2)).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "confirmation.email.sent",
        "confirmation.email.terms",
        "confirmation.email.cancellation_instructions",
        "confirmation.email.trial_terms"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york"
    },
    {
      "id": "US-NY.527-a.1.d",
      "jurisdiction": "US-NY",
      "jurisdiction_name": "New York",
      "law": "New York Automatic Renewal Law (Prohibited Service Offer Practices)",
      "stage": "cancellation",
      "title": "Cancellation as easy as sign-up, in the same medium",
      "summary": "Give the consumer the option to cancel at any time using a simple cancellation mechanism that is as easy to use as the mechanism used to consent and that is available through the same medium the consumer used to consent (an online sign-up must be cancellable online).",
      "citation": "N.Y. Gen. Bus. Law § 527-a(1)(d)",
      "source_url": "https://www.nysenate.gov/legislation/laws/GBS/527-A",
      "effective_date": "2025-11-05",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement: civil penalties of $100-$1,000 per violation (secondary figure) and restitution (1-800-Flowers $375K plus nationwide restitution; Equinox $600K). Private plaintiffs plead GBL § 349; no authority found on whether a § 527-a breach alone suffices. Goods sent without affirmative consent are an unconditional gift (§ 527-a(2)).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable",
        "cancel.flow_friction",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york"
    },
    {
      "id": "US-NY.527-a.1.d-1",
      "jurisdiction": "US-NY",
      "jurisdiction_name": "New York",
      "law": "New York Automatic Renewal Law (Prohibited Service Offer Practices)",
      "stage": "cancellation",
      "title": "Cancellation through every medium in which consent can be given",
      "summary": "Allow cancellation at any time through all mediums by which the business allows consumers to consent to the automatic renewal, continuous service or any price increase. Where consent was obtained in person, in addition to an in-person method where practical, offer cancellation online or by telephone.",
      "citation": "N.Y. Gen. Bus. Law § 527-a(1)(d-1)",
      "source_url": "https://www.nysenate.gov/legislation/laws/GBS/527-A",
      "effective_date": "2025-11-05",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement: civil penalties of $100-$1,000 per violation (secondary figure) and restitution (1-800-Flowers $375K plus nationwide restitution; Equinox $600K). Private plaintiffs plead GBL § 349; no authority found on whether a § 527-a breach alone suffices. Goods sent without affirmative consent are an unconditional gift (§ 527-a(2)).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york"
    },
    {
      "id": "US-NY.527-a.1.e",
      "jurisdiction": "US-NY",
      "jurisdiction_name": "New York",
      "law": "New York Automatic Renewal Law (Prohibited Service Offer Practices)",
      "stage": "cancellation",
      "title": "Do not obstruct, condition, ignore or unreasonably delay cancellation",
      "summary": "Do not impose unreasonable or unlawful conditions on, refuse to acknowledge, obstruct, or unreasonably delay a cancellation request or attempt — e.g. hanging up on callers, giving false information about how to cancel, misrepresenting the consequences or costs of cancelling, or misrepresenting the reasons for processing delays. Discount/retention offers or information about the effect of cancelling are allowed only if they do not obstruct or unreasonably delay the cancellation.",
      "citation": "N.Y. Gen. Bus. Law § 527-a(1)(e)",
      "source_url": "https://www.nysenate.gov/legislation/laws/GBS/527-A",
      "effective_date": "2025-11-05",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement: civil penalties of $100-$1,000 per violation (secondary figure) and restitution (1-800-Flowers $375K plus nationwide restitution; Equinox $600K). Private plaintiffs plead GBL § 349; no authority found on whether a § 527-a breach alone suffices. Goods sent without affirmative consent are an unconditional gift (§ 527-a(2)).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.flow_friction",
        "cancel.confirmation"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york"
    },
    {
      "id": "US-NY.527-a.1.f",
      "jurisdiction": "US-NY",
      "jurisdiction_name": "New York",
      "law": "New York Automatic Renewal Law (Prohibited Service Offer Practices)",
      "stage": "reminder",
      "title": "Renewal notice for initial paid terms of one year or longer",
      "summary": "For an initial paid term of one year or longer that renews for a paid term of six months or longer, notify the consumer of the renewal charge 15 to 45 days before the cancellation deadline, in the manner the consumer selected (text, email, app notification or any other channel the business offers), with instructions on how to cancel.",
      "citation": "N.Y. Gen. Bus. Law § 527-a(1)(f)",
      "source_url": "https://www.nysenate.gov/legislation/laws/GBS/527-A",
      "effective_date": "2023-12-13",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 12
      },
      "notice_window": {
        "min_days_before": 15,
        "max_days_before": 45,
        "max_days_after": null,
        "anchor": "cancellation_deadline",
        "description": "15-45 days before the cancellation deadline"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement: civil penalties of $100-$1,000 per violation (secondary figure) and restitution (1-800-Flowers $375K plus nationwide restitution; Equinox $600K). Private plaintiffs plead GBL § 349; no authority found on whether a § 527-a breach alone suffices. Goods sent without affirmative consent are an unconditional gift (§ 527-a(2)).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york"
    },
    {
      "id": "US-NY.527-a.1.g",
      "jurisdiction": "US-NY",
      "jurisdiction_name": "New York",
      "law": "New York Automatic Renewal Law (Prohibited Service Offer Practices)",
      "stage": "reminder",
      "title": "Notice of material changes, including price increases, 5 business days to 30 days in advance",
      "summary": "Give consumers a clear and conspicuous notice of any material change to the terms, including any price increase, at least five business days and no more than thirty days before the change, through the consumer-selected channel used for renewal notices.",
      "citation": "N.Y. Gen. Bus. Law § 527-a(1)(g)",
      "source_url": "https://www.nysenate.gov/legislation/laws/GBS/527-A",
      "effective_date": "2025-11-05",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": {
        "min_days_before": 7,
        "max_days_before": 30,
        "max_days_after": null,
        "anchor": "price_change",
        "description": "7-30 days before the price change"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement: civil penalties of $100-$1,000 per violation (secondary figure) and restitution (1-800-Flowers $375K plus nationwide restitution; Equinox $600K). Private plaintiffs plead GBL § 349; no authority found on whether a § 527-a breach alone suffices. Goods sent without affirmative consent are an unconditional gift (§ 527-a(2)).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york"
    },
    {
      "id": "US-NY.527-a.1.h",
      "jurisdiction": "US-NY",
      "jurisdiction_name": "New York",
      "law": "New York Automatic Renewal Law (Prohibited Service Offer Practices)",
      "stage": "reminder",
      "title": "Notice before a free gift or trial of more than a month converts to paid",
      "summary": "If the offer includes a free gift or trial for more than a month followed by an automatic charge, notify the consumer 3 to 21 days before the cancellation deadline for the first chargeable period, in the manner the consumer selected (text, email, app notification or another channel offered), with instructions on how to cancel.",
      "citation": "N.Y. Gen. Bus. Law § 527-a(1)(h)",
      "source_url": "https://www.nysenate.gov/legislation/laws/GBS/527-A",
      "effective_date": "2025-11-05",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true,
        "min_trial_days": 31
      },
      "notice_window": {
        "min_days_before": 3,
        "max_days_before": 21,
        "max_days_after": null,
        "anchor": "cancellation_deadline",
        "description": "3-21 days before the cancellation deadline"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement: civil penalties of $100-$1,000 per violation (secondary figure) and restitution (1-800-Flowers $375K plus nationwide restitution; Equinox $600K). Private plaintiffs plead GBL § 349; no authority found on whether a § 527-a breach alone suffices. Goods sent without affirmative consent are an unconditional gift (§ 527-a(2)).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.trial_ending",
        "config.trial_reminder_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york"
    },
    {
      "id": "US-NY.527-a.1.a.2021",
      "jurisdiction": "US-NY",
      "jurisdiction_name": "New York",
      "law": "New York Automatic Renewal Law (Prohibited Service Offer Practices)",
      "stage": "signup",
      "title": "Present the automatic renewal offer terms clearly and conspicuously next to the consent request (2021-2025 text)",
      "summary": "Present the automatic renewal offer terms (continues until cancelled; cancellation policy; recurring charges and any change; renewal term length or that service is continuous; minimum purchase obligation) clearly and conspicuously before the subscription is fulfilled and in visual (or temporal) proximity to the consent request; for free gifts or trials, explain the price charged after the trial or how pricing will change.",
      "citation": "N.Y. Gen. Bus. Law § 527-a(1)(a) (L. 2020, ch. 267); former § 527(2)",
      "source_url": "https://www.nysenate.gov/legislation/laws/GBS/527-A",
      "effective_date": "2021-02-09",
      "sunset_date": "2025-11-05",
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement: civil penalties of $100-$1,000 per violation (secondary figure) and restitution (1-800-Flowers $375K plus nationwide restitution; Equinox $600K). Private plaintiffs plead GBL § 349; no authority found on whether a § 527-a breach alone suffices. Goods sent without affirmative consent are an unconditional gift (§ 527-a(2)).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.frequency",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.term_length",
        "signup.disclosure.trial_terms",
        "signup.disclosure.proximity",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york"
    },
    {
      "id": "US-NY.527-a.1.c.2021",
      "jurisdiction": "US-NY",
      "jurisdiction_name": "New York",
      "law": "New York Automatic Renewal Law (Prohibited Service Offer Practices)",
      "stage": "confirmation",
      "title": "Retainable acknowledgment with the terms, cancellation policy and how to cancel (2021-2025 text)",
      "summary": "Provide a retainable acknowledgment with the automatic renewal offer terms, the cancellation policy and how to cancel; for free gifts or trials, disclose how to cancel and allow cancellation before the consumer pays.",
      "citation": "N.Y. Gen. Bus. Law § 527-a(1)(c) (L. 2020, ch. 267)",
      "source_url": "https://www.nysenate.gov/legislation/laws/GBS/527-A",
      "effective_date": "2021-02-09",
      "sunset_date": "2025-11-05",
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement: civil penalties of $100-$1,000 per violation (secondary figure) and restitution (1-800-Flowers $375K plus nationwide restitution; Equinox $600K). Private plaintiffs plead GBL § 349; no authority found on whether a § 527-a breach alone suffices. Goods sent without affirmative consent are an unconditional gift (§ 527-a(2)).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "confirmation.email.sent",
        "confirmation.email.terms",
        "confirmation.email.cancellation_instructions",
        "confirmation.email.trial_terms"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york"
    },
    {
      "id": "US-NY.527-a.2.2021",
      "jurisdiction": "US-NY",
      "jurisdiction_name": "New York",
      "law": "New York Automatic Renewal Law (Prohibited Service Offer Practices)",
      "stage": "cancellation",
      "title": "Cancellation mechanism described in the acknowledgment (2021-2025 text)",
      "summary": "Provide a toll-free telephone number, email address, postal address (only if billing directly) or another cost-effective, timely and easy-to-use cancellation mechanism, described in the acknowledgment.",
      "citation": "former N.Y. Gen. Bus. Law § 527-a(2) (L. 2020, ch. 267)",
      "source_url": "https://www.nysenate.gov/legislation/laws/GBS/527-A",
      "effective_date": "2021-02-09",
      "sunset_date": "2025-11-05",
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement: civil penalties of $100-$1,000 per violation (secondary figure) and restitution (1-800-Flowers $375K plus nationwide restitution; Equinox $600K). Private plaintiffs plead GBL § 349; no authority found on whether a § 527-a breach alone suffices. Goods sent without affirmative consent are an unconditional gift (§ 527-a(2)).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.mechanism_findable",
        "confirmation.email.cancellation_instructions"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york"
    },
    {
      "id": "US-NY.527-a.3.a.2021",
      "jurisdiction": "US-NY",
      "jurisdiction_name": "New York",
      "law": "New York Automatic Renewal Law (Prohibited Service Offer Practices)",
      "stage": "cancellation",
      "title": "Online sign-ups can terminate exclusively online (2021-2025 text)",
      "summary": "A consumer who accepts online must be allowed to terminate exclusively online, which may include a termination email formatted and provided by the business that the consumer can send without additional information.",
      "citation": "former N.Y. Gen. Bus. Law § 527-a(3)(a) (L. 2020, ch. 267)",
      "source_url": "https://www.nysenate.gov/legislation/laws/GBS/527-A",
      "effective_date": "2021-02-09",
      "sunset_date": "2025-11-05",
      "applies_when": {
        "online_signup": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement: civil penalties of $100-$1,000 per violation (secondary figure) and restitution (1-800-Flowers $375K plus nationwide restitution; Equinox $600K). Private plaintiffs plead GBL § 349; no authority found on whether a § 527-a breach alone suffices. Goods sent without affirmative consent are an unconditional gift (§ 527-a(2)).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york"
    },
    {
      "id": "US-NY.527-a.4.2021",
      "jurisdiction": "US-NY",
      "jurisdiction_name": "New York",
      "law": "New York Automatic Renewal Law (Prohibited Service Offer Practices)",
      "stage": "reminder",
      "title": "Notice of material changes before implementation (2021-2025 text)",
      "summary": "Before implementing a material change to accepted terms, give a clear and conspicuous notice of the change and retainable information on how to cancel.",
      "citation": "former N.Y. Gen. Bus. Law § 527-a(4), (5)(b) (L. 2020, ch. 267)",
      "source_url": "https://www.nysenate.gov/legislation/laws/GBS/527-A",
      "effective_date": "2021-02-09",
      "sunset_date": "2025-11-05",
      "applies_when": {},
      "notice_window": {
        "min_days_before": 0,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "price_change",
        "description": "any time before the price change"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement: civil penalties of $100-$1,000 per violation (secondary figure) and restitution (1-800-Flowers $375K plus nationwide restitution; Equinox $600K). Private plaintiffs plead GBL § 349; no authority found on whether a § 527-a breach alone suffices. Goods sent without affirmative consent are an unconditional gift (§ 527-a(2)).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york"
    },
    {
      "id": "US-NY.NYC.6RCNY5-110.1.b",
      "jurisdiction": "US-NY-NYC",
      "jurisdiction_name": "New York City",
      "law": "New York City \"Click to Cancel\" Rule (DCWP)",
      "stage": "signup",
      "title": "NYC: disclose the material terms before consent or billing information, next to the consent request",
      "summary": "Before requesting consent or billing information, clearly and conspicuously disclose the material terms — the product, the amount and frequency of charges, the deadline (by date or frequency) by which the consumer must act to stop further charges, how to cancel, and any trial or temporary-price terms — in visual proximity to the request for consent.",
      "citation": "6 RCNY § 5-110.1(b)",
      "source_url": "https://www.nyc.gov/content/dam/nycgov/nyc-main/pdf/2026/Click-to-Cancel-Rule.pdf",
      "effective_date": "2026-10-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "NYC Department of Consumer and Worker Protection: penalties of $525 (first), $1,050 (second) and $3,500 (third and later) per violation, and restitution of every amount charged after the consumer's first attempt to cancel (6 RCNY § 5-110.2).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.frequency",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.term_length",
        "signup.disclosure.trial_terms",
        "signup.disclosure.proximity",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york-city"
    },
    {
      "id": "US-NY.NYC.6RCNY5-110.1.c",
      "jurisdiction": "US-NY-NYC",
      "jurisdiction_name": "New York City",
      "law": "New York City \"Click to Cancel\" Rule (DCWP)",
      "stage": "cancellation",
      "title": "NYC: cancellation as easy to use as the consent mechanism, in the same medium",
      "summary": "Provide a cancellation mechanism that is as easy to use as the mechanism the consumer used to consent and that is available through the same medium (an online sign-up must be cancellable online).",
      "citation": "6 RCNY § 5-110.1(c)",
      "source_url": "https://www.nyc.gov/content/dam/nycgov/nyc-main/pdf/2026/Click-to-Cancel-Rule.pdf",
      "effective_date": "2026-10-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "NYC Department of Consumer and Worker Protection: penalties of $525 (first), $1,050 (second) and $3,500 (third and later) per violation, and restitution of every amount charged after the consumer's first attempt to cancel (6 RCNY § 5-110.2).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable",
        "cancel.flow_friction",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york-city"
    },
    {
      "id": "US-NY.NYC.6RCNY5-110.1.d",
      "jurisdiction": "US-NY-NYC",
      "jurisdiction_name": "New York City",
      "law": "New York City \"Click to Cancel\" Rule (DCWP)",
      "stage": "cancellation",
      "title": "NYC: offer online cancellation (website or email) for in-person sign-ups",
      "summary": "Allow cancellation through every medium in which consent can be given. Where consent was obtained in person, also offer an online cancellation mechanism (website or email) — a telephone line alone is not enough (state law allows online or phone).",
      "citation": "6 RCNY § 5-110.1(d)",
      "source_url": "https://www.nyc.gov/content/dam/nycgov/nyc-main/pdf/2026/Click-to-Cancel-Rule.pdf",
      "effective_date": "2026-10-01",
      "sunset_date": null,
      "applies_when": {
        "online_signup": false
      },
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "NYC Department of Consumer and Worker Protection: penalties of $525 (first), $1,050 (second) and $3,500 (third and later) per violation, and restitution of every amount charged after the consumer's first attempt to cancel (6 RCNY § 5-110.2).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york-city"
    },
    {
      "id": "US-NY.NYC.6RCNY5-110.1.e",
      "jurisdiction": "US-NY-NYC",
      "jurisdiction_name": "New York City",
      "law": "New York City \"Click to Cancel\" Rule (DCWP)",
      "stage": "cancellation",
      "title": "NYC: do not obstruct, ignore or unreasonably delay cancellation (save offers included)",
      "summary": "Do not obscure cancellation instructions, hang up on consumers, refuse to acknowledge a cancellation request or unreasonably delay processing it; save (retention) offers are allowed only if they do not impose unreasonable conditions on, or unreasonably delay, the cancellation (§ 5-110.1(e)(2)).",
      "citation": "6 RCNY § 5-110.1(e)",
      "source_url": "https://www.nyc.gov/content/dam/nycgov/nyc-main/pdf/2026/Click-to-Cancel-Rule.pdf",
      "effective_date": "2026-10-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "NYC Department of Consumer and Worker Protection: penalties of $525 (first), $1,050 (second) and $3,500 (third and later) per violation, and restitution of every amount charged after the consumer's first attempt to cancel (6 RCNY § 5-110.2).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.flow_friction",
        "cancel.confirmation"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york-city"
    },
    {
      "id": "US-NY.NYC.6RCNY5-110.1.g",
      "jurisdiction": "US-NY-NYC",
      "jurisdiction_name": "New York City",
      "law": "New York City \"Click to Cancel\" Rule (DCWP)",
      "stage": "reminder",
      "title": "NYC: renewal notice 15-45 days before the cancellation deadline for one-year-plus terms",
      "summary": "Where the initial paid term is one year or longer and the plan renews for a paid term of six months or longer, notify the consumer 15 to 45 days before the cancellation deadline, in the manner the consumer selected (text, email, app notification or another channel offered), with instructions on how to cancel.",
      "citation": "6 RCNY § 5-110.1(g)",
      "source_url": "https://www.nyc.gov/content/dam/nycgov/nyc-main/pdf/2026/Click-to-Cancel-Rule.pdf",
      "effective_date": "2026-10-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 12
      },
      "notice_window": {
        "min_days_before": 15,
        "max_days_before": 45,
        "max_days_after": null,
        "anchor": "cancellation_deadline",
        "description": "15-45 days before the cancellation deadline"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "NYC Department of Consumer and Worker Protection: penalties of $525 (first), $1,050 (second) and $3,500 (third and later) per violation, and restitution of every amount charged after the consumer's first attempt to cancel (6 RCNY § 5-110.2).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york-city"
    },
    {
      "id": "US-NY.NYC.6RCNY5-110.1.h",
      "jurisdiction": "US-NY-NYC",
      "jurisdiction_name": "New York City",
      "law": "New York City \"Click to Cancel\" Rule (DCWP)",
      "stage": "reminder",
      "title": "NYC: notice of material changes, including price increases, 5 business days to 30 days in advance",
      "summary": "Give the consumer a clear and conspicuous notice of any material change to the terms, including a price increase, at least five business days and no more than thirty days before the change, in the manner the consumer selected.",
      "citation": "6 RCNY § 5-110.1(h)",
      "source_url": "https://www.nyc.gov/content/dam/nycgov/nyc-main/pdf/2026/Click-to-Cancel-Rule.pdf",
      "effective_date": "2026-10-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": {
        "min_days_before": 7,
        "max_days_before": 30,
        "max_days_after": null,
        "anchor": "price_change",
        "description": "7-30 days before the price change"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "NYC Department of Consumer and Worker Protection: penalties of $525 (first), $1,050 (second) and $3,500 (third and later) per violation, and restitution of every amount charged after the consumer's first attempt to cancel (6 RCNY § 5-110.2).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york-city"
    },
    {
      "id": "US-NY.NYC.6RCNY5-110.1.i",
      "jurisdiction": "US-NY-NYC",
      "jurisdiction_name": "New York City",
      "law": "New York City \"Click to Cancel\" Rule (DCWP)",
      "stage": "reminder",
      "title": "NYC: notice 3-21 days before a free trial of more than a month converts to paid",
      "summary": "If a free gift or trial lasts more than a month and is followed by an automatic charge, notify the consumer 3 to 21 days before the cancellation deadline for the first chargeable period, in the manner the consumer selected, with instructions on how to cancel.",
      "citation": "6 RCNY § 5-110.1(i)",
      "source_url": "https://www.nyc.gov/content/dam/nycgov/nyc-main/pdf/2026/Click-to-Cancel-Rule.pdf",
      "effective_date": "2026-10-01",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true,
        "min_trial_days": 31
      },
      "notice_window": {
        "min_days_before": 3,
        "max_days_before": 21,
        "max_days_after": null,
        "anchor": "cancellation_deadline",
        "description": "3-21 days before the cancellation deadline"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "NYC Department of Consumer and Worker Protection: penalties of $525 (first), $1,050 (second) and $3,500 (third and later) per violation, and restitution of every amount charged after the consumer's first attempt to cancel (6 RCNY § 5-110.2).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.trial_ending",
        "config.trial_reminder_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york-city"
    },
    {
      "id": "US-NY.NYC.6RCNY5-110.2",
      "jurisdiction": "US-NY-NYC",
      "jurisdiction_name": "New York City",
      "law": "New York City \"Click to Cancel\" Rule (DCWP)",
      "stage": "cancellation",
      "title": "NYC: refund everything charged after the consumer's first attempt to cancel",
      "summary": "A business that violates the rule must refund every amount charged after the consumer's first attempt at cancellation. Honour the first cancellation attempt (confirm it and stop charging) so no charge follows it.",
      "citation": "6 RCNY § 5-110.2",
      "source_url": "https://www.nyc.gov/content/dam/nycgov/nyc-main/pdf/2026/Click-to-Cancel-Rule.pdf",
      "effective_date": "2026-10-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "NYC Department of Consumer and Worker Protection: penalties of $525 (first), $1,050 (second) and $3,500 (third and later) per violation, and restitution of every amount charged after the consumer's first attempt to cancel (6 RCNY § 5-110.2).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.confirmation",
        "cancel.flow_friction"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-york-city"
    },
    {
      "id": "US-AK.45.45.920.b",
      "jurisdiction": "US-AK",
      "jurisdiction_name": "Alaska",
      "law": "Alaska free trial period law",
      "stage": "signup",
      "title": "Clearly and conspicuously disclose all material terms of a free trial",
      "summary": "When offering, promoting or advertising goods or services for a free trial period, clearly and conspicuously disclose all material terms: restrictions, limitations and conditions (including any minimum purchase obligation after the trial), a description of all charges imposed after the trial (including shipping and handling), the consumer's right to cancel, and any other obligations assumed by accepting the trial.",
      "citation": "Alaska Stat. § 45.45.920(b)",
      "source_url": "https://www.akleg.gov/pdf/23/Bills/Final/HB0339.pdf",
      "effective_date": "2004-09-12",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Unfair trade practice under AS 45.50.471(b)(47); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.trial_terms",
        "signup.disclosure.price",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/alaska"
    },
    {
      "id": "US-AK.45.45.920.c",
      "jurisdiction": "US-AK",
      "jurisdiction_name": "Alaska",
      "law": "Alaska free trial period law",
      "stage": "signup",
      "title": "Obtain express verifiable consent to the free trial",
      "summary": "Before providing goods or services for a free trial period, obtain the consumer's express verifiable consent to the free trial.",
      "citation": "Alaska Stat. § 45.45.920(c)",
      "source_url": "https://www.akleg.gov/pdf/23/Bills/Final/HB0339.pdf",
      "effective_date": "2004-09-12",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Unfair trade practice under AS 45.50.471(b)(47); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/alaska"
    },
    {
      "id": "US-AK.45.45.920.d",
      "jurisdiction": "US-AK",
      "jurisdiction_name": "Alaska",
      "law": "Alaska free trial period law",
      "stage": "cancellation",
      "title": "Allow cancellation during the trial and a refund within 30 days after it ends",
      "summary": "A consumer may return the goods or cancel the services at any time during the free trial without further obligation, and within 30 days after the trial ends may return the goods or cancel for a full refund of charges (or a partial refund for the unused portion).",
      "citation": "Alaska Stat. § 45.45.920(d)",
      "source_url": "https://www.akleg.gov/pdf/23/Bills/Final/HB0339.pdf",
      "effective_date": "2004-09-12",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true
      },
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Unfair trade practice under AS 45.50.471(b)(47); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.flow_friction",
        "cancel.confirmation"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/alaska"
    },
    {
      "id": "US-AR.4-86-112.b.1",
      "jurisdiction": "US-AR",
      "jurisdiction_name": "Arkansas",
      "law": "Arkansas automatic renewal and continuous service offers law (Act 652 of 2025)",
      "stage": "signup",
      "title": "Present the offer terms clearly and conspicuously next to the consent request; explain post-trial pricing",
      "summary": "Before the subscription is fulfilled, present the offer terms (§ 4-86-112(a)(8)): that the subscription continues until cancelled; the cancellation policy; the recurring charges (and any change in amount); the length of the term unless chosen by the consumer; and any minimum purchase obligation, clearly and conspicuously and in visual proximity (or, for verbal offers, temporal proximity) to the request for consent. If the offer includes a free gift or trial, clearly and conspicuously explain the price charged after the trial or how pricing will change.",
      "citation": "Ark. Code Ann. § 4-86-112(b)(1)",
      "source_url": "https://arkleg.state.ar.us/Home/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2FACT652.pdf",
      "effective_date": "2025-08-05",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Enforced under the Arkansas Deceptive Trade Practices Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.frequency",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.term_length",
        "signup.disclosure.trial_terms",
        "signup.disclosure.proximity",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/arkansas"
    },
    {
      "id": "US-AR.4-86-112.b.2",
      "jurisdiction": "US-AR",
      "jurisdiction_name": "Arkansas",
      "law": "Arkansas automatic renewal and continuous service offers law (Act 652 of 2025)",
      "stage": "signup",
      "title": "Obtain consent before charging and express consent to the offer terms",
      "summary": "Do not charge the consumer's card or third-party account without first obtaining consent to the agreement containing the offer terms (including promotional or discounted terms), and obtain the consumer's express consent to the offer terms.",
      "citation": "Ark. Code Ann. § 4-86-112(b)(2), (b)(4)",
      "source_url": "https://arkleg.state.ar.us/Home/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2FACT652.pdf",
      "effective_date": "2025-08-05",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Enforced under the Arkansas Deceptive Trade Practices Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/arkansas"
    },
    {
      "id": "US-AR.4-86-112.b.5",
      "jurisdiction": "US-AR",
      "jurisdiction_name": "Arkansas",
      "law": "Arkansas automatic renewal and continuous service offers law (Act 652 of 2025)",
      "stage": "signup",
      "title": "Do not undermine consent or misrepresent material facts",
      "summary": "Do not include contract information that interferes with, detracts from, contradicts or undermines the consumer's consent, and do not misrepresent any material fact, including that the plan automatically renews or facts about the underlying goods or services.",
      "citation": "Ark. Code Ann. § 4-86-112(b)(5), (b)(7)",
      "source_url": "https://arkleg.state.ar.us/Home/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2FACT652.pdf",
      "effective_date": "2025-08-05",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "medium",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Enforced under the Arkansas Deceptive Trade Practices Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.conspicuous",
        "signup.disclosure.autorenew_language",
        "signup.consent.affirmative"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/arkansas"
    },
    {
      "id": "US-AR.4-86-112.b.6",
      "jurisdiction": "US-AR",
      "jurisdiction_name": "Arkansas",
      "law": "Arkansas automatic renewal and continuous service offers law (Act 652 of 2025)",
      "stage": "signup",
      "title": "Keep verification of consent for three years (or one year after termination, if longer)",
      "summary": "Maintain verification of the consumer's consent for at least three years, or one year after the contract is terminated, whichever is longer.",
      "citation": "Ark. Code Ann. § 4-86-112(b)(6)",
      "source_url": "https://arkleg.state.ar.us/Home/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2FACT652.pdf",
      "effective_date": "2025-08-05",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "medium",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Enforced under the Arkansas Deceptive Trade Practices Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/arkansas"
    },
    {
      "id": "US-AR.4-86-112.b.3",
      "jurisdiction": "US-AR",
      "jurisdiction_name": "Arkansas",
      "law": "Arkansas automatic renewal and continuous service offers law (Act 652 of 2025)",
      "stage": "confirmation",
      "title": "Send a retainable acknowledgment; for trials explain how to cancel before paying",
      "summary": "Provide a retainable acknowledgment with the offer terms, the cancellation policy and how to cancel (describing the cancellation mechanism). If the offer includes a free gift or trial, disclose how to cancel it and allow cancellation before the consumer pays.",
      "citation": "Ark. Code Ann. § 4-86-112(b)(3), (d)(1)",
      "source_url": "https://arkleg.state.ar.us/Home/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2FACT652.pdf",
      "effective_date": "2025-08-05",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Enforced under the Arkansas Deceptive Trade Practices Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "confirmation.email.sent",
        "confirmation.email.terms",
        "confirmation.email.cancellation_instructions",
        "confirmation.email.trial_terms"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/arkansas"
    },
    {
      "id": "US-AR.4-86-112.c.1.A",
      "jurisdiction": "US-AR",
      "jurisdiction_name": "Arkansas",
      "law": "Arkansas automatic renewal and continuous service offers law (Act 652 of 2025)",
      "stage": "reminder",
      "title": "Notice before a free trial or promotional price longer than 31 days ends",
      "summary": "If the consumer accepted a free gift or trial (or promotional price) lasting more than 31 days, send the § 4-86-112(b)(8) notice — renewal statement, renewal length and terms, amount/range and frequency of charges, cancellation methods, a cancellation link if sent electronically, contact information — 3 to 21 days before the period expires.",
      "citation": "Ark. Code Ann. § 4-86-112(b)(8), (c)(1)(A)",
      "source_url": "https://arkleg.state.ar.us/Home/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2FACT652.pdf",
      "effective_date": "2025-08-05",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true,
        "min_trial_days": 32
      },
      "notice_window": {
        "min_days_before": 3,
        "max_days_before": 21,
        "max_days_after": null,
        "anchor": "trial_end",
        "description": "3-21 days before the trial ends"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Enforced under the Arkansas Deceptive Trade Practices Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.trial_ending",
        "config.trial_reminder_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/arkansas"
    },
    {
      "id": "US-AR.4-86-112.c.1.B",
      "jurisdiction": "US-AR",
      "jurisdiction_name": "Arkansas",
      "law": "Arkansas automatic renewal and continuous service offers law (Act 652 of 2025)",
      "stage": "reminder",
      "title": "Renewal notice for initial terms of one year or longer",
      "summary": "For an initial term of one year or longer, send the § 4-86-112(b)(8) notice 15 to 45 days before the subscription renews.",
      "citation": "Ark. Code Ann. § 4-86-112(b)(8), (c)(1)(B)",
      "source_url": "https://arkleg.state.ar.us/Home/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2FACT652.pdf",
      "effective_date": "2025-08-05",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 12
      },
      "notice_window": {
        "min_days_before": 15,
        "max_days_before": 45,
        "max_days_after": null,
        "anchor": "renewal",
        "description": "15-45 days before renewal"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Enforced under the Arkansas Deceptive Trade Practices Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/arkansas"
    },
    {
      "id": "US-AR.4-86-112.d",
      "jurisdiction": "US-AR",
      "jurisdiction_name": "Arkansas",
      "law": "Arkansas automatic renewal and continuous service offers law (Act 652 of 2025)",
      "stage": "cancellation",
      "title": "Cancellation mechanism; phone lines answered promptly; voicemail handled within one business day",
      "summary": "Provide a toll-free number, email address, postal address (if billing directly) or another cost-effective, timely, easy-to-use cancellation mechanism, described in the acknowledgment. If a toll-free number is offered, answer calls promptly during business hours without obstruction, and process a voicemail cancellation request (or call back) within one business day.",
      "citation": "Ark. Code Ann. § 4-86-112(d)",
      "source_url": "https://arkleg.state.ar.us/Home/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2FACT652.pdf",
      "effective_date": "2025-08-05",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Enforced under the Arkansas Deceptive Trade Practices Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.mechanism_findable",
        "cancel.flow_friction",
        "confirmation.email.cancellation_instructions"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/arkansas"
    },
    {
      "id": "US-AR.4-86-112.e",
      "jurisdiction": "US-AR",
      "jurisdiction_name": "Arkansas",
      "law": "Arkansas automatic renewal and continuous service offers law (Act 652 of 2025)",
      "stage": "cancellation",
      "title": "Online sign-ups must be able to cancel online, at will, immediately",
      "summary": "If the consumer accepted online, allow termination exclusively online, at will and without steps that obstruct or delay immediate termination, through a prominently located direct link or button (account/profile or device/user settings) or an immediately accessible pre-formatted termination email. Account authentication may be required, with an offline alternative for consumers who cannot authenticate online.",
      "citation": "Ark. Code Ann. § 4-86-112(e)",
      "source_url": "https://arkleg.state.ar.us/Home/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2FACT652.pdf",
      "effective_date": "2025-08-05",
      "sunset_date": null,
      "applies_when": {
        "online_signup": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Enforced under the Arkansas Deceptive Trade Practices Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable",
        "cancel.flow_friction",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/arkansas"
    },
    {
      "id": "US-AR.4-86-112.f",
      "jurisdiction": "US-AR",
      "jurisdiction_name": "Arkansas",
      "law": "Arkansas automatic renewal and continuous service offers law (Act 652 of 2025)",
      "stage": "cancellation",
      "title": "Save offers only with a continuously displayed \"click to cancel\" option",
      "summary": "Retention offers are allowed only if the consumer can still cancel: online, any offer must be shown with a prominently located, continuously and proximately displayed \"click to cancel\" link or button; by phone, the consumer must first be told they can cancel at any time by saying \"cancel\". Using that option must promptly cancel the subscription.",
      "citation": "Ark. Code Ann. § 4-86-112(f)",
      "source_url": "https://arkleg.state.ar.us/Home/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2FACT652.pdf",
      "effective_date": "2025-08-05",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Enforced under the Arkansas Deceptive Trade Practices Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.flow_friction",
        "cancel.confirmation"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/arkansas"
    },
    {
      "id": "US-AR.4-86-112.g",
      "jurisdiction": "US-AR",
      "jurisdiction_name": "Arkansas",
      "law": "Arkansas automatic renewal and continuous service offers law (Act 652 of 2025)",
      "stage": "cancellation",
      "title": "Cancellation in the same medium used to sign up",
      "summary": "Cancellation must be available in the medium used to activate the subscription or the medium the consumer usually uses with the business; for phone activations, a retainable cancellation phone number must be clearly and conspicuously displayed on the website.",
      "citation": "Ark. Code Ann. § 4-86-112(g)",
      "source_url": "https://arkleg.state.ar.us/Home/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2FACT652.pdf",
      "effective_date": "2025-08-05",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Enforced under the Arkansas Deceptive Trade Practices Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/arkansas"
    },
    {
      "id": "US-AR.4-86-112.h.1",
      "jurisdiction": "US-AR",
      "jurisdiction_name": "Arkansas",
      "law": "Arkansas automatic renewal and continuous service offers law (Act 652 of 2025)",
      "stage": "reminder",
      "title": "Notice of material changes before they take effect",
      "summary": "Before implementing a material change, give a clear and conspicuous notice of the change and retainable information on how to cancel.",
      "citation": "Ark. Code Ann. § 4-86-112(h)(1), (j)(2)(C)",
      "source_url": "https://arkleg.state.ar.us/Home/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2FACT652.pdf",
      "effective_date": "2025-08-05",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": {
        "min_days_before": 0,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "price_change",
        "description": "any time before the price change"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Enforced under the Arkansas Deceptive Trade Practices Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/arkansas"
    },
    {
      "id": "US-AR.4-86-112.h.2",
      "jurisdiction": "US-AR",
      "jurisdiction_name": "Arkansas",
      "law": "Arkansas automatic renewal and continuous service offers law (Act 652 of 2025)",
      "stage": "reminder",
      "title": "Fee-change notice 7 to 30 days in advance",
      "summary": "For any change in the fee (including changes the consumer previously agreed to), give a clear and conspicuous notice of the change and retainable cancellation information no less than 7 and no more than 30 days before it takes effect.",
      "citation": "Ark. Code Ann. § 4-86-112(h)(2)",
      "source_url": "https://arkleg.state.ar.us/Home/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2FACT652.pdf",
      "effective_date": "2025-08-05",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": {
        "min_days_before": 7,
        "max_days_before": 30,
        "max_days_after": null,
        "anchor": "price_change",
        "description": "7-30 days before the price change"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Enforced under the Arkansas Deceptive Trade Practices Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/arkansas"
    },
    {
      "id": "US-AR.4-86-112.i",
      "jurisdiction": "US-AR",
      "jurisdiction_name": "Arkansas",
      "law": "Arkansas automatic renewal and continuous service offers law (Act 652 of 2025)",
      "stage": "reminder",
      "title": "Annual reminder of the subscription terms",
      "summary": "Send an annual reminder to consumers under an annual automatic renewal or continuous service agreement, in the medium that activated it or the consumer's usual medium, disclosing the product or service, the frequency and amount of charges, and how to cancel.",
      "citation": "Ark. Code Ann. § 4-86-112(i), (j)(2)(D)",
      "source_url": "https://arkleg.state.ar.us/Home/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2FACT652.pdf",
      "effective_date": "2025-08-05",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Enforced under the Arkansas Deceptive Trade Practices Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_terms_notice"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/arkansas"
    },
    {
      "id": "US-CO.6-1-732.2.a",
      "jurisdiction": "US-CO",
      "jurisdiction_name": "Colorado",
      "law": "Colorado automatic renewal contracts law",
      "stage": "signup",
      "title": "Present the automatic renewal offer terms clearly and conspicuously before the contract is executed",
      "summary": "Before the contract is executed, clearly and conspicuously present the automatic renewal offer terms: that the contract will renew or extend after the initial period for a set term not exceeding one year (unless the consumer gives express written consent to a longer term); the cancellation policy; any recurring charges; the length of the renewal term; and any minimum purchase obligation. Voice offers: in temporal proximity to the consent request. Trial offers must also clearly and conspicuously explain the price and any further purchase obligations after the trial.",
      "citation": "C.R.S. § 6-1-732(1)(b), (2)(a)",
      "source_url": "https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-06.pdf",
      "effective_date": "2022-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Enforced exclusively by the Attorney General and district attorneys.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.frequency",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.term_length",
        "signup.disclosure.trial_terms",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/colorado"
    },
    {
      "id": "US-CO.6-1-732.2.b",
      "jurisdiction": "US-CO",
      "jurisdiction_name": "Colorado",
      "law": "Colorado automatic renewal contracts law",
      "stage": "signup",
      "title": "Links to renewal details must be adjacent to the purchase link and labelled as an auto-renewal enrollment",
      "summary": "An online link to detailed automatic-renewal information may be used only if it is available before the consumer elects to purchase, appears directly adjacent to the link used to purchase, and is labelled with (or directly adjacent to) a clear and conspicuous statement that by purchasing the consumer agrees to enroll in an automatic renewal contract.",
      "citation": "C.R.S. § 6-1-732(2)(b)",
      "source_url": "https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-06.pdf",
      "effective_date": "2022-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Enforced exclusively by the Attorney General and district attorneys.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.proximity",
        "signup.disclosure.conspicuous",
        "signup.disclosure.autorenew_language"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/colorado"
    },
    {
      "id": "US-CO.6-1-732.2.c",
      "jurisdiction": "US-CO",
      "jurisdiction_name": "Colorado",
      "law": "Colorado automatic renewal contracts law",
      "stage": "confirmation",
      "title": "Send a retainable written acknowledgment; for trials explain how to cancel before paying",
      "summary": "Provide a written acknowledgment, retainable by the consumer, with the automatic renewal offer terms, the cancellation policy and how to cancel. For trial offers, explain how to cancel and allow cancellation before the consumer must pay.",
      "citation": "C.R.S. § 6-1-732(2)(c)",
      "source_url": "https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-06.pdf",
      "effective_date": "2022-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Enforced exclusively by the Attorney General and district attorneys.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "confirmation.email.sent",
        "confirmation.email.terms",
        "confirmation.email.cancellation_instructions",
        "confirmation.email.trial_terms"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/colorado"
    },
    {
      "id": "US-CO.6-1-732.2.d",
      "jurisdiction": "US-CO",
      "jurisdiction_name": "Colorado",
      "law": "Colorado automatic renewal contracts law",
      "stage": "cancellation",
      "title": "One-step online cancellation link",
      "summary": "Provide a simple, cost-effective, timely, easy-to-use and readily accessible cancellation mechanism. Safe harbor: for consumers who consented online or through an electronic communication, a one-step online cancellation link — on the website, in the device or service, or in an electronic communication — available immediately after a reasonable authentication used solely to confirm authority over the account; for other consents, a one-step online link or a qualifying in-person mechanism where the consumer regularly uses the goods or services. \"One-step online cancellation\" means no additional action that obstructs or delays immediate termination.",
      "citation": "C.R.S. § 6-1-732(1)(d.7), (2)(d)",
      "source_url": "https://leg.colorado.gov/sites/default/files/documents/2025A/bills/2025a_145_enr.pdf",
      "effective_date": "2022-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Enforced exclusively by the Attorney General and district attorneys.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable",
        "cancel.flow_friction",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/colorado"
    },
    {
      "id": "US-CO.6-1-732.2.5",
      "jurisdiction": "US-CO",
      "jurisdiction_name": "Colorado",
      "law": "Colorado automatic renewal contracts law",
      "stage": "cancellation",
      "title": "Online save offers only with a continuously displayed direct cancel link",
      "summary": "When a consumer cancels online, a discounted offer, retention benefit or information about the effects of cancelling may be shown only if a prominently located, continuously proximate direct link to cancel is displayed alongside it; if the consumer uses that link the cancellation must be processed promptly without further obstruction or delay.",
      "citation": "C.R.S. § 6-1-732(2.5)",
      "source_url": "https://leg.colorado.gov/sites/default/files/documents/2025A/bills/2025a_145_enr.pdf",
      "effective_date": "2025-08-06",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Enforced exclusively by the Attorney General and district attorneys.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.flow_friction",
        "cancel.confirmation"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/colorado"
    },
    {
      "id": "US-CO.6-1-732.3",
      "jurisdiction": "US-CO",
      "jurisdiction_name": "Colorado",
      "law": "Colorado automatic renewal contracts law",
      "stage": "reminder",
      "title": "Notice of material changes with cancellation information",
      "summary": "If a material change occurs in an accepted automatic renewal contract, provide a retainable, clear and conspicuous notice of the change and information on cancelling, including the cancellation mechanism.",
      "citation": "C.R.S. § 6-1-732(3)",
      "source_url": "https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-06.pdf",
      "effective_date": "2022-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": {
        "min_days_before": 0,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "price_change",
        "description": "any time before the price change"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Enforced exclusively by the Attorney General and district attorneys.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/colorado"
    },
    {
      "id": "US-CO.6-1-732.4",
      "jurisdiction": "US-CO",
      "jurisdiction_name": "Colorado",
      "law": "Colorado automatic renewal contracts law",
      "stage": "reminder",
      "title": "Renewal notice 25-40 days before renewal (yearly for terms under 12 months)",
      "summary": "Notify the consumer by mail, email, or (if authorized or customary) text or app message that the contract will automatically renew unless cancelled, with the cancellation process and the sender's identity, 25 to 40 days before the first automatic renewal and each later renewal. For renewal terms shorter than 12 months, send it at least once in the 25-40 days before the renewal that would extend the contract beyond each continuous 12-month period.",
      "citation": "C.R.S. § 6-1-732(4)",
      "source_url": "https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-06.pdf",
      "effective_date": "2022-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": {
        "min_days_before": 25,
        "max_days_before": 40,
        "max_days_after": null,
        "anchor": "renewal",
        "description": "25-40 days before renewal"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Enforced exclusively by the Attorney General and district attorneys.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_renewal",
        "reminder.annual_terms_notice"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/colorado"
    },
    {
      "id": "US-CT.42-158ff.b.1.B",
      "jurisdiction": "US-CT",
      "jurisdiction_name": "Connecticut",
      "law": "Connecticut automatic renewal and continuous services law",
      "stage": "signup",
      "title": "Disclose the renewal / continuous-service terms clearly and conspicuously",
      "summary": "Disclose clearly and conspicuously (retainably, if electronic or written): that the business will automatically renew or continue the service until the consumer acts; the actions needed to stop it (with a link or other electronic means if disclosed electronically); all recurring charges and any known change in amount; the renewal term length or service duration; other renewal provisions; any minimum purchase obligation; and the business's contact information. Continuous-service terms must be disclosed before the consumer enters the agreement; automatic-renewal terms \"before such automatic renewal\".",
      "citation": "Conn. Gen. Stat. § 42-158ff(b)(1)(B)-(C), (b)(2)",
      "source_url": "https://www.cga.ct.gov/2026/sup/chap_742d.htm#sec_42-158ff",
      "effective_date": "2023-10-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "A violation is a CUTPA unfair trade practice (the former \"no private right of action\" clause was deleted); private CUTPA suits are likely; a vendor claim of a new express private right is unverified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.frequency",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.term_length",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/connecticut"
    },
    {
      "id": "US-CT.42-158ff.b.1.E",
      "jurisdiction": "US-CT",
      "jurisdiction_name": "Connecticut",
      "law": "Connecticut automatic renewal and continuous services law",
      "stage": "signup",
      "title": "Disclose the post-trial price before the consumer enters the agreement",
      "summary": "If the agreement includes a free gift or trial period, clearly and conspicuously disclose, before the consumer enters the agreement, the price charged after the period and any way pricing will change after it.",
      "citation": "Conn. Gen. Stat. § 42-158ff(b)(1)(E)",
      "source_url": "https://www.cga.ct.gov/2026/sup/chap_742d.htm#sec_42-158ff",
      "effective_date": "2023-10-01",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "A violation is a CUTPA unfair trade practice (the former \"no private right of action\" clause was deleted); private CUTPA suits are likely; a vendor claim of a new express private right is unverified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.trial_terms",
        "signup.disclosure.price"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/connecticut"
    },
    {
      "id": "US-CT.42-158ff.c",
      "jurisdiction": "US-CT",
      "jurisdiction_name": "Connecticut",
      "law": "Connecticut automatic renewal and continuous services law",
      "stage": "signup",
      "title": "Obtain affirmative consent before charging; keep a lawful record of it",
      "summary": "Do not charge the consumer's card or third-party payment account for any renewal or continuous service (including at a promotional or discounted price) without the consumer's affirmative consent. Since Oct. 1, 2025, agencies and courts consider whether the business produced a record of consent obtained lawfully (including under the telephone recording laws).",
      "citation": "Conn. Gen. Stat. § 42-158ff(c)",
      "source_url": "https://www.cga.ct.gov/2026/sup/chap_742d.htm#sec_42-158ff",
      "effective_date": "2023-10-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "A violation is a CUTPA unfair trade practice (the former \"no private right of action\" clause was deleted); private CUTPA suits are likely; a vendor claim of a new express private right is unverified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/connecticut"
    },
    {
      "id": "US-CT.42-158ff.b.1.F",
      "jurisdiction": "US-CT",
      "jurisdiction_name": "Connecticut",
      "law": "Connecticut automatic renewal and continuous services law",
      "stage": "reminder",
      "title": "Notice during free trials or promotional periods of 32 days or more",
      "summary": "For agreements offered electronically or by phone with a free gift, trial, or discounted/promotional price period, disclose electronically or by phone: that the agreement will renew or continue until the consumer acts; the renewal term or service duration; other renewal provisions; how to stop it; and (if offered electronically) the direct cancellation link/button or email. Timing: for periods of at least 32 days, at least 21 days after the period starts and \"not earlier than three days before\" it expires; for periods of at least one year, 15 to 45 days before it expires.",
      "citation": "Conn. Gen. Stat. § 42-158ff(b)(1)(F)",
      "source_url": "https://www.cga.ct.gov/2026/sup/chap_742d.htm#sec_42-158ff",
      "effective_date": "2023-10-01",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true,
        "min_trial_days": 32,
        "max_trial_days": 364
      },
      "notice_window": {
        "min_days_before": 3,
        "max_days_before": 3,
        "max_days_after": null,
        "anchor": "trial_end",
        "description": "3 days before the trial ends"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "A violation is a CUTPA unfair trade practice (the former \"no private right of action\" clause was deleted); private CUTPA suits are likely; a vendor claim of a new express private right is unverified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.trial_ending",
        "config.trial_reminder_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/connecticut"
    },
    {
      "id": "US-CT.42-158ff.b.1.F.long",
      "jurisdiction": "US-CT",
      "jurisdiction_name": "Connecticut",
      "law": "Connecticut automatic renewal and continuous services law",
      "stage": "reminder",
      "title": "Notice 15-45 days before a free trial or promotional period of one year or more ends",
      "summary": "For agreements offered electronically or by phone with a free gift, trial, or discounted/promotional price period of at least one year, give the § 42-158ff(b)(1)(F) notice (renewal or continuation until the consumer acts, the renewal term, other renewal provisions, how to stop it, and the direct cancellation link/button or email) 15 to 45 days before the period expires.",
      "citation": "Conn. Gen. Stat. § 42-158ff(b)(1)(F)",
      "source_url": "https://www.cga.ct.gov/2026/sup/chap_742d.htm#sec_42-158ff",
      "effective_date": "2023-10-01",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true,
        "min_trial_days": 365
      },
      "notice_window": {
        "min_days_before": 15,
        "max_days_before": 45,
        "max_days_after": null,
        "anchor": "trial_end",
        "description": "15-45 days before the trial ends"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "A violation is a CUTPA unfair trade practice (the former \"no private right of action\" clause was deleted); private CUTPA suits are likely; a vendor claim of a new express private right is unverified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.trial_ending",
        "config.trial_reminder_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/connecticut"
    },
    {
      "id": "US-CT.42-158ff.b.1.D",
      "jurisdiction": "US-CT",
      "jurisdiction_name": "Connecticut",
      "law": "Connecticut automatic renewal and continuous services law",
      "stage": "reminder",
      "title": "Disclose material changes before making them",
      "summary": "Before making a material change to the automatic renewal or continuous service terms, clearly and conspicuously disclose the change and the actions the consumer must take to cancel.",
      "citation": "Conn. Gen. Stat. § 42-158ff(b)(1)(D)",
      "source_url": "https://www.cga.ct.gov/2026/sup/chap_742d.htm#sec_42-158ff",
      "effective_date": "2023-10-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": {
        "min_days_before": 0,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "price_change",
        "description": "any time before the price change"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "A violation is a CUTPA unfair trade practice (the former \"no private right of action\" clause was deleted); private CUTPA suits are likely; a vendor claim of a new express private right is unverified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/connecticut"
    },
    {
      "id": "US-CT.42-158ff.b.1.A",
      "jurisdiction": "US-CT",
      "jurisdiction_name": "Connecticut",
      "law": "Connecticut automatic renewal and continuous services law",
      "stage": "cancellation",
      "title": "Maintain a channel consumers can use to stop renewal",
      "summary": "Establish and maintain an email address, postal address, or the telephone number or online means required by § 42-158ff(e) that consumers can use to prevent renewal or terminate continuous service.",
      "citation": "Conn. Gen. Stat. § 42-158ff(b)(1)(A)",
      "source_url": "https://www.cga.ct.gov/2026/sup/chap_742d.htm#sec_42-158ff",
      "effective_date": "2023-10-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "A violation is a CUTPA unfair trade practice (the former \"no private right of action\" clause was deleted); private CUTPA suits are likely; a vendor claim of a new express private right is unverified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.mechanism_findable"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/connecticut"
    },
    {
      "id": "US-CT.42-158ff.e.1",
      "jurisdiction": "US-CT",
      "jurisdiction_name": "Connecticut",
      "law": "Connecticut automatic renewal and continuous services law",
      "stage": "cancellation",
      "title": "Online agreements must be cancellable online without any offline step or obstruction",
      "summary": "A business that enters into an agreement online must let the consumer take every action needed to stop renewal or terminate the service online, without requiring offline action, and may not obstruct or delay those efforts. Account authentication may be required, but a consumer unable or unwilling to authenticate online must be able to cancel offline.",
      "citation": "Conn. Gen. Stat. § 42-158ff(e)(1), (e)(5)",
      "source_url": "https://www.cga.ct.gov/2026/sup/chap_742d.htm#sec_42-158ff",
      "effective_date": "2023-10-01",
      "sunset_date": null,
      "applies_when": {
        "online_signup": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "A violation is a CUTPA unfair trade practice (the former \"no private right of action\" clause was deleted); private CUTPA suits are likely; a vendor claim of a new express private right is unverified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.flow_friction",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/connecticut"
    },
    {
      "id": "US-CT.42-158ff.e.2",
      "jurisdiction": "US-CT",
      "jurisdiction_name": "Connecticut",
      "law": "Connecticut automatic renewal and continuous services law",
      "stage": "cancellation",
      "title": "Cancel by prominent link/button, reply email, or a retainable phone number shown on the website",
      "summary": "Every business with an automatic renewal or continuous services agreement must let consumers cancel by a prominently displayed direct link or button (in the account/profile or device/user settings), an immediately accessible email the consumer can reply to without more information, or a retainable telephone number clearly and conspicuously displayed on the business's website.",
      "citation": "Conn. Gen. Stat. § 42-158ff(e)(2)",
      "source_url": "https://www.cga.ct.gov/2026/sup/chap_742d.htm#sec_42-158ff",
      "effective_date": "2026-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "A violation is a CUTPA unfair trade practice (the former \"no private right of action\" clause was deleted); private CUTPA suits are likely; a vendor claim of a new express private right is unverified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.mechanism_findable",
        "cancel.online_available"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/connecticut"
    },
    {
      "id": "US-CT.42-158ff.e.3",
      "jurisdiction": "US-CT",
      "jurisdiction_name": "Connecticut",
      "law": "Connecticut automatic renewal and continuous services law",
      "stage": "cancellation",
      "title": "No obstruction; phone line and voicemail rules; phone save offers only after the \"say cancel\" disclosure",
      "summary": "Do not obstruct or delay cancellation. A cancellation phone line must be answered promptly during normal business hours; a cancellation voicemail must be processed (or the call returned) within one business day, and processed within one business day if the consumer cannot be reached and the voicemail has enough information. On calls, retention offers may be made only after clearly telling the consumer they can cancel at any time by saying \"cancel\".",
      "citation": "Conn. Gen. Stat. § 42-158ff(e)(3)-(4)",
      "source_url": "https://www.cga.ct.gov/2026/sup/chap_742d.htm#sec_42-158ff",
      "effective_date": "2026-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "A violation is a CUTPA unfair trade practice (the former \"no private right of action\" clause was deleted); private CUTPA suits are likely; a vendor claim of a new express private right is unverified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.flow_friction",
        "cancel.confirmation"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/connecticut"
    },
    {
      "id": "US-CT.42-158ff.d",
      "jurisdiction": "US-CT",
      "jurisdiction_name": "Connecticut",
      "law": "Connecticut automatic renewal and continuous services law",
      "stage": "reminder",
      "title": "Annual reminder for every automatic renewal or continuous services agreement",
      "summary": "From July 1, 2026, send each consumer an annual reminder identifying the goods or services, how to stop renewal or terminate, and the frequency and amount of the charges — in the manner the subscription was activated (if not in person) or the consumer's usual channel, otherwise by email, mail or phone.",
      "citation": "Conn. Gen. Stat. § 42-158ff(d)",
      "source_url": "https://www.cga.ct.gov/2026/sup/chap_742d.htm#sec_42-158ff",
      "effective_date": "2026-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "A violation is a CUTPA unfair trade practice (the former \"no private right of action\" clause was deleted); private CUTPA suits are likely; a vendor claim of a new express private right is unverified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_terms_notice"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/connecticut"
    },
    {
      "id": "US-DC.28A-203.a",
      "jurisdiction": "US-DC",
      "jurisdiction_name": "District of Columbia",
      "law": "Automatic Renewal Protections Act of 2018",
      "stage": "signup",
      "title": "Disclose the automatic renewal provision and cancellation procedure clearly and conspicuously",
      "summary": "A contract that automatically renews at the end of a definite term must disclose the automatic renewal provision and the cancellation procedure clearly and conspicuously in the contract, visually proximate to any request for consent.",
      "citation": "D.C. Code § 28A-203(a); § 28A-202(1)",
      "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/28A-203",
      "effective_date": "2019-09-11",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Violations void the renewal provision and violate the Consumer Protection Procedures Act (CPPA; good-faith-error defense); private CPPA suits are likely.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.conspicuous",
        "signup.disclosure.proximity"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/district-of-columbia"
    },
    {
      "id": "US-DC.28A-203.a.trial",
      "jurisdiction": "US-DC",
      "jurisdiction_name": "District of Columbia",
      "law": "Automatic Renewal Protections Act of 2018",
      "stage": "signup",
      "title": "Explain the post-trial price",
      "summary": "If the offer includes a free gift or trial, clearly and conspicuously explain the price charged after the trial ends or how the subscription price will change when it ends.",
      "citation": "D.C. Code § 28A-203(a) (second sentence)",
      "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/28A-203",
      "effective_date": "2019-09-11",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Violations void the renewal provision and violate the Consumer Protection Procedures Act (CPPA; good-faith-error defense); private CPPA suits are likely.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.trial_terms",
        "signup.disclosure.price"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/district-of-columbia"
    },
    {
      "id": "US-DC.28A-203.b",
      "jurisdiction": "US-DC",
      "jurisdiction_name": "District of Columbia",
      "law": "Automatic Renewal Protections Act of 2018",
      "stage": "reminder",
      "title": "Renewal notice 30-60 days before the cancellation deadline (12-month+ initial terms), every year",
      "summary": "For an initial term of 12 months or more that renews for one month or more, notify the consumer of the first renewal and annually thereafter, 30 to 60 days before the cancellation deadline, by first-class mail, email, or another accessible form the consumer authorized, disclosing clearly and conspicuously: that it will renew unless cancelled; the cost for the renewal term; the cancellation deadline; and how to get details of the renewal and cancellation procedures. Email notices must include active links to cancel.",
      "citation": "D.C. Code § 28A-203(b)",
      "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/28A-203",
      "effective_date": "2019-09-11",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 12
      },
      "notice_window": {
        "min_days_before": 30,
        "max_days_before": 60,
        "max_days_after": null,
        "anchor": "cancellation_deadline",
        "description": "30-60 days before the cancellation deadline"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Violations void the renewal provision and violate the Consumer Protection Procedures Act (CPPA; good-faith-error defense); private CPPA suits are likely.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/district-of-columbia"
    },
    {
      "id": "US-DC.28A-203.c.1",
      "jurisdiction": "US-DC",
      "jurisdiction_name": "District of Columbia",
      "law": "Automatic Renewal Protections Act of 2018",
      "stage": "reminder",
      "title": "Trial notice 15-30 days before a free trial of one month or more ends",
      "summary": "For a free trial with a term of one month or more that automatically renews when the trial ends, notify the consumer of the automatic renewal 15 to 30 days before the trial expires.",
      "citation": "D.C. Code § 28A-203(c)(1)",
      "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/28A-203",
      "effective_date": "2019-09-11",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true,
        "min_trial_days": 28
      },
      "notice_window": {
        "min_days_before": 15,
        "max_days_before": 30,
        "max_days_after": null,
        "anchor": "trial_end",
        "description": "15-30 days before the trial ends"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Violations void the renewal provision and violate the Consumer Protection Procedures Act (CPPA; good-faith-error defense); private CPPA suits are likely.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.trial_ending",
        "config.trial_reminder_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/district-of-columbia"
    },
    {
      "id": "US-DC.28A-203.c.2",
      "jurisdiction": "US-DC",
      "jurisdiction_name": "District of Columbia",
      "law": "Automatic Renewal Protections Act of 2018",
      "stage": "signup",
      "title": "Separate affirmative consent to the automatic renewal after a free trial",
      "summary": "Notwithstanding the consumer's consent to the free trial, obtain the consumer's affirmative consent to the automatic renewal before charging for it.",
      "citation": "D.C. Code § 28A-203(c)(2)",
      "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/28A-203",
      "effective_date": "2019-09-11",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Violations void the renewal provision and violate the Consumer Protection Procedures Act (CPPA; good-faith-error defense); private CPPA suits are likely.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/district-of-columbia"
    },
    {
      "id": "US-DE.2734.a",
      "jurisdiction": "US-DE",
      "jurisdiction_name": "Delaware",
      "law": "Delaware consumer contracts — automatic renewal provisions",
      "stage": "signup",
      "title": "Disclose the automatic renewal terms clearly and conspicuously when the contract is made",
      "summary": "A seller whose consumer contract contains an automatic renewal provision must disclose the terms of that provision clearly and conspicuously at the time the contract is entered into.",
      "citation": "6 Del. C. § 2734(a); § 2731(1)-(2)",
      "source_url": "https://delcode.delaware.gov/title6/c027/sc04/index.html",
      "effective_date": "2022-01-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "Private suit with treble damages; renewals in violation are voidable; 30-day notice-and-cure before consumer suits.",
        "multiple_damages": true,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": 30
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.term_length",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/delaware"
    },
    {
      "id": "US-DE.2734.b",
      "jurisdiction": "US-DE",
      "jurisdiction_name": "Delaware",
      "law": "Delaware consumer contracts — automatic renewal provisions",
      "stage": "reminder",
      "title": "Notice of each extension 30-60 days before the cancellation deadline",
      "summary": "For a contract renewed for more than one month at a time where the renewal keeps it in effect more than 12 months after it began, notify the consumer of each upcoming extension 30 to 60 days before the cancellation deadline, disclosing clearly and conspicuously: that it will renew unless cancelled; the date by which to cancel; the procedure to cancel (an online procedure if the consumer contracted online); and how to obtain the renewal provision details.",
      "citation": "6 Del. C. § 2734(b)",
      "source_url": "https://delcode.delaware.gov/title6/c027/sc04/index.html",
      "effective_date": "2022-01-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2
      },
      "notice_window": {
        "min_days_before": 30,
        "max_days_before": 60,
        "max_days_after": null,
        "anchor": "cancellation_deadline",
        "description": "30-60 days before the cancellation deadline"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "Private suit with treble damages; renewals in violation are voidable; 30-day notice-and-cure before consumer suits.",
        "multiple_damages": true,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": 30
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/delaware"
    },
    {
      "id": "US-DE.2732.4",
      "jurisdiction": "US-DE",
      "jurisdiction_name": "Delaware",
      "law": "Delaware consumer contracts — automatic renewal provisions",
      "stage": "cancellation",
      "title": "Easy cancellation for any auto-renewing contract; online sign-ups cancel online",
      "summary": "For any contract that automatically renews — regardless of the renewal period — failing to provide a cost-effective, timely and easy-to-use cancellation mechanism is a deceptive practice; a consumer who contracted online must be allowed to cancel online.",
      "citation": "6 Del. C. § 2732(4)",
      "source_url": "https://delcode.delaware.gov/title6/c027/sc04/index.html",
      "effective_date": "2022-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "Private suit with treble damages; renewals in violation are voidable; 30-day notice-and-cure before consumer suits.",
        "multiple_damages": true,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": 30
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/delaware"
    },
    {
      "id": "US-FL.501.165.2.a",
      "jurisdiction": "US-FL",
      "jurisdiction_name": "Florida",
      "law": "Florida automatic renewal of service contracts",
      "stage": "signup",
      "title": "Disclose the automatic renewal provision clearly and conspicuously in the contract or offer",
      "summary": "A seller of a service contract with an automatic renewal provision must disclose the provision clearly and conspicuously in the contract or contract offer.",
      "citation": "Fla. Stat. § 501.165(1)(a), (2)(a)",
      "source_url": "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0501/Sections/0501.165.html",
      "effective_date": "2010-07-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2
      },
      "notice_window": null,
      "severity": "medium",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Remedy: the automatic-renewal provision is void / unenforceable; whether this \"service contract\" law reaches digital subscriptions at all is unsettled (open question 16); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/florida"
    },
    {
      "id": "US-FL.501.165.2.b",
      "jurisdiction": "US-FL",
      "jurisdiction_name": "Florida",
      "law": "Florida automatic renewal of service contracts",
      "stage": "reminder",
      "title": "Renewal notice 30-60 days before the cancellation deadline for 12-month+ service contracts",
      "summary": "For a service contract with a term of 12 months or more that renews for more than one month, give written or electronic notice of the automatic renewal provision 30 to 60 days before the cancellation deadline, disclosing clearly and conspicuously that the contract will renew unless cancelled and how to obtain details of the renewal provision and the cancellation procedure.",
      "citation": "Fla. Stat. § 501.165(2)(b)",
      "source_url": "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0501/Sections/0501.165.html",
      "effective_date": "2010-07-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 12
      },
      "notice_window": {
        "min_days_before": 30,
        "max_days_before": 60,
        "max_days_after": null,
        "anchor": "cancellation_deadline",
        "description": "30-60 days before the cancellation deadline"
      },
      "severity": "medium",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Remedy: the automatic-renewal provision is void / unenforceable; whether this \"service contract\" law reaches digital subscriptions at all is unsettled (open question 16); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/florida"
    },
    {
      "id": "US-FL.501.165.2.d",
      "jurisdiction": "US-FL",
      "jurisdiction_name": "Florida",
      "law": "Florida automatic renewal of service contracts",
      "stage": "cancellation",
      "title": "Allow cancellation in the same manner and by the same means as acceptance",
      "summary": "A seller that enters into or renews a service contract with an automatic renewal provision must allow the consumer to cancel in the same manner, and by the same means, as the consumer accepted the contract.",
      "citation": "Fla. Stat. § 501.165(2)(d)",
      "source_url": "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0501/Sections/0501.165.html",
      "effective_date": "2022-06-03",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2
      },
      "notice_window": null,
      "severity": "medium",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Remedy: the automatic-renewal provision is void / unenforceable; whether this \"service contract\" law reaches digital subscriptions at all is unsettled (open question 16); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/florida"
    },
    {
      "id": "US-GA.10-1-439.9.a.1",
      "jurisdiction": "US-GA",
      "jurisdiction_name": "Georgia",
      "law": "Georgia Online Automatic Renewal Transparency Act",
      "stage": "signup",
      "title": "Present the offer terms clearly and conspicuously next to the consent request",
      "summary": "Before the subscription is fulfilled, present the offer terms — the cancellation policy, the recurring charges (and any known change in amount), the length of the renewal term or that the service is continuous, and any minimum purchase obligation — clearly and conspicuously and in visual proximity to the request for consent.",
      "citation": "O.C.G.A. § 10-1-439.9(a)(1); § 10-1-439.7(4)",
      "source_url": "https://gov.georgia.gov/document/2023-signed-legislation/hb-528/download",
      "effective_date": "2024-01-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2,
        "online_signup": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only (injunction, restitution); good-faith compliance bars civil penalties; no private right of action.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.price",
        "signup.disclosure.frequency",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.term_length",
        "signup.disclosure.proximity",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/georgia"
    },
    {
      "id": "US-GA.10-1-439.9.a.2",
      "jurisdiction": "US-GA",
      "jurisdiction_name": "Georgia",
      "law": "Georgia Online Automatic Renewal Transparency Act",
      "stage": "signup",
      "title": "Obtain consent before charging",
      "summary": "Do not charge the consumer's card or third-party payment account without first obtaining the consumer's consent to the agreement containing the offer terms.",
      "citation": "O.C.G.A. § 10-1-439.9(a)(2)",
      "source_url": "https://gov.georgia.gov/document/2023-signed-legislation/hb-528/download",
      "effective_date": "2024-01-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2,
        "online_signup": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only (injunction, restitution); good-faith compliance bars civil penalties; no private right of action.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/georgia"
    },
    {
      "id": "US-GA.10-1-439.9.a.3",
      "jurisdiction": "US-GA",
      "jurisdiction_name": "Georgia",
      "law": "Georgia Online Automatic Renewal Transparency Act",
      "stage": "confirmation",
      "title": "Send an easily retained acknowledgment with the offer terms, cancellation policy and how to cancel",
      "summary": "Provide an acknowledgment of the offer terms (on the business's website, via a link to platform-specific instructions, or otherwise in a manner easily retained), including the cancellation policy and how to cancel and a description of the cancellation mechanism (toll-free number, email, postal address if billing directly, or another cost-effective, timely, easy-to-use mechanism). It may follow the initial order.",
      "citation": "O.C.G.A. §§ 10-1-439.9(a)(3), 10-1-439.8(c), 10-1-439.11",
      "source_url": "https://gov.georgia.gov/document/2023-signed-legislation/hb-528/download",
      "effective_date": "2024-01-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2,
        "online_signup": true
      },
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only (injunction, restitution); good-faith compliance bars civil penalties; no private right of action.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "confirmation.email.sent",
        "confirmation.email.terms",
        "confirmation.email.cancellation_instructions"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/georgia"
    },
    {
      "id": "US-GA.10-1-439.9.b",
      "jurisdiction": "US-GA",
      "jurisdiction_name": "Georgia",
      "law": "Georgia Online Automatic Renewal Transparency Act",
      "stage": "reminder",
      "title": "Charge notice before or within three days after charging",
      "summary": "Unless the consumer opted out, send a notice before charging the consumer or within three days after the charge, stating clearly and conspicuously: that the subscription will automatically renew unless cancelled; the length and other terms of the renewal period; a link or other electronic way to reach the cancellation process (if sent electronically); and the business's contact information.",
      "citation": "O.C.G.A. § 10-1-439.9(a)(4), (b)",
      "source_url": "https://gov.georgia.gov/document/2023-signed-legislation/hb-528/download",
      "effective_date": "2024-01-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2,
        "online_signup": true
      },
      "notice_window": {
        "min_days_before": null,
        "max_days_before": null,
        "max_days_after": 3,
        "anchor": "charge",
        "description": "before the charge or up to 3 days after it"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only (injunction, restitution); good-faith compliance bars civil penalties; no private right of action.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.charge_notice"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/georgia"
    },
    {
      "id": "US-GA.10-1-439.8.a",
      "jurisdiction": "US-GA",
      "jurisdiction_name": "Georgia",
      "law": "Georgia Online Automatic Renewal Transparency Act",
      "stage": "cancellation",
      "title": "Online sign-ups must be able to cancel online; describe the cancellation mechanism",
      "summary": "A business that lets consumers accept online must let them cancel online, e.g. via a clear and conspicuous link to a website or online cancellation service or a pre-formatted cancellation email; it may require account authentication, with an offline alternative for consumers who cannot authenticate online. It must also provide a toll-free number, email, postal address (if billing directly) or another cost-effective, timely and easy-to-use mechanism.",
      "citation": "O.C.G.A. § 10-1-439.8(a)-(c)",
      "source_url": "https://gov.georgia.gov/document/2023-signed-legislation/hb-528/download",
      "effective_date": "2024-01-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2,
        "online_signup": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only (injunction, restitution); good-faith compliance bars civil penalties; no private right of action.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/georgia"
    },
    {
      "id": "US-GA.10-1-439.9.c",
      "jurisdiction": "US-GA",
      "jurisdiction_name": "Georgia",
      "law": "Georgia Online Automatic Renewal Transparency Act",
      "stage": "reminder",
      "title": "Notice of material changes with cancellation information",
      "summary": "For a material change in an accepted online offer, provide a clear and conspicuous notice of the change and easily retained information on how to cancel.",
      "citation": "O.C.G.A. § 10-1-439.9(c)",
      "source_url": "https://gov.georgia.gov/document/2023-signed-legislation/hb-528/download",
      "effective_date": "2024-01-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2,
        "online_signup": true
      },
      "notice_window": {
        "min_days_before": 0,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "price_change",
        "description": "any time before the price change"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only (injunction, restitution); good-faith compliance bars civil penalties; no private right of action.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/georgia"
    },
    {
      "id": "US-HI.481-9.5.a",
      "jurisdiction": "US-HI",
      "jurisdiction_name": "Hawaii",
      "law": "Hawaii automatic renewal and continuous service clauses law",
      "stage": "signup",
      "title": "Disclose the automatic renewal clause and cancellation procedure clearly and conspicuously",
      "summary": "For a consumer contract with a term of more than one month that automatically renews for more than one month, disclose the automatic renewal clause and the cancellation procedure clearly and conspicuously in the contract.",
      "citation": "Haw. Rev. Stat. § 481-9.5(a), (k)",
      "source_url": "https://www.capitol.hawaii.gov/hrscurrent/Vol11_Ch0476-0490/HRS0481/HRS_0481-0009_0005.htm",
      "effective_date": "2012-07-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "California-style law; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/hawaii"
    },
    {
      "id": "US-HI.481-9.5.d",
      "jurisdiction": "US-HI",
      "jurisdiction_name": "Hawaii",
      "law": "Hawaii automatic renewal and continuous service clauses law",
      "stage": "signup",
      "title": "Disclose the continuous service clause and cancellation procedure clearly and conspicuously",
      "summary": "For a consumer contract with a continuous service clause (continues until cancelled), clearly and conspicuously disclose the clause and the cancellation procedure.",
      "citation": "Haw. Rev. Stat. § 481-9.5(d)",
      "source_url": "https://www.capitol.hawaii.gov/hrscurrent/Vol11_Ch0476-0490/HRS0481/HRS_0481-0009_0005.htm",
      "effective_date": "2015-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "California-style law; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/hawaii"
    },
    {
      "id": "US-HI.481-9.5.e",
      "jurisdiction": "US-HI",
      "jurisdiction_name": "Hawaii",
      "law": "Hawaii automatic renewal and continuous service clauses law",
      "stage": "signup",
      "title": "Obtain affirmative consent before charging",
      "summary": "Do not charge the consumer's card or third-party account for an automatic renewal or continuous service without first obtaining affirmative consent to the agreement containing the offer terms.",
      "citation": "Haw. Rev. Stat. § 481-9.5(e)",
      "source_url": "https://www.capitol.hawaii.gov/hrscurrent/Vol11_Ch0476-0490/HRS0481/HRS_0481-0009_0005.htm",
      "effective_date": "2015-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "California-style law; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/hawaii"
    },
    {
      "id": "US-HI.481-9.5.f",
      "jurisdiction": "US-HI",
      "jurisdiction_name": "Hawaii",
      "law": "Hawaii automatic renewal and continuous service clauses law",
      "stage": "confirmation",
      "title": "Send a retainable acknowledgment; for trials state the right to cancel before paying",
      "summary": "Provide an acknowledgment the consumer may retain with the offer terms, cancellation policy and cancellation procedure. For free trials it must also clearly and conspicuously state the right to cancel before payment and how.",
      "citation": "Haw. Rev. Stat. § 481-9.5(f)",
      "source_url": "https://www.capitol.hawaii.gov/hrscurrent/Vol11_Ch0476-0490/HRS0481/HRS_0481-0009_0005.htm",
      "effective_date": "2015-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "California-style law; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "confirmation.email.sent",
        "confirmation.email.terms",
        "confirmation.email.cancellation_instructions",
        "confirmation.email.trial_terms"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/hawaii"
    },
    {
      "id": "US-HI.481-9.5.b",
      "jurisdiction": "US-HI",
      "jurisdiction_name": "Hawaii",
      "law": "Hawaii automatic renewal and continuous service clauses law",
      "stage": "reminder",
      "title": "Renewal notice 30-60 days before the cancellation deadline (12-month+ contracts)",
      "summary": "For a contract term of 12 months or more that renews for more than one month, notify the consumer clearly and conspicuously that it will renew unless cancelled, how to cancel, and the deadline to respond, 30 to 60 days before that deadline. Electronic notice is allowed if the sale was electronic (UETA) or the consumer elected email notices.",
      "citation": "Haw. Rev. Stat. § 481-9.5(b)-(c)",
      "source_url": "https://www.capitol.hawaii.gov/hrscurrent/Vol11_Ch0476-0490/HRS0481/HRS_0481-0009_0005.htm",
      "effective_date": "2012-07-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 12
      },
      "notice_window": {
        "min_days_before": 30,
        "max_days_before": 60,
        "max_days_after": null,
        "anchor": "cancellation_deadline",
        "description": "30-60 days before the cancellation deadline"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "California-style law; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/hawaii"
    },
    {
      "id": "US-HI.481-9.5.g",
      "jurisdiction": "US-HI",
      "jurisdiction_name": "Hawaii",
      "law": "Hawaii automatic renewal and continuous service clauses law",
      "stage": "cancellation",
      "title": "Provide a cancellation channel and honor cancellation requests",
      "summary": "Include a toll-free number, email address, postal address (if billing directly) or a clearly and conspicuously described cost-effective, timely and easy-to-use alternative to communicate cancellation; knowingly failing to cancel upon the consumer's request is an unfair or deceptive practice.",
      "citation": "Haw. Rev. Stat. § 481-9.5(g), (i)",
      "source_url": "https://www.capitol.hawaii.gov/hrscurrent/Vol11_Ch0476-0490/HRS0481/HRS_0481-0009_0005.htm",
      "effective_date": "2015-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "California-style law; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.mechanism_findable",
        "cancel.flow_friction",
        "cancel.confirmation"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/hawaii"
    },
    {
      "id": "US-HI.481-9.5.h",
      "jurisdiction": "US-HI",
      "jurisdiction_name": "Hawaii",
      "law": "Hawaii automatic renewal and continuous service clauses law",
      "stage": "reminder",
      "title": "Notice of material changes before implementation",
      "summary": "Before implementing a material change, clearly and conspicuously notify Hawaii consumers of the change with retainable information on how to cancel.",
      "citation": "Haw. Rev. Stat. § 481-9.5(h)",
      "source_url": "https://www.capitol.hawaii.gov/hrscurrent/Vol11_Ch0476-0490/HRS0481/HRS_0481-0009_0005.htm",
      "effective_date": "2015-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": {
        "min_days_before": 0,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "price_change",
        "description": "any time before the price change"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "California-style law; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/hawaii"
    },
    {
      "id": "US-ID.48-603G.2",
      "jurisdiction": "US-ID",
      "jurisdiction_name": "Idaho",
      "law": "Idaho cancellation of subscriptions law",
      "stage": "signup",
      "title": "Clearly and conspicuously disclose the renewal terms and the ways to cancel",
      "summary": "An online automatic subscription renewal offer must clearly and conspicuously disclose the automatic renewal terms and the methods the consumer may use to cancel.",
      "citation": "Idaho Code § 48-603G(2)",
      "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title48/T48CH6/SECT48-603G/",
      "effective_date": "2023-01-01",
      "sunset_date": null,
      "applies_when": {
        "online_signup": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Idaho Consumer Protection Act violation: Attorney General enforcement, no private right of action; good-faith compliance bars civil penalties.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.term_length",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/idaho"
    },
    {
      "id": "US-ID.48-603G.3",
      "jurisdiction": "US-ID",
      "jurisdiction_name": "Idaho",
      "law": "Idaho cancellation of subscriptions law",
      "stage": "cancellation",
      "title": "Offer a free, easy online cancellation mechanism; phone numbers must be toll-free and prominent",
      "summary": "Provide cancellation methods that include a cost-effective, timely and easy-to-use online mechanism (which may be a pre-formatted termination email), without an additional cancellation fee; any cancellation phone number must be toll-free and prominently displayed in the disclosure.",
      "citation": "Idaho Code § 48-603G(3)",
      "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title48/T48CH6/SECT48-603G/",
      "effective_date": "2023-01-01",
      "sunset_date": null,
      "applies_when": {
        "online_signup": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Idaho Consumer Protection Act violation: Attorney General enforcement, no private right of action; good-faith compliance bars civil penalties.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable",
        "cancel.flow_friction",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/idaho"
    },
    {
      "id": "US-ID.48-603G.4",
      "jurisdiction": "US-ID",
      "jurisdiction_name": "Idaho",
      "law": "Idaho cancellation of subscriptions law",
      "stage": "reminder",
      "title": "Renewal notice 30-60 days ahead for subscriptions renewing for 12 months or more",
      "summary": "For an extended automatic subscription renewal (renewing for a term of 12 months or more), notify the consumer 30 to 60 days before the goods or services are delivered or provided, clearly and conspicuously describing them, stating the price, saying they will be provided unless the consumer declines, and giving one or more cancellation methods (including at least one at no cost), with the same online cancellation methods as § 48-603G(3).",
      "citation": "Idaho Code § 48-603G(1)(b), (4)",
      "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title48/T48CH6/SECT48-603G/",
      "effective_date": "2023-01-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 12,
        "online_signup": true
      },
      "notice_window": {
        "min_days_before": 30,
        "max_days_before": 60,
        "max_days_after": null,
        "anchor": "renewal",
        "description": "30-60 days before renewal"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Idaho Consumer Protection Act violation: Attorney General enforcement, no private right of action; good-faith compliance bars civil penalties.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/idaho"
    },
    {
      "id": "US-IL.601.10.a.i",
      "jurisdiction": "US-IL",
      "jurisdiction_name": "Illinois",
      "law": "Illinois Automatic Contract Renewal Act",
      "stage": "signup",
      "title": "Disclose the automatic renewal offer terms clearly and conspicuously next to the consent request",
      "summary": "Disclose clearly and conspicuously in the contract, before the subscription is fulfilled and in visual proximity (for voice offers, temporal proximity) to the consent request, the automatic renewal offer terms: that the subscription continues until cancelled; the timeframe in which the consumer must cancel to avoid the next charge; the recurring charges (and any change); the renewal term length or that service is continuous; and any minimum purchase obligation.",
      "citation": "815 ILCS 601/10(a)(i); 815 ILCS 601/5",
      "source_url": "https://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2296&ChapterID=67",
      "effective_date": "2024-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Violations are Consumer Fraud Act (ICFA) violations: private suits with attorney's-fee shifting (FloSports $1.55M); forecast to lead the 2026-27 multistate wave.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.frequency",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.term_length",
        "signup.disclosure.proximity",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/illinois"
    },
    {
      "id": "US-IL.601.10.a.2005",
      "jurisdiction": "US-IL",
      "jurisdiction_name": "Illinois",
      "law": "Illinois Automatic Contract Renewal Act",
      "stage": "signup",
      "title": "Disclose the automatic renewal clause, including the cancellation procedure (2005-2023 text)",
      "summary": "Disclose the automatic renewal clause clearly and conspicuously in the contract, including the cancellation procedure.",
      "citation": "815 ILCS 601/10(a) (P.A. 93-950; through Dec. 31, 2023)",
      "source_url": "https://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2296&ChapterID=67",
      "effective_date": "2005-01-01",
      "sunset_date": "2024-01-01",
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Violations are Consumer Fraud Act (ICFA) violations: private suits with attorney's-fee shifting (FloSports $1.55M); forecast to lead the 2026-27 multistate wave.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/illinois"
    },
    {
      "id": "US-IL.601.10.a.ii",
      "jurisdiction": "US-IL",
      "jurisdiction_name": "Illinois",
      "law": "Illinois Automatic Contract Renewal Act",
      "stage": "signup",
      "title": "Obtain consent before charging",
      "summary": "Do not charge the consumer's card or other payment mechanism for an automatic renewal without first obtaining the consumer's consent to the contract containing the automatic renewal offer terms.",
      "citation": "815 ILCS 601/10(a)(ii)",
      "source_url": "https://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2296&ChapterID=67",
      "effective_date": "2024-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Violations are Consumer Fraud Act (ICFA) violations: private suits with attorney's-fee shifting (FloSports $1.55M); forecast to lead the 2026-27 multistate wave.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/illinois"
    },
    {
      "id": "US-IL.601.10.a.iii",
      "jurisdiction": "US-IL",
      "jurisdiction_name": "Illinois",
      "law": "Illinois Automatic Contract Renewal Act",
      "stage": "confirmation",
      "title": "Send a retainable acknowledgment; explain how to cancel a free trial before paying",
      "summary": "Provide a retainable acknowledgment with the automatic renewal offer terms, the cancellation policy and how to cancel (a link to platform-specific instructions is acceptable). If the offer includes a free gift or trial, disclose how to cancel and allow cancellation before the consumer pays.",
      "citation": "815 ILCS 601/10(a)(iii)-(iv)",
      "source_url": "https://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2296&ChapterID=67",
      "effective_date": "2024-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Violations are Consumer Fraud Act (ICFA) violations: private suits with attorney's-fee shifting (FloSports $1.55M); forecast to lead the 2026-27 multistate wave.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "confirmation.email.sent",
        "confirmation.email.terms",
        "confirmation.email.cancellation_instructions",
        "confirmation.email.trial_terms",
        "signup.disclosure.trial_terms"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/illinois"
    },
    {
      "id": "US-IL.601.10.a-5",
      "jurisdiction": "US-IL",
      "jurisdiction_name": "Illinois",
      "law": "Illinois Automatic Contract Renewal Act",
      "stage": "reminder",
      "title": "Notice during a free trial or promotional period of 15 days or more",
      "summary": "If the contract includes a free trial or promotional period lasting 15 days or longer, notify the consumer during that period, at least 3 days before the cancellation deadline in the automatic renewal offer terms, using a method the consumer is accustomed to using with the business.",
      "citation": "815 ILCS 601/10(a-5)",
      "source_url": "https://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2296&ChapterID=67",
      "effective_date": "2025-01-01",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true,
        "min_trial_days": 15
      },
      "notice_window": {
        "min_days_before": 3,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "cancellation_deadline",
        "description": "at least 3 days before the cancellation deadline"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Violations are Consumer Fraud Act (ICFA) violations: private suits with attorney's-fee shifting (FloSports $1.55M); forecast to lead the 2026-27 multistate wave.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.trial_ending",
        "config.trial_reminder_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/illinois"
    },
    {
      "id": "US-IL.601.10.b",
      "jurisdiction": "US-IL",
      "jurisdiction_name": "Illinois",
      "law": "Illinois Automatic Contract Renewal Act",
      "stage": "reminder",
      "title": "Written renewal notice 30-60 days before the cancellation deadline (12-month+ contracts)",
      "summary": "For a contract with a term of 12 months or more that renews for more than one month, give written notice 30 to 60 days before the cancellation deadline, disclosing clearly and conspicuously and in retainable form: that it will renew unless cancelled; a cancellation mechanism offered in a manner the consumer commonly uses with the business; and the deadline to cancel to avoid the next charge.",
      "citation": "815 ILCS 601/10(b)",
      "source_url": "https://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2296&ChapterID=67",
      "effective_date": "2005-01-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 12
      },
      "notice_window": {
        "min_days_before": 30,
        "max_days_before": 60,
        "max_days_after": null,
        "anchor": "cancellation_deadline",
        "description": "30-60 days before the cancellation deadline"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Violations are Consumer Fraud Act (ICFA) violations: private suits with attorney's-fee shifting (FloSports $1.55M); forecast to lead the 2026-27 multistate wave.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/illinois"
    },
    {
      "id": "US-IL.601.10.b-5",
      "jurisdiction": "US-IL",
      "jurisdiction_name": "Illinois",
      "law": "Illinois Automatic Contract Renewal Act",
      "stage": "cancellation",
      "title": "Online offers: cancellation mechanism, and online sign-ups can cancel exclusively online",
      "summary": "A business making automatic renewal or continuous service offers online must provide a toll-free number, email, postal address (if billing directly) or another cost-effective, timely and easy-to-use cancellation mechanism; a consumer who accepted online must be allowed to terminate exclusively online (e.g. a pre-formatted termination email or a link to a website or online service for cancelling).",
      "citation": "815 ILCS 601/10(b-5)",
      "source_url": "https://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2296&ChapterID=67",
      "effective_date": "2022-01-01",
      "sunset_date": null,
      "applies_when": {
        "online_signup": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Violations are Consumer Fraud Act (ICFA) violations: private suits with attorney's-fee shifting (FloSports $1.55M); forecast to lead the 2026-27 multistate wave.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/illinois"
    },
    {
      "id": "US-KY.365.402.1.a",
      "jurisdiction": "US-KY",
      "jurisdiction_name": "Kentucky",
      "law": "Kentucky automatic renewal and continuous service offers law",
      "stage": "signup",
      "title": "Present the renewal terms clearly and conspicuously next to the consent request; explain post-trial pricing",
      "summary": "Before the agreement is fulfilled, present the automatic renewal or continuous service offer terms (continues until cancelled; cancellation policy; recurring charges and any change; term length or continuous service; minimum purchase obligation) clearly and conspicuously and in visual (or, for voice, temporal) proximity to the consent request. Free gifts or trials must include a clear and conspicuous explanation of the post-trial price.",
      "citation": "Ky. Rev. Stat. § 365.402(1)(a); § 365.400(2)-(3)",
      "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=54220",
      "effective_date": "2024-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only (injunction, restitution, up to $500 per violation) after a first-violation cure with prorated refund.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.frequency",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.term_length",
        "signup.disclosure.trial_terms",
        "signup.disclosure.proximity",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/kentucky"
    },
    {
      "id": "US-KY.365.402.1.b",
      "jurisdiction": "US-KY",
      "jurisdiction_name": "Kentucky",
      "law": "Kentucky automatic renewal and continuous service offers law",
      "stage": "signup",
      "title": "Obtain affirmative consent before charging",
      "summary": "Obtain the consumer's affirmative consent to the agreement with the offer terms (including promotional or discounted terms) before charging the consumer's card or third-party account.",
      "citation": "Ky. Rev. Stat. § 365.402(1)(b)",
      "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=54220",
      "effective_date": "2024-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only (injunction, restitution, up to $500 per violation) after a first-violation cure with prorated refund.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/kentucky"
    },
    {
      "id": "US-KY.365.402.1.c",
      "jurisdiction": "US-KY",
      "jurisdiction_name": "Kentucky",
      "law": "Kentucky automatic renewal and continuous service offers law",
      "stage": "confirmation",
      "title": "Send a retainable acknowledgment describing how to cancel; trials cancellable before payment",
      "summary": "Provide a retainable acknowledgment with the offer terms, cancellation policy and how to cancel, describing the cancellation mechanism; for free gifts or trials, explain how to cancel and allow cancellation before the consumer pays.",
      "citation": "Ky. Rev. Stat. § 365.402(1)(c), (2)",
      "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=54220",
      "effective_date": "2024-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only (injunction, restitution, up to $500 per violation) after a first-violation cure with prorated refund.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "confirmation.email.sent",
        "confirmation.email.terms",
        "confirmation.email.cancellation_instructions",
        "confirmation.email.trial_terms"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/kentucky"
    },
    {
      "id": "US-KY.365.402.2",
      "jurisdiction": "US-KY",
      "jurisdiction_name": "Kentucky",
      "law": "Kentucky automatic renewal and continuous service offers law",
      "stage": "cancellation",
      "title": "Provide a cost-effective, timely, easy-to-use cancellation mechanism",
      "summary": "Provide a toll-free number, email address, postal address (if billing directly) or another cost-effective, timely and easy-to-use cancellation mechanism, described in the acknowledgment.",
      "citation": "Ky. Rev. Stat. § 365.402(2)",
      "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=54220",
      "effective_date": "2024-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only (injunction, restitution, up to $500 per violation) after a first-violation cure with prorated refund.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.mechanism_findable",
        "confirmation.email.cancellation_instructions"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/kentucky"
    },
    {
      "id": "US-KY.365.402.3",
      "jurisdiction": "US-KY",
      "jurisdiction_name": "Kentucky",
      "law": "Kentucky automatic renewal and continuous service offers law",
      "stage": "cancellation",
      "title": "Online sign-ups must be able to cancel exclusively online",
      "summary": "A consumer who accepted online must be allowed to terminate exclusively online, which may include a termination email formatted and provided by the business that can be sent without additional information.",
      "citation": "Ky. Rev. Stat. § 365.402(3)",
      "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=54220",
      "effective_date": "2024-01-01",
      "sunset_date": null,
      "applies_when": {
        "online_signup": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only (injunction, restitution, up to $500 per violation) after a first-violation cure with prorated refund.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/kentucky"
    },
    {
      "id": "US-KY.365.402.4",
      "jurisdiction": "US-KY",
      "jurisdiction_name": "Kentucky",
      "law": "Kentucky automatic renewal and continuous service offers law",
      "stage": "reminder",
      "title": "Notice of material changes with cancellation information",
      "summary": "For a material change in accepted terms, provide a clear and conspicuous notice of the change and retainable information on how to cancel.",
      "citation": "Ky. Rev. Stat. § 365.402(4)",
      "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=54220",
      "effective_date": "2024-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": {
        "min_days_before": 0,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "price_change",
        "description": "any time before the price change"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only (injunction, restitution, up to $500 per violation) after a first-violation cure with prorated refund.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/kentucky"
    },
    {
      "id": "US-LA.9-2716.A",
      "jurisdiction": "US-LA",
      "jurisdiction_name": "Louisiana",
      "law": "Louisiana contracts with automatic renewal clauses",
      "stage": "signup",
      "title": "Disclose the automatic renewal clause clearly and conspicuously",
      "summary": "A seller under a contract that automatically renews unless the consumer cancels must disclose the automatic renewal clause clearly and conspicuously in the contract or contract offer.",
      "citation": "La. R.S. 9:2716(A)",
      "source_url": "https://legis.la.gov/Legis/Law.aspx?d=725425",
      "effective_date": "2011-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only: civil penalty up to $500 per violation after a 30-day cure period.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": 30
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/louisiana"
    },
    {
      "id": "US-LA.9-2716.B",
      "jurisdiction": "US-LA",
      "jurisdiction_name": "Louisiana",
      "law": "Louisiana contracts with automatic renewal clauses",
      "stage": "signup",
      "title": "Disclose clearly and conspicuously how to cancel",
      "summary": "Disclose clearly and conspicuously how to cancel the contract in the initial contract, the contract offer, or with delivery of the products or services.",
      "citation": "La. R.S. 9:2716(B)",
      "source_url": "https://legis.la.gov/Legis/Law.aspx?d=725425",
      "effective_date": "2011-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only: civil penalty up to $500 per violation after a 30-day cure period.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": 30
      },
      "check_ids": [
        "signup.disclosure.cancellation_policy",
        "confirmation.email.cancellation_instructions"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/louisiana"
    },
    {
      "id": "US-LA.51-3303.A.1",
      "jurisdiction": "US-LA",
      "jurisdiction_name": "Louisiana",
      "law": "Louisiana Click-to-Cancel Act",
      "stage": "signup",
      "title": "Present the renewal terms clearly and conspicuously next to the acceptance request; explain post-trial pricing",
      "summary": "Before the agreement is fulfilled, present clearly and conspicuously, in visual proximity to the request for acceptance (temporal proximity for voice offers), the offer terms: that the contract renews for a set term not exceeding one year unless the consumer gives express written consent to a longer term; the cancellation policy; any recurring charges; the renewal term length; and any minimum purchase obligation. Free or discounted trials must explain the price after the trial or how pricing will change.",
      "citation": "La. R.S. 51:3303(A)(1); 51:3302(2)-(3)",
      "source_url": "https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1481459",
      "effective_date": "2027-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only: civil penalty up to $500 per violation after a 30-day cure period.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": 30
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.frequency",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.term_length",
        "signup.disclosure.trial_terms",
        "signup.disclosure.proximity",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/louisiana"
    },
    {
      "id": "US-LA.51-3303.A.2",
      "jurisdiction": "US-LA",
      "jurisdiction_name": "Louisiana",
      "law": "Louisiana Click-to-Cancel Act",
      "stage": "signup",
      "title": "Obtain affirmative consent; do not undermine express acceptance",
      "summary": "Do not charge the consumer's payment method without first obtaining affirmative consent to an agreement that clearly and conspicuously displays the renewal terms (including promotional-price terms), and do not include information that contradicts or undermines the consumer's express affirmative acceptance.",
      "citation": "La. R.S. 51:3303(A)(2), (A)(4)",
      "source_url": "https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1481459",
      "effective_date": "2027-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only: civil penalty up to $500 per violation after a 30-day cure period.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": 30
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/louisiana"
    },
    {
      "id": "US-LA.51-3303.A.5",
      "jurisdiction": "US-LA",
      "jurisdiction_name": "Louisiana",
      "law": "Louisiana Click-to-Cancel Act",
      "stage": "signup",
      "title": "Keep records of consent for at least one year",
      "summary": "Maintain reasonable business records sufficient to demonstrate the consumer's affirmative consent for at least one year from contract formation.",
      "citation": "La. R.S. 51:3303(A)(5)",
      "source_url": "https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1481459",
      "effective_date": "2027-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "medium",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only: civil penalty up to $500 per violation after a 30-day cure period.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": 30
      },
      "check_ids": [
        "signup.consent.affirmative"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/louisiana"
    },
    {
      "id": "US-LA.51-3303.A.6",
      "jurisdiction": "US-LA",
      "jurisdiction_name": "Louisiana",
      "law": "Louisiana Click-to-Cancel Act",
      "stage": "signup",
      "title": "Notice before confirming billing information",
      "summary": "Before confirming the consumer's billing information, give a clear and conspicuous notice stating that the service will automatically renew unless cancelled, the length and other terms of the renewal period, the amount or range of costs and the frequency of charges, one or more ways to cancel, and the business's contact information.",
      "citation": "La. R.S. 51:3303(A)(6)",
      "source_url": "https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1481459",
      "effective_date": "2027-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only: civil penalty up to $500 per violation after a 30-day cure period.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": 30
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.frequency",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.term_length"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/louisiana"
    },
    {
      "id": "US-LA.51-3303.A.3",
      "jurisdiction": "US-LA",
      "jurisdiction_name": "Louisiana",
      "law": "Louisiana Click-to-Cancel Act",
      "stage": "confirmation",
      "title": "Send a retainable acknowledgment; for trials or discounts explain how to cancel before being charged",
      "summary": "Provide a retainable acknowledgment with the offer terms, cancellation policy and cancellation instructions; for discounts, free gifts or trial periods, explain how to cancel and allow cancellation before the consumer is charged.",
      "citation": "La. R.S. 51:3303(A)(3)",
      "source_url": "https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1481459",
      "effective_date": "2027-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only: civil penalty up to $500 per violation after a 30-day cure period.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": 30
      },
      "check_ids": [
        "confirmation.email.sent",
        "confirmation.email.terms",
        "confirmation.email.cancellation_instructions",
        "confirmation.email.trial_terms"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/louisiana"
    },
    {
      "id": "US-LA.51-3303.A.7",
      "jurisdiction": "US-LA",
      "jurisdiction_name": "Louisiana",
      "law": "Louisiana Click-to-Cancel Act",
      "stage": "cancellation",
      "title": "Cost-effective, timely, easy-to-use cancellation that is not designed to deter",
      "summary": "Provide a cost-effective, timely and easy-to-use mechanism to cancel the contract or trial, avoid charges or increased charges, and stop future charges, that is not unreasonably burdensome or designed to deter cancellation, available online or by email, telephone or another commonly used method.",
      "citation": "La. R.S. 51:3303(A)(7)",
      "source_url": "https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1481459",
      "effective_date": "2027-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only: civil penalty up to $500 per violation after a 30-day cure period.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": 30
      },
      "check_ids": [
        "cancel.mechanism_findable",
        "cancel.flow_friction"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/louisiana"
    },
    {
      "id": "US-LA.51-3303.B",
      "jurisdiction": "US-LA",
      "jurisdiction_name": "Louisiana",
      "law": "Louisiana Click-to-Cancel Act",
      "stage": "reminder",
      "title": "Notice of material changes, including price increases, before the renewal at which they apply",
      "summary": "Give a clear and conspicuous, retainable notice of any material change, with information on how to cancel (including the simple mechanism); for material changes including price increases, the pre-renewal notice (renewal terms, amount to be charged, cancellation instructions) must be given at least 3 days before the renewal.",
      "citation": "La. R.S. 51:3303(B), (C)(1)(b)",
      "source_url": "https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1481459",
      "effective_date": "2027-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": {
        "min_days_before": 3,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "renewal",
        "description": "at least 3 days before renewal"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only: civil penalty up to $500 per violation after a 30-day cure period.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": 30
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/louisiana"
    },
    {
      "id": "US-LA.51-3303.C.annual",
      "jurisdiction": "US-LA",
      "jurisdiction_name": "Louisiana",
      "law": "Louisiana Click-to-Cancel Act",
      "stage": "reminder",
      "title": "Pre-renewal notice for renewal terms of twelve months or longer",
      "summary": "If the renewal term is twelve months or longer, give notice at least 3 days before the renewal with the renewal terms, the amount to be charged and how to cancel.",
      "citation": "La. R.S. 51:3303(C)(1)(a), (C)(2)",
      "source_url": "https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1481459",
      "effective_date": "2027-01-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 12
      },
      "notice_window": {
        "min_days_before": 3,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "renewal",
        "description": "at least 3 days before renewal"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only: civil penalty up to $500 per violation after a 30-day cure period.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": 30
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/louisiana"
    },
    {
      "id": "US-LA.51-3303.C.trial",
      "jurisdiction": "US-LA",
      "jurisdiction_name": "Louisiana",
      "law": "Louisiana Click-to-Cancel Act",
      "stage": "reminder",
      "title": "Notice before a trial converts to a paid subscription",
      "summary": "When a contract converts from a trial period to a paid subscription, give notice at least 3 days before the conversion with the renewal terms, the amount to be charged and how to cancel.",
      "citation": "La. R.S. 51:3303(C)(1)(c), (C)(2)",
      "source_url": "https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1481459",
      "effective_date": "2027-01-01",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true
      },
      "notice_window": {
        "min_days_before": 3,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "trial_end",
        "description": "at least 3 days before the trial ends"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Attorney General only: civil penalty up to $500 per violation after a 30-day cure period.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": 30
      },
      "check_ids": [
        "reminder.trial_ending",
        "config.trial_reminder_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/louisiana"
    },
    {
      "id": "US-MA.940CMR38.05.1",
      "jurisdiction": "US-MA",
      "jurisdiction_name": "Massachusetts",
      "law": "Massachusetts Attorney General regulation — Unfair and Deceptive Fees (recurring fees and trial offers)",
      "stage": "signup",
      "title": "Trial offers: written disclosure of obligations and the calendar cancel-by and charge dates",
      "summary": "Before the consumer accepts a trial offer, disclose clearly, conspicuously and in writing: any financial obligations that may result; all products for which the consumer may incur an obligation; how to reject or cancel before incurring an obligation; the calendar date by which the consumer must cancel; and the calendar date on which the obligation begins if the consumer does not cancel.",
      "citation": "940 CMR 38.05(1)",
      "source_url": "https://www.law.cornell.edu/regulations/massachusetts/940-CMR-38-05",
      "effective_date": "2025-09-02",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Unfair and deceptive practice under M.G.L. c. 93A: private actions for double or treble damages and attorney's fees (after a 30-day demand letter); AG enforcement.",
        "multiple_damages": true,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": 30
      },
      "check_ids": [
        "signup.disclosure.trial_terms",
        "signup.disclosure.price",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/massachusetts"
    },
    {
      "id": "US-MA.940CMR38.05.2",
      "jurisdiction": "US-MA",
      "jurisdiction_name": "Massachusetts",
      "law": "Massachusetts Attorney General regulation — Unfair and Deceptive Fees (recurring fees and trial offers)",
      "stage": "signup",
      "title": "Negative-option products: written disclosure of the charge, its recurrence, and how to cancel",
      "summary": "Before purchase of a product with a negative option feature, disclose clearly, conspicuously and in writing: that the consumer will be charged (or that charges will increase after any trial); if applicable, that charges recur until the consumer takes steps to stop them; and how to cancel using the simple mechanism required by 940 CMR 38.05(3).",
      "citation": "940 CMR 38.05(2)",
      "source_url": "https://www.law.cornell.edu/regulations/massachusetts/940-CMR-38-05",
      "effective_date": "2025-09-02",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Unfair and deceptive practice under M.G.L. c. 93A: private actions for double or treble damages and attorney's fees (after a 30-day demand letter); AG enforcement.",
        "multiple_damages": true,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": 30
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.frequency",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/massachusetts"
    },
    {
      "id": "US-MA.940CMR38.05.3",
      "jurisdiction": "US-MA",
      "jurisdiction_name": "Massachusetts",
      "law": "Massachusetts Attorney General regulation — Unfair and Deceptive Fees (recurring fees and trial offers)",
      "stage": "cancellation",
      "title": "Simple cancellation as easy as sign-up, through the same website/app, that immediately stops charges",
      "summary": "Provide a simple mechanism to cancel the negative option feature, avoid being charged and immediately stop recurring charges, at least as easy to access and use as the method used to sign up and available through the same medium: internet sign-ups through the same website or app; telephone through a number answered promptly during business hours and no more costly than the sign-up call; in-person sales through the internet or a telephone number plus, where practical, an in-person method.",
      "citation": "940 CMR 38.05(3)",
      "source_url": "https://www.law.cornell.edu/regulations/massachusetts/940-CMR-38-05",
      "effective_date": "2025-09-02",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Unfair and deceptive practice under M.G.L. c. 93A: private actions for double or treble damages and attorney's fees (after a 30-day demand letter); AG enforcement.",
        "multiple_damages": true,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": 30
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable",
        "cancel.flow_friction",
        "cancel.confirmation",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/massachusetts"
    },
    {
      "id": "US-MA.940CMR38.05.4",
      "jurisdiction": "US-MA",
      "jurisdiction_name": "Massachusetts",
      "law": "Massachusetts Attorney General regulation — Unfair and Deceptive Fees (recurring fees and trial offers)",
      "stage": "reminder",
      "title": "Pre-deadline notice 5-30 days ahead for negative option periods over 31 days",
      "summary": "For a negative option feature exceeding 31 days, send written notice 5 to 30 calendar days before the date by which the consumer must cancel to avoid the next obligation, disclosing clearly and conspicuously: the obligations; the products; the cancellation mechanism; the cancel-by calendar date; and the charge date — through a medium similar to the one used to sign up or a common medium the consumer affirmatively chose.",
      "citation": "940 CMR 38.05(4)-(5)",
      "source_url": "https://www.law.cornell.edu/regulations/massachusetts/940-CMR-38-05",
      "effective_date": "2025-09-02",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2
      },
      "notice_window": {
        "min_days_before": 5,
        "max_days_before": 30,
        "max_days_after": null,
        "anchor": "cancellation_deadline",
        "description": "5-30 days before the cancellation deadline"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Unfair and deceptive practice under M.G.L. c. 93A: private actions for double or treble damages and attorney's fees (after a 30-day demand letter); AG enforcement.",
        "multiple_damages": true,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": 30
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/massachusetts"
    },
    {
      "id": "US-MA.940CMR38.05.4.trial",
      "jurisdiction": "US-MA",
      "jurisdiction_name": "Massachusetts",
      "law": "Massachusetts Attorney General regulation — Unfair and Deceptive Fees (recurring fees and trial offers)",
      "stage": "reminder",
      "title": "Pre-deadline notice 5-30 days before a trial longer than 31 days converts",
      "summary": "Where the period before the negative option charge (e.g. a free trial) exceeds 31 days, send the 940 CMR 38.05(4) written notice 5 to 30 calendar days before the cancel-by date.",
      "citation": "940 CMR 38.05(4)-(5)",
      "source_url": "https://www.law.cornell.edu/regulations/massachusetts/940-CMR-38-05",
      "effective_date": "2025-09-02",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true,
        "min_trial_days": 32
      },
      "notice_window": {
        "min_days_before": 5,
        "max_days_before": 30,
        "max_days_after": null,
        "anchor": "cancellation_deadline",
        "description": "5-30 days before the cancellation deadline"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Unfair and deceptive practice under M.G.L. c. 93A: private actions for double or treble damages and attorney's fees (after a 30-day demand letter); AG enforcement.",
        "multiple_damages": true,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": 30
      },
      "check_ids": [
        "reminder.trial_ending",
        "config.trial_reminder_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/massachusetts"
    },
    {
      "id": "US-MA.940CMR38.05.6",
      "jurisdiction": "US-MA",
      "jurisdiction_name": "Massachusetts",
      "law": "Massachusetts Attorney General regulation — Unfair and Deceptive Fees (recurring fees and trial offers)",
      "stage": "reminder",
      "title": "Plans of 31 days or less: pre-deadline notice or a per-charge notice with cancel instructions",
      "summary": "For negative option contracts of 31 days or less (e.g. monthly plans), either send the 940 CMR 38.05(4) notice, or, at least as often as the consumer is charged, a written notice disclosing clearly and conspicuously the amount charged at renewal and how to cancel to avoid further charges, through a similar or commonly used medium.",
      "citation": "940 CMR 38.05(6)",
      "source_url": "https://www.law.cornell.edu/regulations/massachusetts/940-CMR-38-05",
      "effective_date": "2025-09-02",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": {
        "min_days_before": null,
        "max_days_before": 30,
        "max_days_after": 3,
        "anchor": "charge",
        "description": "up to 30 days before the charge or up to 3 days after it"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Unfair and deceptive practice under M.G.L. c. 93A: private actions for double or treble damages and attorney's fees (after a 30-day demand letter); AG enforcement.",
        "multiple_damages": true,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": 30
      },
      "check_ids": [
        "reminder.charge_notice"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/massachusetts"
    },
    {
      "id": "US-MD.14-1329.b.1.i",
      "jurisdiction": "US-MD",
      "jurisdiction_name": "Maryland",
      "law": "Maryland Consumer Protection — Automatic Renewals (2025 chs. 204, 205)",
      "stage": "signup",
      "title": "Present the renewal terms clearly and conspicuously next to the consent request",
      "summary": "Before the subscription is fulfilled, present the automatic renewal offer terms — including the price charged after the initial term ends or how the agreement will change at the end of it — clearly and conspicuously and in visual proximity to the request for consent (for oral offers, at the same time as the request).",
      "citation": "Md. Code Ann., Com. Law § 14-1329(b)(1)(i)",
      "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl&section=14-1329&enactments=false",
      "effective_date": "2026-06-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Unfair, abusive or deceptive trade practice (Consumer Protection Act Title 13); the statute says there is no private right of action under this section.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.frequency",
        "signup.disclosure.term_length",
        "signup.disclosure.proximity",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/maryland"
    },
    {
      "id": "US-MD.14-1329.b.1.ii",
      "jurisdiction": "US-MD",
      "jurisdiction_name": "Maryland",
      "law": "Maryland Consumer Protection — Automatic Renewals (2025 chs. 204, 205)",
      "stage": "signup",
      "title": "Disclose the cancellation methods in an easily accessible way",
      "summary": "Present the consumer with an easily accessible disclosure of the methods the consumer may use to cancel the automatic renewal.",
      "citation": "Md. Code Ann., Com. Law § 14-1329(b)(1)(ii)",
      "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl&section=14-1329&enactments=false",
      "effective_date": "2026-06-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Unfair, abusive or deceptive trade practice (Consumer Protection Act Title 13); the statute says there is no private right of action under this section.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.cancellation_policy"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/maryland"
    },
    {
      "id": "US-MD.14-1329.b.2",
      "jurisdiction": "US-MD",
      "jurisdiction_name": "Maryland",
      "law": "Maryland Consumer Protection — Automatic Renewals (2025 chs. 204, 205)",
      "stage": "signup",
      "title": "Explain the post-trial price",
      "summary": "If the offer includes a free gift or trial, clearly and conspicuously explain the price charged after the trial and how pricing will change at its end.",
      "citation": "Md. Code Ann., Com. Law § 14-1329(b)(2)",
      "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl&section=14-1329&enactments=false",
      "effective_date": "2026-06-01",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Unfair, abusive or deceptive trade practice (Consumer Protection Act Title 13); the statute says there is no private right of action under this section.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.trial_terms",
        "signup.disclosure.price"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/maryland"
    },
    {
      "id": "US-MD.14-1329.d",
      "jurisdiction": "US-MD",
      "jurisdiction_name": "Maryland",
      "law": "Maryland Consumer Protection — Automatic Renewals (2025 chs. 204, 205)",
      "stage": "signup",
      "title": "Notice and consent before automatically charging a credit card (initial terms over one month)",
      "summary": "For an automatic renewal offer with an initial definite term of more than one month, do not automatically charge the consumer's credit card unless clear and conspicuous notice is given and the consumer consents to the automatic charge.",
      "citation": "Md. Code Ann., Com. Law § 14-1329(d)",
      "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl&section=14-1329&enactments=false",
      "effective_date": "2026-06-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Unfair, abusive or deceptive trade practice (Consumer Protection Act Title 13); the statute says there is no private right of action under this section.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/maryland"
    },
    {
      "id": "US-MD.14-1329.b.3",
      "jurisdiction": "US-MD",
      "jurisdiction_name": "Maryland",
      "law": "Maryland Consumer Protection — Automatic Renewals (2025 chs. 204, 205)",
      "stage": "cancellation",
      "title": "Cancellation as easy as sign-up, same medium, prominent link/button or email, no required live agent",
      "summary": "Provide a cost-effective, timely and easy-to-use mechanism to cancel, avoid (increased) charges and immediately stop recurring charges, without unreasonable delay, hindrance or obstruction. It must be at least as easy as the consent mechanism and available in the same medium. Online cancellation must be easy to find, must not require talking to a live or virtual representative (unless sign-up did), and must include a prominently placed direct link or button (in the account/profile or device/user settings) or an immediately accessible pre-formatted termination email. Phone cancellation must be performed promptly on a number that is answered or records messages during business hours; in-person cancellation must resemble the in-person sign-up and also offer the online and phone options.",
      "citation": "Md. Code Ann., Com. Law § 14-1329(b)(1)(iii), (b)(3)",
      "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl&section=14-1329&enactments=false",
      "effective_date": "2026-06-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Unfair, abusive or deceptive trade practice (Consumer Protection Act Title 13); the statute says there is no private right of action under this section.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable",
        "cancel.flow_friction",
        "cancel.confirmation",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/maryland"
    },
    {
      "id": "US-MD.14-1329.c.2",
      "jurisdiction": "US-MD",
      "jurisdiction_name": "Maryland",
      "law": "Maryland Consumer Protection — Automatic Renewals (2025 chs. 204, 205)",
      "stage": "reminder",
      "title": "Notice 3-21 days before a free gift or trial longer than 14 days converts",
      "summary": "If the offer includes a free gift or trial lasting more than 14 days, give a clear and conspicuous notice 3 to 21 days before the automatic renewal takes effect, stating: that it will renew unless cancelled; the duration and terms of the renewal (including the post-trial price); the ways to cancel; a cancellation link if sent electronically; and contact information.",
      "citation": "Md. Code Ann., Com. Law § 14-1329(c)(1)-(2)",
      "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl&section=14-1329&enactments=false",
      "effective_date": "2026-06-01",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true,
        "min_trial_days": 15
      },
      "notice_window": {
        "min_days_before": 3,
        "max_days_before": 21,
        "max_days_after": null,
        "anchor": "trial_end",
        "description": "3-21 days before the trial ends"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Unfair, abusive or deceptive trade practice (Consumer Protection Act Title 13); the statute says there is no private right of action under this section.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.trial_ending",
        "config.trial_reminder_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/maryland"
    },
    {
      "id": "US-MD.14-1329.c.3",
      "jurisdiction": "US-MD",
      "jurisdiction_name": "Maryland",
      "law": "Maryland Consumer Protection — Automatic Renewals (2025 chs. 204, 205)",
      "stage": "reminder",
      "title": "Renewal notice 15-45 days ahead for initial terms of at least one year",
      "summary": "If the consumer accepted an initial term of at least one year, give the § 14-1329(c)(1) notice 15 to 45 days before the automatic renewal takes effect.",
      "citation": "Md. Code Ann., Com. Law § 14-1329(c)(1), (c)(3)",
      "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl&section=14-1329&enactments=false",
      "effective_date": "2026-06-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 12
      },
      "notice_window": {
        "min_days_before": 15,
        "max_days_before": 45,
        "max_days_after": null,
        "anchor": "renewal",
        "description": "15-45 days before renewal"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Unfair, abusive or deceptive trade practice (Consumer Protection Act Title 13); the statute says there is no private right of action under this section.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/maryland"
    },
    {
      "id": "US-ME.1210-C.2.disclosure",
      "jurisdiction": "US-ME",
      "jurisdiction_name": "Maine",
      "law": "Maine automatic subscription or health club membership renewal law",
      "stage": "signup",
      "title": "Clear, conspicuous and easily accessible disclosure of all material terms and the ways to cancel",
      "summary": "Present a clear, conspicuous and easily accessible disclosure of all material terms of the renewal offer — including the amount and frequency of charges and the refund policy on cancellation — and of the methods the consumer may use to cancel; any cancellation phone number must be toll-free and prominently displayed in the disclosure. No misrepresentation of material facts about the renewal offer.",
      "citation": "10 M.R.S. § 1210-C(2)",
      "source_url": "https://legislature.maine.gov/statutes/10/title10sec1210-C.html",
      "effective_date": "2026-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Treble refund of amounts charged in violation (§ 1210-D); Attorney General enforcement; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": true,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.frequency",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/maine"
    },
    {
      "id": "US-ME.1210-C.2.consent",
      "jurisdiction": "US-ME",
      "jurisdiction_name": "Maine",
      "law": "Maine automatic subscription or health club membership renewal law",
      "stage": "signup",
      "title": "Express consent to the renewal by check box, e-signature or other affirmative action",
      "summary": "Before enrollment, obtain the consumer's express consent to the automatic renewal through a check box, electronic signature or other affirmative action agreeing to the renewal offer.",
      "citation": "10 M.R.S. § 1210-C(2)",
      "source_url": "https://legislature.maine.gov/statutes/10/title10sec1210-C.html",
      "effective_date": "2026-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Treble refund of amounts charged in violation (§ 1210-D); Attorney General enforcement; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": true,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/maine"
    },
    {
      "id": "US-ME.1210-C.2.cancel",
      "jurisdiction": "US-ME",
      "jurisdiction_name": "Maine",
      "law": "Maine automatic subscription or health club membership renewal law",
      "stage": "cancellation",
      "title": "Cancellation by the same method and in the same manner as sign-up",
      "summary": "Provide for cancellation of the subscription or membership using the same method, and in the same manner, by which the consumer initially agreed to it (an online sign-up must be cancellable online).",
      "citation": "10 M.R.S. § 1210-C(2)",
      "source_url": "https://legislature.maine.gov/statutes/10/title10sec1210-C.html",
      "effective_date": "2026-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Treble refund of amounts charged in violation (§ 1210-D); Attorney General enforcement; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": true,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable",
        "cancel.flow_friction",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/maine"
    },
    {
      "id": "US-ME.1210-C.3",
      "jurisdiction": "US-ME",
      "jurisdiction_name": "Maine",
      "law": "Maine automatic subscription or health club membership renewal law",
      "stage": "reminder",
      "title": "Renewal notice no more than 30 days before renewal for 12-month+ subscriptions",
      "summary": "For an extended renewal (subscription term of 12 months or more renewing for more than one month), notify the consumer no more than 30 days before the renewal date, disclosing clearly and conspicuously that it will renew unless cancelled and where to obtain details of the renewal and cancellation procedure.",
      "citation": "10 M.R.S. § 1210-C(1)(B), (3)",
      "source_url": "https://legislature.maine.gov/statutes/10/title10sec1210-C.html",
      "effective_date": "2026-01-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 12
      },
      "notice_window": {
        "min_days_before": 0,
        "max_days_before": 30,
        "max_days_after": null,
        "anchor": "renewal",
        "description": "0-30 days before renewal"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Treble refund of amounts charged in violation (§ 1210-D); Attorney General enforcement; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": true,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/maine"
    },
    {
      "id": "US-ME.1210-C.2.2020",
      "jurisdiction": "US-ME",
      "jurisdiction_name": "Maine",
      "law": "Maine automatic subscription or health club membership renewal law",
      "stage": "cancellation",
      "title": "Disclose the ways to cancel and provide online cancellation (2020-2025 text)",
      "summary": "A seller may not make an automatic subscription renewal offer without an easily accessible disclosure of the methods the consumer may use to cancel; the seller must provide for online cancellation; any cancellation phone number must be toll-free and prominently displayed in the disclosure.",
      "citation": "10 M.R.S. § 1210-C(2) (P.L. 2019, c. 175)",
      "source_url": "https://lldc.mainelegislature.org/Open/Laws/2019/2019_PL_c175.pdf",
      "effective_date": "2020-01-02",
      "sunset_date": "2026-01-01",
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Treble refund of amounts charged in violation (§ 1210-D); Attorney General enforcement; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": true,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.cancellation_policy",
        "cancel.online_available",
        "cancel.mechanism_findable",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/maine"
    },
    {
      "id": "US-ME.1210-C.3.2020",
      "jurisdiction": "US-ME",
      "jurisdiction_name": "Maine",
      "law": "Maine automatic subscription or health club membership renewal law",
      "stage": "reminder",
      "title": "Renewal notice 30-60 days before the cancellation deadline for 12-month+ subscriptions (2020-2025 text)",
      "summary": "For an extended automatic subscription renewal (term of 12 months or more renewing for more than one month), notify the consumer 30 to 60 days before the cancellation deadline, disclosing clearly and conspicuously that it will renew unless cancelled and where to obtain details of the renewal and cancellation procedure; online cancellation required.",
      "citation": "10 M.R.S. § 1210-C(3) (P.L. 2019, c. 175)",
      "source_url": "https://lldc.mainelegislature.org/Open/Laws/2019/2019_PL_c175.pdf",
      "effective_date": "2020-01-02",
      "sunset_date": "2026-01-01",
      "applies_when": {
        "min_term_months": 12
      },
      "notice_window": {
        "min_days_before": 30,
        "max_days_before": 60,
        "max_days_after": null,
        "anchor": "cancellation_deadline",
        "description": "30-60 days before the cancellation deadline"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Treble refund of amounts charged in violation (§ 1210-D); Attorney General enforcement; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": true,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/maine"
    },
    {
      "id": "US-ME.1210.2",
      "jurisdiction": "US-ME",
      "jurisdiction_name": "Maine",
      "law": "Maine charges after free trial period",
      "stage": "signup",
      "title": "Free offers: get billing information directly from the consumer and disclose the free-offer terms",
      "summary": "A seller may not make a free offer (one that obligates the consumer to pay unless they contact the seller) unless, when the consumer agrees, the seller obtains the billing information directly from the consumer and clearly and conspicuously discloses the terms of the free offer, including any additional financial obligations.",
      "citation": "10 M.R.S. § 1210(2)",
      "source_url": "https://legislature.maine.gov/statutes/10/title10sec1210.html",
      "effective_date": "2009-09-12",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Treble refund of amounts charged in violation (§ 1210-D); Attorney General enforcement; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": true,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.trial_terms",
        "signup.disclosure.price",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/maine"
    },
    {
      "id": "US-MN.325G.57.1",
      "jurisdiction": "US-MN",
      "jurisdiction_name": "Minnesota",
      "law": "Minnesota automatic renewal and continuous service law",
      "stage": "signup",
      "title": "Present the offer terms clearly and conspicuously before acceptance, next to the offer",
      "summary": "Before the consumer accepts, present the offer terms (§ 325G.56, subd. 7): that the agreement continues until the consumer terminates it; the cancellation policy; the recurring charges (and any change); the renewal term or that service is continuous (unless chosen by the consumer); and any minimum purchase obligation, clearly and conspicuously and in visual (or, for voice offers, temporal) proximity to the offer.",
      "citation": "Minn. Stat. § 325G.57, subd. 1",
      "source_url": "https://www.revisor.mn.gov/statutes/cite/325G.57",
      "effective_date": "2025-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement; a private action is likely available through Minnesota's private attorney general statute (unverified); good-faith compliance bars civil penalties.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.frequency",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.term_length",
        "signup.disclosure.proximity",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/minnesota"
    },
    {
      "id": "US-MN.325G.58.2",
      "jurisdiction": "US-MN",
      "jurisdiction_name": "Minnesota",
      "law": "Minnesota automatic renewal and continuous service law",
      "stage": "signup",
      "title": "No charges before the agreement is authorized; consent required",
      "summary": "Do not charge the consumer's card or third-party account before the agreement has been duly authorized by the seller and consumer and made effective; goods sent without the consumer's affirmative consent are an unconditional gift.",
      "citation": "Minn. Stat. §§ 325G.58, subd. 2; 325G.61",
      "source_url": "https://www.revisor.mn.gov/statutes/cite/325G.58",
      "effective_date": "2025-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement; a private action is likely available through Minnesota's private attorney general statute (unverified); good-faith compliance bars civil penalties.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/minnesota"
    },
    {
      "id": "US-MN.325G.57.2",
      "jurisdiction": "US-MN",
      "jurisdiction_name": "Minnesota",
      "law": "Minnesota automatic renewal and continuous service law",
      "stage": "confirmation",
      "title": "Timely retainable confirmation with the terms, trial cancellation and termination options",
      "summary": "In a timely manner after acceptance, send a retainable confirmation (email suffices) with the offer terms; for free trials, how to cancel before paying; and easy, cost-effective, timely termination options, including the website termination election for online sellers and, for sign-ups by other means, an option as easy and accessible as the original means of acceptance.",
      "citation": "Minn. Stat. § 325G.57, subd. 2",
      "source_url": "https://www.revisor.mn.gov/statutes/cite/325G.57",
      "effective_date": "2025-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement; a private action is likely available through Minnesota's private attorney general statute (unverified); good-faith compliance bars civil penalties.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "confirmation.email.sent",
        "confirmation.email.terms",
        "confirmation.email.cancellation_instructions",
        "confirmation.email.trial_terms"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/minnesota"
    },
    {
      "id": "US-MN.325G.57.3",
      "jurisdiction": "US-MN",
      "jurisdiction_name": "Minnesota",
      "law": "Minnesota automatic renewal and continuous service law",
      "stage": "reminder",
      "title": "Notice of material changes before implementation (otherwise the change is void)",
      "summary": "Before implementing a material change, give a timely, clear and conspicuous notice of the change and retainable information on how to terminate; a material change made without it is void and unenforceable.",
      "citation": "Minn. Stat. § 325G.57, subd. 3",
      "source_url": "https://www.revisor.mn.gov/statutes/cite/325G.57",
      "effective_date": "2025-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": {
        "min_days_before": 0,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "price_change",
        "description": "any time before the price change"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement; a private action is likely available through Minnesota's private attorney general statute (unverified); good-faith compliance bars civil penalties.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/minnesota"
    },
    {
      "id": "US-MN.325G.57.4",
      "jurisdiction": "US-MN",
      "jurisdiction_name": "Minnesota",
      "law": "Minnesota automatic renewal and continuous service law",
      "stage": "reminder",
      "title": "Notice 5-30 days before a free trial longer than 30 days ends",
      "summary": "If the offer includes a free trial lasting more than 30 days, notify the consumer 5 to 30 days before the trial ends of the option to cancel before the trial ends to avoid paying.",
      "citation": "Minn. Stat. § 325G.57, subd. 4",
      "source_url": "https://www.revisor.mn.gov/statutes/cite/325G.57",
      "effective_date": "2025-01-01",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true,
        "min_trial_days": 31
      },
      "notice_window": {
        "min_days_before": 5,
        "max_days_before": 30,
        "max_days_after": null,
        "anchor": "trial_end",
        "description": "5-30 days before the trial ends"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement; a private action is likely available through Minnesota's private attorney general statute (unverified); good-faith compliance bars civil penalties.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.trial_ending",
        "config.trial_reminder_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/minnesota"
    },
    {
      "id": "US-MN.325G.57.5",
      "jurisdiction": "US-MN",
      "jurisdiction_name": "Minnesota",
      "law": "Minnesota automatic renewal and continuous service law",
      "stage": "reminder",
      "title": "Yearly written notice for continuous-service subscriptions",
      "summary": "For a continuous-service agreement, give the consumer written notice of the continuous service by mail or email at least once per calendar year, including the terms of the service and how to terminate or manage it.",
      "citation": "Minn. Stat. § 325G.57, subd. 5",
      "source_url": "https://www.revisor.mn.gov/statutes/cite/325G.57",
      "effective_date": "2025-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement; a private action is likely available through Minnesota's private attorney general statute (unverified); good-faith compliance bars civil penalties.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_terms_notice"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/minnesota"
    },
    {
      "id": "US-MN.325G.58.4",
      "jurisdiction": "US-MN",
      "jurisdiction_name": "Minnesota",
      "law": "Minnesota automatic renewal and continuous service law",
      "stage": "cancellation",
      "title": "No retention offers after a cancellation request unless the consumer opts in; no abusive tactics",
      "summary": "After receiving a cancellation or termination notice, the seller may not misrepresent or use unfair or abusive tactics to delay or avoid cancellation, and may not make retention offers, benefits, modifications or gifts unless the consumer grants permission after giving notice (asked only once per attempt). The seller may ask (without requiring an answer) why the consumer is cancelling, explain consequences, verify identity, and describe downgrade, pause or suspension options.",
      "citation": "Minn. Stat. § 325G.58, subds. 4-5",
      "source_url": "https://www.revisor.mn.gov/statutes/cite/325G.58",
      "effective_date": "2025-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement; a private action is likely available through Minnesota's private attorney general statute (unverified); good-faith compliance bars civil penalties.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.flow_friction"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/minnesota"
    },
    {
      "id": "US-MN.325G.60",
      "jurisdiction": "US-MN",
      "jurisdiction_name": "Minnesota",
      "law": "Minnesota automatic renewal and continuous service law",
      "stage": "cancellation",
      "title": "Website \"termination election\" for sellers with account or subscription management",
      "summary": "A seller whose website has profile or subscription-management capabilities must include a clear and conspicuous termination election that tells consumers in plain language they can terminate at any time, asks only for information needed to process the termination, and uses a checkbox, submit button or similarly simple mechanism — regardless of how the consumer signed up.",
      "citation": "Minn. Stat. § 325G.60; § 325G.57, subd. 2(3)",
      "source_url": "https://www.revisor.mn.gov/statutes/cite/325G.60",
      "effective_date": "2025-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement; a private action is likely available through Minnesota's private attorney general statute (unverified); good-faith compliance bars civil penalties.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable",
        "cancel.flow_friction",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/minnesota"
    },
    {
      "id": "US-MN.325G.59",
      "jurisdiction": "US-MN",
      "jurisdiction_name": "Minnesota",
      "law": "Minnesota automatic renewal and continuous service law",
      "stage": "cancellation",
      "title": "Honor terminations: end of term for renewals; within 31 days for continuous service",
      "summary": "A consumer may terminate at any time using the procedure in the confirmation. Automatic-renewal terminations take effect at the end of the current term (or a later term the consumer picks); continuous-service terminations must take effect no later than 31 days after a verified notice (unless the consumer chooses a later date).",
      "citation": "Minn. Stat. § 325G.59",
      "source_url": "https://www.revisor.mn.gov/statutes/cite/325G.59",
      "effective_date": "2025-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "medium",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Attorney General enforcement; a private action is likely available through Minnesota's private attorney general statute (unverified); good-faith compliance bars civil penalties.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.confirmation"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/minnesota"
    },
    {
      "id": "US-NC.75-41.a.1",
      "jurisdiction": "US-NC",
      "jurisdiction_name": "North Carolina",
      "law": "North Carolina contracts with automatic renewal clauses",
      "stage": "signup",
      "title": "Disclose the automatic renewal clause clearly and conspicuously",
      "summary": "Disclose the automatic renewal clause clearly and conspicuously in the contract or contract offer.",
      "citation": "N.C. Gen. Stat. § 75-41(a)(1)",
      "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_75/GS_75-41.html",
      "effective_date": "2016-07-26",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "The automatic renewal clause is void and unenforceable (§ 75-41(e)); good-faith-error defense with full refund; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/north-carolina"
    },
    {
      "id": "US-NC.75-41.a.2",
      "jurisdiction": "US-NC",
      "jurisdiction_name": "North Carolina",
      "law": "North Carolina contracts with automatic renewal clauses",
      "stage": "signup",
      "title": "Disclose clearly and conspicuously how to cancel",
      "summary": "Disclose clearly and conspicuously how to cancel the contract in the initial contract, the contract offer, or with delivery of the products or services.",
      "citation": "N.C. Gen. Stat. § 75-41(a)(2)",
      "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_75/GS_75-41.html",
      "effective_date": "2016-07-26",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "The automatic renewal clause is void and unenforceable (§ 75-41(e)); good-faith-error defense with full refund; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.cancellation_policy",
        "confirmation.email.cancellation_instructions"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/north-carolina"
    },
    {
      "id": "US-NC.75-41.a.3",
      "jurisdiction": "US-NC",
      "jurisdiction_name": "North Carolina",
      "law": "North Carolina contracts with automatic renewal clauses",
      "stage": "reminder",
      "title": "Written renewal notice 15-45 days before renewals longer than 60 days",
      "summary": "For any automatic renewal exceeding 60 days, give written notice by personal delivery, email or first-class mail 15 to 45 days before the renewal date, stating the date the contract will renew and that it will renew unless cancelled before then.",
      "citation": "N.C. Gen. Stat. § 75-41(a)(3)",
      "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_75/GS_75-41.html",
      "effective_date": "2016-07-26",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2
      },
      "notice_window": {
        "min_days_before": 15,
        "max_days_before": 45,
        "max_days_after": null,
        "anchor": "renewal",
        "description": "15-45 days before renewal"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "The automatic renewal clause is void and unenforceable (§ 75-41(e)); good-faith-error defense with full refund; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/north-carolina"
    },
    {
      "id": "US-NC.75-41.a.4",
      "jurisdiction": "US-NC",
      "jurisdiction_name": "North Carolina",
      "law": "North Carolina contracts with automatic renewal clauses",
      "stage": "reminder",
      "title": "Changed terms at renewal must be disclosed in the renewal notice in 12-point bold type",
      "summary": "If the contract terms will change upon automatic renewal, disclose the changing terms clearly and conspicuously in the renewal notification, in at least 12-point type and in bold print.",
      "citation": "N.C. Gen. Stat. § 75-41(a)(4)",
      "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_75/GS_75-41.html",
      "effective_date": "2016-07-26",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2
      },
      "notice_window": {
        "min_days_before": 15,
        "max_days_before": 45,
        "max_days_after": null,
        "anchor": "renewal",
        "description": "15-45 days before renewal"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "The automatic renewal clause is void and unenforceable (§ 75-41(e)); good-faith-error defense with full refund; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/north-carolina"
    },
    {
      "id": "US-ND.51-37-02.1.a",
      "jurisdiction": "US-ND",
      "jurisdiction_name": "North Dakota",
      "law": "North Dakota customer contract clauses and automatic renewals",
      "stage": "signup",
      "title": "Present the automatic renewal terms clearly and conspicuously, near the offer",
      "summary": "Present the terms of the automatic renewal offer clearly and conspicuously before the subscription or purchase agreement is fulfilled and in proximity to the offer.",
      "citation": "N.D. Cent. Code § 51-37-02(1)(a); § 51-37-01(3)",
      "source_url": "https://ndlegis.gov/cencode/t51c37.pdf",
      "effective_date": "2023-08-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "A non-compliant automatic renewal provision is void, and goods or services provided under it (or after an attempted cancellation) are unconditional gifts (§ 51-37-04); Attorney General and private enforcement.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.term_length",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.proximity",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/north-dakota"
    },
    {
      "id": "US-ND.51-37-02.4",
      "jurisdiction": "US-ND",
      "jurisdiction_name": "North Dakota",
      "law": "North Dakota customer contract clauses and automatic renewals",
      "stage": "signup",
      "title": "No charge without compliant disclosures and affirmative consent",
      "summary": "Do not charge the buyer's card, bank account or other financial account unless the § 51-37-02(1) requirements are met and the buyer gave affirmative consent to the agreement containing the automatic renewal terms.",
      "citation": "N.D. Cent. Code § 51-37-02(4)",
      "source_url": "https://ndlegis.gov/cencode/t51c37.pdf",
      "effective_date": "2023-08-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "A non-compliant automatic renewal provision is void, and goods or services provided under it (or after an attempted cancellation) are unconditional gifts (§ 51-37-04); Attorney General and private enforcement.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/north-dakota"
    },
    {
      "id": "US-ND.51-37-02.5",
      "jurisdiction": "US-ND",
      "jurisdiction_name": "North Dakota",
      "law": "North Dakota customer contract clauses and automatic renewals",
      "stage": "signup",
      "title": "Renewal periods may not exceed twelve months",
      "summary": "The renewal period in an automatic renewal provision may not exceed twelve months.",
      "citation": "N.D. Cent. Code § 51-37-02(5)",
      "source_url": "https://ndlegis.gov/cencode/t51c37.pdf",
      "effective_date": "2023-08-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2
      },
      "notice_window": null,
      "severity": "medium",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "A non-compliant automatic renewal provision is void, and goods or services provided under it (or after an attempted cancellation) are unconditional gifts (§ 51-37-04); Attorney General and private enforcement.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.term_length"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/north-dakota"
    },
    {
      "id": "US-ND.51-37-02.1.b",
      "jurisdiction": "US-ND",
      "jurisdiction_name": "North Dakota",
      "law": "North Dakota customer contract clauses and automatic renewals",
      "stage": "confirmation",
      "title": "Retainable acknowledgment with the terms and a simple cancellation procedure",
      "summary": "Provide a retainable acknowledgment with the automatic renewal terms and how to cancel, describing a cost-effective, timely and simple cancellation procedure.",
      "citation": "N.D. Cent. Code § 51-37-02(1)(b)-(c)",
      "source_url": "https://ndlegis.gov/cencode/t51c37.pdf",
      "effective_date": "2023-08-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2
      },
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "A non-compliant automatic renewal provision is void, and goods or services provided under it (or after an attempted cancellation) are unconditional gifts (§ 51-37-04); Attorney General and private enforcement.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "confirmation.email.sent",
        "confirmation.email.terms",
        "confirmation.email.cancellation_instructions"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/north-dakota"
    },
    {
      "id": "US-ND.51-37-02.1.c",
      "jurisdiction": "US-ND",
      "jurisdiction_name": "North Dakota",
      "law": "North Dakota customer contract clauses and automatic renewals",
      "stage": "cancellation",
      "title": "Provide a cost-effective, timely and simple cancellation procedure",
      "summary": "Provide a cost-effective, timely and simple procedure for cancellation, described in the acknowledgment.",
      "citation": "N.D. Cent. Code § 51-37-02(1)(c)",
      "source_url": "https://ndlegis.gov/cencode/t51c37.pdf",
      "effective_date": "2023-08-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2
      },
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "A non-compliant automatic renewal provision is void, and goods or services provided under it (or after an attempted cancellation) are unconditional gifts (§ 51-37-04); Attorney General and private enforcement.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.mechanism_findable",
        "cancel.flow_friction"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/north-dakota"
    },
    {
      "id": "US-ND.51-37-02.2",
      "jurisdiction": "US-ND",
      "jurisdiction_name": "North Dakota",
      "law": "North Dakota customer contract clauses and automatic renewals",
      "stage": "reminder",
      "title": "Written renewal notice 30-60 days ahead for renewal periods over six months",
      "summary": "If the agreement renews for a period of more than six months, give clear and conspicuous written notice (first-class mail, email, or text/app if the consumer authorized it) that the buyer may cancel and avoid renewal, with the cancellation procedure, 30 to 60 days before the renewal date or the end of the cancellation period.",
      "citation": "N.D. Cent. Code § 51-37-02(2)",
      "source_url": "https://ndlegis.gov/cencode/t51c37.pdf",
      "effective_date": "2023-08-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 7
      },
      "notice_window": {
        "min_days_before": 30,
        "max_days_before": 60,
        "max_days_after": null,
        "anchor": "cancellation_deadline",
        "description": "30-60 days before the cancellation deadline"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "A non-compliant automatic renewal provision is void, and goods or services provided under it (or after an attempted cancellation) are unconditional gifts (§ 51-37-04); Attorney General and private enforcement.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/north-dakota"
    },
    {
      "id": "US-ND.51-37-02.3",
      "jurisdiction": "US-ND",
      "jurisdiction_name": "North Dakota",
      "law": "North Dakota customer contract clauses and automatic renewals",
      "stage": "reminder",
      "title": "Notice of material changes with cancellation information",
      "summary": "If the terms materially change, give clear and conspicuous notice of the change and retainable information on how to cancel.",
      "citation": "N.D. Cent. Code § 51-37-02(3)",
      "source_url": "https://ndlegis.gov/cencode/t51c37.pdf",
      "effective_date": "2023-08-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2
      },
      "notice_window": {
        "min_days_before": 0,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "price_change",
        "description": "any time before the price change"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "A non-compliant automatic renewal provision is void, and goods or services provided under it (or after an attempted cancellation) are unconditional gifts (§ 51-37-04); Attorney General and private enforcement.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/north-dakota"
    },
    {
      "id": "US-NM.12.2.11.8.A",
      "jurisdiction": "US-NM",
      "jurisdiction_name": "New Mexico",
      "law": "New Mexico rule — Automatic Renewal of Service Contracts",
      "stage": "signup",
      "title": "Set out the automatic renewal provision clearly and conspicuously in at least 10-point type",
      "summary": "A consumer service contract may contain an automatic renewal provision only if it is set forth clearly and conspicuously in at least 10-point type and states the notice requirements, the specific procedure to cancel at the end of the initial term, and the renewal terms that apply if no cancellation notice is given.",
      "citation": "12.2.11.8(A) NMAC",
      "source_url": "https://www.srca.nm.gov/parts/title12/12.002.0011.html",
      "effective_date": "2009-09-15",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 3
      },
      "notice_window": null,
      "severity": "medium",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Remedy: the automatic-renewal provision is void / unenforceable; whether this \"service contract\" law reaches digital subscriptions at all is unsettled (open question 16); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.term_length",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-mexico"
    },
    {
      "id": "US-NM.12.2.11.8.C.1",
      "jurisdiction": "US-NM",
      "jurisdiction_name": "New Mexico",
      "law": "New Mexico rule — Automatic Renewal of Service Contracts",
      "stage": "reminder",
      "title": "Written renewal notice 30-60 days before the cancellation deadline, by certified mail or on a monthly statement",
      "summary": "Before the end of the initial term and of each renewal term, serve written notice specifying the cancellation procedure, clearly and conspicuously in at least 10-point type, by certified mail or on the first page of a monthly statement, 30 to 60 days before the last day on which the consumer may give notice of termination.",
      "citation": "12.2.11.8(B), (C)(1) NMAC",
      "source_url": "https://www.srca.nm.gov/parts/title12/12.002.0011.html",
      "effective_date": "2009-09-15",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 3
      },
      "notice_window": {
        "min_days_before": 30,
        "max_days_before": 60,
        "max_days_after": null,
        "anchor": "cancellation_deadline",
        "description": "30-60 days before the cancellation deadline"
      },
      "severity": "medium",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Remedy: the automatic-renewal provision is void / unenforceable; whether this \"service contract\" law reaches digital subscriptions at all is unsettled (open question 16); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-mexico"
    },
    {
      "id": "US-NM.12.2.11.8.C.2",
      "jurisdiction": "US-NM",
      "jurisdiction_name": "New Mexico",
      "law": "New Mexico rule — Automatic Renewal of Service Contracts",
      "stage": "cancellation",
      "title": "Honor timely cancellation notices sent by any reliable means; no termination cost",
      "summary": "Allow at least 30 calendar days after the consumer receives the renewal notice to give notice of termination; honor cancellation notices sent by fax, mail, email or other reliable means (including timely-sent notices received late); and allow termination at the end of the initial or any renewal term without additional cost or penalty.",
      "citation": "12.2.11.8(C)(2)-(5) NMAC",
      "source_url": "https://www.srca.nm.gov/parts/title12/12.002.0011.html",
      "effective_date": "2009-09-15",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 3
      },
      "notice_window": null,
      "severity": "medium",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Remedy: the automatic-renewal provision is void / unenforceable; whether this \"service contract\" law reaches digital subscriptions at all is unsettled (open question 16); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.mechanism_findable",
        "cancel.flow_friction"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/new-mexico"
    },
    {
      "id": "US-OR.646A.295.1.a",
      "jurisdiction": "US-OR",
      "jurisdiction_name": "Oregon",
      "law": "Oregon automatic renewal and continuous service offers law",
      "stage": "signup",
      "title": "Present the offer terms clearly and conspicuously next to the consent request",
      "summary": "Before the subscription is fulfilled, present the offer terms (ORS 646A.293(5)): that the subscription continues until the consumer cancels; the cancellation policy; the recurring charges (and the new amount if it will change, if known); the renewal term length or that service is continuous; and any minimum purchase obligation, clearly and conspicuously and in visual (or, for voice offers, temporal) proximity to the request for consent.",
      "citation": "Or. Rev. Stat. § 646A.295(1)(a), (4)(c); § 646A.293",
      "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors646A.html",
      "effective_date": "2012-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "California-style law; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.frequency",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.term_length",
        "signup.disclosure.proximity",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/oregon"
    },
    {
      "id": "US-OR.646A.295.1.b",
      "jurisdiction": "US-OR",
      "jurisdiction_name": "Oregon",
      "law": "Oregon automatic renewal and continuous service offers law",
      "stage": "signup",
      "title": "Obtain affirmative consent before charging",
      "summary": "Do not charge the consumer's card or third-party payment account without first obtaining affirmative consent to the agreement containing the offer terms; goods sent without it are an unconditional gift.",
      "citation": "Or. Rev. Stat. § 646A.295(1)(b), (5)",
      "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors646A.html",
      "effective_date": "2012-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "California-style law; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/oregon"
    },
    {
      "id": "US-OR.646A.295.1.c",
      "jurisdiction": "US-OR",
      "jurisdiction_name": "Oregon",
      "law": "Oregon automatic renewal and continuous service offers law",
      "stage": "confirmation",
      "title": "Send a retainable acknowledgment; free trials cancellable before payment",
      "summary": "Provide a retainable acknowledgment with the offer terms and how to cancel (it may follow the initial order). For free trials, the acknowledgment must explain how to cancel, and the consumer must be allowed to cancel before paying.",
      "citation": "Or. Rev. Stat. § 646A.295(1)(c), (4)(a)",
      "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors646A.html",
      "effective_date": "2012-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "California-style law; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "confirmation.email.sent",
        "confirmation.email.terms",
        "confirmation.email.cancellation_instructions",
        "confirmation.email.trial_terms"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/oregon"
    },
    {
      "id": "US-OR.646A.295.2",
      "jurisdiction": "US-OR",
      "jurisdiction_name": "Oregon",
      "law": "Oregon automatic renewal and continuous service offers law",
      "stage": "cancellation",
      "title": "Provide a cost-effective, timely, easy-to-use cancellation mechanism",
      "summary": "Provide a toll-free number, email address, post-office address (if billing directly) or another cost-effective, timely and easy-to-use cancellation mechanism, described in the acknowledgment.",
      "citation": "Or. Rev. Stat. § 646A.295(2)",
      "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors646A.html",
      "effective_date": "2012-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "California-style law; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.mechanism_findable",
        "confirmation.email.cancellation_instructions"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/oregon"
    },
    {
      "id": "US-OR.646A.295.3",
      "jurisdiction": "US-OR",
      "jurisdiction_name": "Oregon",
      "law": "Oregon automatic renewal and continuous service offers law",
      "stage": "reminder",
      "title": "Notice of material changes before implementation",
      "summary": "Before implementing a material change, give a clear and conspicuous notice of the change and retainable information on how to cancel.",
      "citation": "Or. Rev. Stat. § 646A.295(3), (4)(b)",
      "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors646A.html",
      "effective_date": "2012-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": {
        "min_days_before": 0,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "price_change",
        "description": "any time before the price change"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "California-style law; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/oregon"
    },
    {
      "id": "US-OR.646.644.2",
      "jurisdiction": "US-OR",
      "jurisdiction_name": "Oregon",
      "law": "Oregon free offer law",
      "stage": "signup",
      "title": "Free offers: clear and conspicuous terms in close proximity to the consent request",
      "summary": "Before the consumer accepts a free offer that leads to a financial obligation, provide clear and conspicuous information, in close proximity to the consent request: all goods, services or enrollments the consumer will be obligated for; the cost; any need to take affirmative action to reject and how; that the consumer will be obligated unless they cancel; the right to cancel by toll-free call or in a manner substantially similar to acceptance; the time by which to cancel; and any return-credit rights.",
      "citation": "Or. Rev. Stat. § 646.644(1)(c), (2)",
      "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors646.html",
      "effective_date": "2012-01-01",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "California-style law; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.trial_terms",
        "signup.disclosure.price",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.proximity",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/oregon"
    },
    {
      "id": "US-OR.646.644.3",
      "jurisdiction": "US-OR",
      "jurisdiction_name": "Oregon",
      "law": "Oregon free offer law",
      "stage": "signup",
      "title": "Free offers: billing information directly from the consumer and affirmative consent",
      "summary": "Obtain billing information directly from the consumer (or with affirmative consent to its transfer) and obtain the consumer's affirmative consent to the free-offer terms before imposing any financial obligation.",
      "citation": "Or. Rev. Stat. § 646.644(1)(a), (3)-(4)",
      "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors646.html",
      "effective_date": "2012-01-01",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "California-style law; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/oregon"
    },
    {
      "id": "US-OR.646.644.5",
      "jurisdiction": "US-OR",
      "jurisdiction_name": "Oregon",
      "law": "Oregon free offer law",
      "stage": "cancellation",
      "title": "Free offers: honor cancellation via the disclosed toll-free or same-manner procedure",
      "summary": "Do not fail or refuse to cancel a free offer when the consumer uses (or reasonably tries to use) the cancellation procedure — a toll-free number or a method substantially similar to how the consumer accepted.",
      "citation": "Or. Rev. Stat. § 646.644(2)(e), (5)",
      "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors646.html",
      "effective_date": "2012-01-01",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true
      },
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "California-style law; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.mechanism_findable",
        "cancel.flow_friction",
        "cancel.confirmation"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/oregon"
    },
    {
      "id": "US-SC.37-6-120",
      "jurisdiction": "US-SC",
      "jurisdiction_name": "South Carolina",
      "law": "South Carolina automatic renewal provisions in service contracts",
      "stage": "reminder",
      "title": "Renewal notice 30-60 days before the cancellation deadline, with the renewal amount and how to cancel",
      "summary": "An automatic renewal provision in a service contract is unenforceable unless the consumer received written or electronic notice 30 to 60 days before the cancellation deadline, conspicuously disclosing: that the contract will renew unless cancelled; the amount charged on renewal; and how to get details of the renewal and cancellation procedure, including a toll-free number, email address, postal address (if billing directly) or another cost-effective, timely and easy-to-use cancellation mechanism.",
      "citation": "S.C. Code Ann. § 37-6-120; § 37-1-301(31)-(32)",
      "source_url": "https://www.scstatehouse.gov/code/t37c006.php",
      "effective_date": "2024-05-20",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2
      },
      "notice_window": {
        "min_days_before": 30,
        "max_days_before": 60,
        "max_days_after": null,
        "anchor": "cancellation_deadline",
        "description": "30-60 days before the cancellation deadline"
      },
      "severity": "medium",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Remedy: the automatic-renewal provision is void / unenforceable; whether this \"service contract\" law reaches digital subscriptions at all is unsettled (open question 16); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_renewal",
        "cancel.mechanism_findable"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/south-carolina"
    },
    {
      "id": "US-TN.47-18-133.a.1",
      "jurisdiction": "US-TN",
      "jurisdiction_name": "Tennessee",
      "law": "Tennessee automatic renewal of subscription services (Consumer Protection Act)",
      "stage": "signup",
      "title": "Present the renewal terms clearly and conspicuously next to the consent request; explain post-trial pricing",
      "summary": "Before the agreement is fulfilled, present the automatic renewal or continuous service offer terms (continues until cancelled; cancellation policy; recurring charges and any change; term length or continuous; minimum purchase obligation) clearly and conspicuously and in visual (or temporal) proximity to the consent request; for free gifts or trials, clearly and conspicuously explain the post-trial price.",
      "citation": "Tenn. Code Ann. § 47-18-133(a)(1); § 47-18-103",
      "source_url": "https://capitol.tn.gov/Bills/112/Bill/SB2279.pdf",
      "effective_date": "2023-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Refund on request within seven days (Pub. Ch. 835, 2024); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.frequency",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.term_length",
        "signup.disclosure.trial_terms",
        "signup.disclosure.proximity",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/tennessee"
    },
    {
      "id": "US-TN.47-18-133.a.2.A",
      "jurisdiction": "US-TN",
      "jurisdiction_name": "Tennessee",
      "law": "Tennessee automatic renewal of subscription services (Consumer Protection Act)",
      "stage": "signup",
      "title": "Obtain affirmative consent (a clear, specific, informed, unambiguous act) before charging",
      "summary": "Before charging the consumer's card or third-party account, obtain affirmative consent to the agreement containing the offer terms (including promotional-price terms) — \"a clear, affirmative act signifying a consumer's freely given, specific, informed, and unambiguous agreement\", such as a written (including electronic) statement or an unambiguous affirmative action. A charge made without it must be refunded if the consumer asks within seven days of the charge.",
      "citation": "Tenn. Code Ann. § 47-18-133(a)(2)(A), (f)",
      "source_url": "https://www.capitol.tn.gov/Bills/113/Bill/SB1894.pdf",
      "effective_date": "2023-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Refund on request within seven days (Pub. Ch. 835, 2024); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/tennessee"
    },
    {
      "id": "US-TN.47-18-133.a.2.B.trial",
      "jurisdiction": "US-TN",
      "jurisdiction_name": "Tennessee",
      "law": "Tennessee automatic renewal of subscription services (Consumer Protection Act)",
      "stage": "reminder",
      "title": "Charge-date notice when a trial ends more than 60 days after sign-up",
      "summary": "If the automatic renewal will occur more than 60 days after affirmative consent (e.g. a long free trial), the entity billing the consumer must give a clear and conspicuous notice of when the consumer will be charged.",
      "citation": "Tenn. Code Ann. § 47-18-133(a)(2)(B)",
      "source_url": "https://www.capitol.tn.gov/Bills/113/Bill/SB1894.pdf",
      "effective_date": "2024-07-01",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true,
        "min_trial_days": 61
      },
      "notice_window": {
        "min_days_before": 0,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "trial_end",
        "description": "any time before the trial ends"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Refund on request within seven days (Pub. Ch. 835, 2024); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.trial_ending",
        "config.trial_reminder_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/tennessee"
    },
    {
      "id": "US-TN.47-18-133.a.2.B.term",
      "jurisdiction": "US-TN",
      "jurisdiction_name": "Tennessee",
      "law": "Tennessee automatic renewal of subscription services (Consumer Protection Act)",
      "stage": "reminder",
      "title": "Charge-date notice when the first renewal is more than 60 days after sign-up",
      "summary": "If the first automatic renewal will occur more than 60 days after affirmative consent (terms of about two months or longer), the entity billing the consumer must give a clear and conspicuous notice of when the consumer will be charged for the renewal.",
      "citation": "Tenn. Code Ann. § 47-18-133(a)(2)(B)",
      "source_url": "https://www.capitol.tn.gov/Bills/113/Bill/SB1894.pdf",
      "effective_date": "2024-07-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2
      },
      "notice_window": {
        "min_days_before": 0,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "charge",
        "description": "any time before the charge"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Refund on request within seven days (Pub. Ch. 835, 2024); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/tennessee"
    },
    {
      "id": "US-TN.47-18-133.a.3",
      "jurisdiction": "US-TN",
      "jurisdiction_name": "Tennessee",
      "law": "Tennessee automatic renewal of subscription services (Consumer Protection Act)",
      "stage": "confirmation",
      "title": "Send a retainable acknowledgment describing how to cancel; trials cancellable before payment",
      "summary": "Provide a retainable acknowledgment with the offer terms, cancellation policy and how to cancel, describing the cancellation mechanism; for free gifts or trials, disclose how to cancel and allow cancellation before the consumer pays.",
      "citation": "Tenn. Code Ann. § 47-18-133(a)(3), (b)",
      "source_url": "https://capitol.tn.gov/Bills/112/Bill/SB2279.pdf",
      "effective_date": "2023-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Refund on request within seven days (Pub. Ch. 835, 2024); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "confirmation.email.sent",
        "confirmation.email.terms",
        "confirmation.email.cancellation_instructions",
        "confirmation.email.trial_terms"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/tennessee"
    },
    {
      "id": "US-TN.47-18-133.b",
      "jurisdiction": "US-TN",
      "jurisdiction_name": "Tennessee",
      "law": "Tennessee automatic renewal of subscription services (Consumer Protection Act)",
      "stage": "cancellation",
      "title": "Provide a cost-effective, timely, easy-to-use cancellation mechanism",
      "summary": "Provide a toll-free number, email address, postal address (if billing directly) or another cost-effective, timely and easy-to-use cancellation mechanism, described in the acknowledgment.",
      "citation": "Tenn. Code Ann. § 47-18-133(b)",
      "source_url": "https://capitol.tn.gov/Bills/112/Bill/SB2279.pdf",
      "effective_date": "2023-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Refund on request within seven days (Pub. Ch. 835, 2024); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.mechanism_findable",
        "confirmation.email.cancellation_instructions"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/tennessee"
    },
    {
      "id": "US-TN.47-18-133.c",
      "jurisdiction": "US-TN",
      "jurisdiction_name": "Tennessee",
      "law": "Tennessee automatic renewal of subscription services (Consumer Protection Act)",
      "stage": "cancellation",
      "title": "Online sign-ups must be able to cancel exclusively online",
      "summary": "A business that lets consumers accept online must allow termination exclusively online, which may include a termination email formatted and provided by the business that can be sent without additional information.",
      "citation": "Tenn. Code Ann. § 47-18-133(c)",
      "source_url": "https://capitol.tn.gov/Bills/112/Bill/SB2279.pdf",
      "effective_date": "2023-01-01",
      "sunset_date": null,
      "applies_when": {
        "online_signup": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Refund on request within seven days (Pub. Ch. 835, 2024); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/tennessee"
    },
    {
      "id": "US-TN.47-18-133.d",
      "jurisdiction": "US-TN",
      "jurisdiction_name": "Tennessee",
      "law": "Tennessee automatic renewal of subscription services (Consumer Protection Act)",
      "stage": "reminder",
      "title": "Notice of material changes with cancellation information",
      "summary": "For a material change in accepted terms, give a clear and conspicuous notice of the change and retainable information on how to cancel.",
      "citation": "Tenn. Code Ann. § 47-18-133(d)",
      "source_url": "https://capitol.tn.gov/Bills/112/Bill/SB2279.pdf",
      "effective_date": "2023-01-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": {
        "min_days_before": 0,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "price_change",
        "description": "any time before the price change"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Refund on request within seven days (Pub. Ch. 835, 2024); private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/tennessee"
    },
    {
      "id": "US-UT.13-70-201.1",
      "jurisdiction": "US-UT",
      "jurisdiction_name": "Utah",
      "law": "Utah Automatic Renewal Contracts Act",
      "stage": "reminder",
      "title": "Renewal notice 30-60 days ahead when the next paid term is longer than 45 days",
      "summary": "For a contract that automatically renews at the end of a definite paid term for a subsequent paid term longer than 45 days, send a notice 30 to 60 days before the renewal that clearly and conspicuously discloses the renewal date, the total renewal cost, and the options for cancelling.",
      "citation": "Utah Code Ann. § 13-70-201(1); § 13-70-101(1)",
      "source_url": "https://le.utah.gov/xcode/Title13/Chapter70/13-70.html",
      "effective_date": "2025-01-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 2
      },
      "notice_window": {
        "min_days_before": 30,
        "max_days_before": 60,
        "max_days_after": null,
        "anchor": "renewal",
        "description": "30-60 days before renewal"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Non-compliant renewal provisions are void; Division of Consumer Protection administrative fines and civil penalties up to $2,500 per violation.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/utah"
    },
    {
      "id": "US-UT.13-70-201.2",
      "jurisdiction": "US-UT",
      "jurisdiction_name": "Utah",
      "law": "Utah Automatic Renewal Contracts Act",
      "stage": "reminder",
      "title": "Trial-ending notice at least 3 days before any trial period offer expires",
      "summary": "For a trial period offer (a period to sample a product or service without payment), send a notice at least 3 days before the trial expires that clearly and conspicuously discloses the expiration date, the price (and any further purchase obligations) after it, and the options for cancelling.",
      "citation": "Utah Code Ann. § 13-70-201(2); § 13-70-101(5)",
      "source_url": "https://le.utah.gov/xcode/Title13/Chapter70/13-70.html",
      "effective_date": "2025-01-01",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true
      },
      "notice_window": {
        "min_days_before": 3,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "trial_end",
        "description": "at least 3 days before the trial ends"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "Non-compliant renewal provisions are void; Division of Consumer Protection administrative fines and civil penalties up to $2,500 per violation.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.trial_ending",
        "config.trial_reminder_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/utah"
    },
    {
      "id": "US-VA.59.1-207.46.A.1",
      "jurisdiction": "US-VA",
      "jurisdiction_name": "Virginia",
      "law": "Virginia Automatic Renewal Offers and Continuous Service Offers",
      "stage": "signup",
      "title": "Present the renewal terms clearly and conspicuously before the consumer is obligated, next to the consent request",
      "summary": "Before the consumer becomes obligated and before the initial order is completed, present the automatic renewal offer terms — continues until cancelled; the cancellation policy including how to find the cancellation mechanism; recurring charges and any change; each deadline (by date or frequency) to stop charges; the renewal term or that service is continuous; any minimum purchase obligation — clearly and conspicuously and in visual (or temporal) proximity to the request for consent.",
      "citation": "Va. Code Ann. § 59.1-207.46(A)(1), (F); § 59.1-207.45",
      "source_url": "https://law.lis.virginia.gov/vacode/title59.1/chapter17.8/section59.1-207.46/",
      "effective_date": "2018-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "Virginia Consumer Protection Act private suit (actual damages or $500, trebled to $1,500 if willful); a reported $5,000-per-violation figure after the 2026 amendments is unverified (open question 12). Small businesses count as consumers; the good-faith defense was removed in 2026.",
        "multiple_damages": true,
        "statutory_damages": true,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.price",
        "signup.disclosure.frequency",
        "signup.disclosure.cancellation_policy",
        "signup.disclosure.term_length",
        "signup.disclosure.proximity",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/virginia"
    },
    {
      "id": "US-VA.59.1-207.46.A.2",
      "jurisdiction": "US-VA",
      "jurisdiction_name": "Virginia",
      "law": "Virginia Automatic Renewal Offers and Continuous Service Offers",
      "stage": "signup",
      "title": "Obtain affirmative consent before charging",
      "summary": "Before the initial order is completed, do not charge the consumer's card or third-party account without first obtaining affirmative consent to the agreement containing the offer terms.",
      "citation": "Va. Code Ann. § 59.1-207.46(A)(2)",
      "source_url": "https://law.lis.virginia.gov/vacode/title59.1/chapter17.8/section59.1-207.46/",
      "effective_date": "2018-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "Virginia Consumer Protection Act private suit (actual damages or $500, trebled to $1,500 if willful); a reported $5,000-per-violation figure after the 2026 amendments is unverified (open question 12). Small businesses count as consumers; the good-faith defense was removed in 2026.",
        "multiple_damages": true,
        "statutory_damages": true,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/virginia"
    },
    {
      "id": "US-VA.59.1-207.46.A.3",
      "jurisdiction": "US-VA",
      "jurisdiction_name": "Virginia",
      "law": "Virginia Automatic Renewal Offers and Continuous Service Offers",
      "stage": "confirmation",
      "title": "Send a retainable acknowledgment; for free trials explain how to cancel before paying",
      "summary": "Provide a retainable acknowledgment with the offer terms, cancellation policy and how to cancel; if the offer includes a free trial, also disclose how to cancel the trial before the consumer pays or becomes obligated to pay.",
      "citation": "Va. Code Ann. § 59.1-207.46(A)(3)",
      "source_url": "https://law.lis.virginia.gov/vacode/title59.1/chapter17.8/section59.1-207.46/",
      "effective_date": "2018-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "Virginia Consumer Protection Act private suit (actual damages or $500, trebled to $1,500 if willful); a reported $5,000-per-violation figure after the 2026 amendments is unverified (open question 12). Small businesses count as consumers; the good-faith defense was removed in 2026.",
        "multiple_damages": true,
        "statutory_damages": true,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "confirmation.email.sent",
        "confirmation.email.terms",
        "confirmation.email.cancellation_instructions",
        "confirmation.email.trial_terms"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/virginia"
    },
    {
      "id": "US-VA.59.1-207.46.B",
      "jurisdiction": "US-VA",
      "jurisdiction_name": "Virginia",
      "law": "Virginia Automatic Renewal Offers and Continuous Service Offers",
      "stage": "cancellation",
      "title": "Cancellation at least as easy as sign-up, through every sign-up channel, without a required agent",
      "summary": "Provide a cost-effective, timely, easy-to-use cancellation mechanism that is clear and conspicuous and easy to find; at least as easy as the sign-up mechanism; available through each method by which consumers can sign up (in-person sign-ups: online or by phone); no required interaction with a live or virtual agent unless sign-up is only possible through one; phone cancellation effectuated promptly on a number answered or recording messages during business hours, free of charge and no more costly than sign-up; print publications sold in person, by pamphlet or mail must be cancellable online or by phone.",
      "citation": "Va. Code Ann. § 59.1-207.46(B)",
      "source_url": "https://law.lis.virginia.gov/vacode/title59.1/chapter17.8/section59.1-207.46/",
      "effective_date": "2026-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "Virginia Consumer Protection Act private suit (actual damages or $500, trebled to $1,500 if willful); a reported $5,000-per-violation figure after the 2026 amendments is unverified (open question 12). Small businesses count as consumers; the good-faith defense was removed in 2026.",
        "multiple_damages": true,
        "statutory_damages": true,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable",
        "cancel.flow_friction",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/virginia"
    },
    {
      "id": "US-VA.59.1-207.46.B.2018",
      "jurisdiction": "US-VA",
      "jurisdiction_name": "Virginia",
      "law": "Virginia Automatic Renewal Offers and Continuous Service Offers",
      "stage": "cancellation",
      "title": "Cancellation mechanism described in the acknowledgment (2018-2026 text)",
      "summary": "Provide a toll-free number, email address, postal address (only if billing directly) or another cost-effective, timely and easy-to-use cancellation mechanism, described in the acknowledgment.",
      "citation": "Va. Code Ann. § 59.1-207.46(B) (2018 c. 704; through June 30, 2026)",
      "source_url": "https://law.lis.virginia.gov/vacode/title59.1/chapter17.8/section59.1-207.46/",
      "effective_date": "2018-07-01",
      "sunset_date": "2026-07-01",
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "Virginia Consumer Protection Act private suit (actual damages or $500, trebled to $1,500 if willful); a reported $5,000-per-violation figure after the 2026 amendments is unverified (open question 12). Small businesses count as consumers; the good-faith defense was removed in 2026.",
        "multiple_damages": true,
        "statutory_damages": true,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.mechanism_findable",
        "confirmation.email.cancellation_instructions"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/virginia"
    },
    {
      "id": "US-VA.59.1-207.46.B.2022",
      "jurisdiction": "US-VA",
      "jurisdiction_name": "Virginia",
      "law": "Virginia Automatic Renewal Offers and Continuous Service Offers",
      "stage": "cancellation",
      "title": "Conspicuous online cancellation option for online sellers (2022-2026 text)",
      "summary": "Each supplier making automatic renewal or continuous service offers through an online website must make available a conspicuous online option to cancel a recurring purchase.",
      "citation": "Va. Code Ann. § 59.1-207.46(B) (2022 c. 557; through June 30, 2026)",
      "source_url": "https://law.lis.virginia.gov/vacode/title59.1/chapter17.8/section59.1-207.46/",
      "effective_date": "2022-07-01",
      "sunset_date": "2026-07-01",
      "applies_when": {},
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "Virginia Consumer Protection Act private suit (actual damages or $500, trebled to $1,500 if willful); a reported $5,000-per-violation figure after the 2026 amendments is unverified (open question 12). Small businesses count as consumers; the good-faith defense was removed in 2026.",
        "multiple_damages": true,
        "statutory_damages": true,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "cancel.mechanism_findable",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/virginia"
    },
    {
      "id": "US-VA.59.1-207.46.C",
      "jurisdiction": "US-VA",
      "jurisdiction_name": "Virginia",
      "law": "Virginia Automatic Renewal Offers and Continuous Service Offers",
      "stage": "reminder",
      "title": "Notice of material changes before implementation",
      "summary": "Before implementing a material change in accepted terms, give a clear and conspicuous notice of the change and retainable information on how to cancel.",
      "citation": "Va. Code Ann. § 59.1-207.46(C)",
      "source_url": "https://law.lis.virginia.gov/vacode/title59.1/chapter17.8/section59.1-207.46/",
      "effective_date": "2018-07-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": {
        "min_days_before": 0,
        "max_days_before": null,
        "max_days_after": null,
        "anchor": "price_change",
        "description": "any time before the price change"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "Virginia Consumer Protection Act private suit (actual damages or $500, trebled to $1,500 if willful); a reported $5,000-per-violation figure after the 2026 amendments is unverified (open question 12). Small businesses count as consumers; the good-faith defense was removed in 2026.",
        "multiple_damages": true,
        "statutory_damages": true,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.price_change"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/virginia"
    },
    {
      "id": "US-VA.59.1-207.46.D",
      "jurisdiction": "US-VA",
      "jurisdiction_name": "Virginia",
      "law": "Virginia Automatic Renewal Offers and Continuous Service Offers",
      "stage": "reminder",
      "title": "Notice within the last 30 days of a free trial longer than 30 days",
      "summary": "For a free trial lasting more than 30 days, notify the consumer within 30 days of the end of the trial of the option to cancel before the trial ends to avoid an obligation to pay.",
      "citation": "Va. Code Ann. § 59.1-207.46(D)",
      "source_url": "https://law.lis.virginia.gov/vacode/title59.1/chapter17.8/section59.1-207.46/",
      "effective_date": "2023-07-01",
      "sunset_date": null,
      "applies_when": {
        "has_free_trial": true,
        "min_trial_days": 31
      },
      "notice_window": {
        "min_days_before": 0,
        "max_days_before": 30,
        "max_days_after": null,
        "anchor": "trial_end",
        "description": "0-30 days before the trial ends"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "Virginia Consumer Protection Act private suit (actual damages or $500, trebled to $1,500 if willful); a reported $5,000-per-violation figure after the 2026 amendments is unverified (open question 12). Small businesses count as consumers; the good-faith defense was removed in 2026.",
        "multiple_damages": true,
        "statutory_damages": true,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.trial_ending",
        "config.trial_reminder_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/virginia"
    },
    {
      "id": "US-VA.59.1-207.46.E",
      "jurisdiction": "US-VA",
      "jurisdiction_name": "Virginia",
      "law": "Virginia Automatic Renewal Offers and Continuous Service Offers",
      "stage": "reminder",
      "title": "Renewal notice 30-60 days ahead for renewals extending the contract by more than 12 months",
      "summary": "For an offer that renews after more than 30 days and extends the contract for more than 12 months, notify the consumer of the option to cancel 30 to 60 days before the cancellation deadline or the end of the current term, conspicuously disclosing that it will renew unless cancelled, the cancel-by date, how to cancel, and a copy of the renewal provisions.",
      "citation": "Va. Code Ann. § 59.1-207.46(E)",
      "source_url": "https://law.lis.virginia.gov/vacode/title59.1/chapter17.8/section59.1-207.46/",
      "effective_date": "2024-07-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 12
      },
      "notice_window": {
        "min_days_before": 30,
        "max_days_before": 60,
        "max_days_after": null,
        "anchor": "cancellation_deadline",
        "description": "30-60 days before the cancellation deadline"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "yes",
        "remedies": "Virginia Consumer Protection Act private suit (actual damages or $500, trebled to $1,500 if willful); a reported $5,000-per-violation figure after the 2026 amendments is unverified (open question 12). Small businesses count as consumers; the good-faith defense was removed in 2026.",
        "multiple_damages": true,
        "statutory_damages": true,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/virginia"
    },
    {
      "id": "US-VT.2454a.a.1",
      "jurisdiction": "US-VT",
      "jurisdiction_name": "Vermont",
      "law": "Vermont consumer contracts; automatic renewal",
      "stage": "signup",
      "title": "State the automatic renewal terms clearly and conspicuously, in plain language and bold-face type",
      "summary": "The contract must state the terms of the automatic renewal provision clearly and conspicuously in plain, unambiguous language in bold-face type.",
      "citation": "9 V.S.A. § 2454a(a)(1)",
      "source_url": "https://legislature.vermont.gov/statutes/section/09/063/02454a",
      "effective_date": "2019-07-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 12
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Vermont Consumer Protection Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.disclosure.autorenew_language",
        "signup.disclosure.term_length",
        "signup.disclosure.conspicuous"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/vermont"
    },
    {
      "id": "US-VT.2454a.a.2",
      "jurisdiction": "US-VT",
      "jurisdiction_name": "Vermont",
      "law": "Vermont consumer contracts; automatic renewal",
      "stage": "signup",
      "title": "Separate affirmative opt-in to the automatic renewal",
      "summary": "In addition to accepting the contract, the consumer must take an affirmative action to opt in to the automatic renewal provision.",
      "citation": "9 V.S.A. § 2454a(a)(2)",
      "source_url": "https://legislature.vermont.gov/statutes/section/09/063/02454a",
      "effective_date": "2019-07-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 12
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Vermont Consumer Protection Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "signup.consent.affirmative",
        "signup.consent.not_prechecked"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/vermont"
    },
    {
      "id": "US-VT.2454a.a.3",
      "jurisdiction": "US-VT",
      "jurisdiction_name": "Vermont",
      "law": "Vermont consumer contracts; automatic renewal",
      "stage": "reminder",
      "title": "Renewal notice 30-60 days before the earliest of renewal, termination or cancellation deadline",
      "summary": "If the consumer opted in, send written or electronic notice 30 to 60 days before the earliest of the automatic renewal date, the termination date, or the date by which the consumer must give notice to cancel, stating the date the contract will terminate with a clear statement that it will renew automatically unless cancelled on or before that date, and the length and any additional terms of the renewal period.",
      "citation": "9 V.S.A. § 2454a(a)(3)",
      "source_url": "https://legislature.vermont.gov/statutes/section/09/063/02454a",
      "effective_date": "2019-07-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 12
      },
      "notice_window": {
        "min_days_before": 30,
        "max_days_before": 60,
        "max_days_after": null,
        "anchor": "cancellation_deadline",
        "description": "30-60 days before the cancellation deadline"
      },
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Vermont Consumer Protection Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "reminder.annual_renewal"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/vermont"
    },
    {
      "id": "US-VT.2454a.b.1",
      "jurisdiction": "US-VT",
      "jurisdiction_name": "Vermont",
      "law": "Vermont consumer contracts; automatic renewal",
      "stage": "cancellation",
      "title": "Provide a cost-effective, timely, easy-to-use cancellation mechanism",
      "summary": "Provide a toll-free telephone number, email address, postal address (if billing directly) or another cost-effective, timely and easy-to-use mechanism for cancelling.",
      "citation": "9 V.S.A. § 2454a(b)(1)",
      "source_url": "https://legislature.vermont.gov/statutes/section/09/063/02454a",
      "effective_date": "2020-07-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 12
      },
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Vermont Consumer Protection Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.mechanism_findable"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/vermont"
    },
    {
      "id": "US-VT.2454a.b.2",
      "jurisdiction": "US-VT",
      "jurisdiction_name": "Vermont",
      "law": "Vermont consumer contracts; automatic renewal",
      "stage": "cancellation",
      "title": "Online sign-ups must be able to cancel exclusively online",
      "summary": "If the consumer accepted the contract online, permit termination exclusively online, which may include a termination email formatted and provided by the seller that the consumer can send without additional information.",
      "citation": "9 V.S.A. § 2454a(b)(2)",
      "source_url": "https://legislature.vermont.gov/statutes/section/09/063/02454a",
      "effective_date": "2020-07-01",
      "sunset_date": null,
      "applies_when": {
        "min_term_months": 12,
        "online_signup": true
      },
      "notice_window": null,
      "severity": "critical",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "Vermont Consumer Protection Act; private enforcement through the state's general consumer-protection (UDAP) statute is inferred, not verified.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": false,
        "cure_period_days": null
      },
      "check_ids": [
        "cancel.online_available",
        "config.portal_cancel_enabled"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/vermont"
    },
    {
      "id": "US-FED.8403.3.terms",
      "jurisdiction": "US-FED",
      "jurisdiction_name": "Federal",
      "law": "Restore Online Shoppers' Confidence Act (ROSCA)",
      "stage": "cancellation",
      "title": "Terms must not deny the simple mechanism to stop recurring charges",
      "summary": "ROSCA requires simple mechanisms for consumers to stop recurring charges. Terms of service or policies that say a subscription cannot be canceled, or that it can only be canceled by phone, mail or in writing, contradict that mechanism and mislead subscribers about how to stop the charges.",
      "citation": "15 U.S.C. § 8403(3)",
      "source_url": "https://www.law.cornell.edu/uscode/text/15/8403",
      "effective_date": "2010-12-29",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "ROSCA: FTC and state attorneys general only. Violations are treated as FTC rule violations: civil penalties up to $53,088 per violation (counted per consumer) and consumer redress (e.g. Amazon $2.5B, Adobe $150M).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "terms.cancellation_policy_consistent"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/federal"
    },
    {
      "id": "US-FED.8403.1.terms",
      "jurisdiction": "US-FED",
      "jurisdiction_name": "Federal",
      "law": "Restore Online Shoppers' Confidence Act (ROSCA)",
      "stage": "cancellation",
      "title": "Refund and cancellation terms must match what the offer promises",
      "summary": "All material terms of a negative-option offer must be disclosed clearly before billing information is collected. A refund or money-back promise made in marketing or at checkout that the written refund policy takes back (\"no refunds\", a shorter window) is a misrepresented material term.",
      "citation": "15 U.S.C. § 8403(1); 15 U.S.C. § 45(a) (FTC Act § 5)",
      "source_url": "https://www.law.cornell.edu/uscode/text/15/8403",
      "effective_date": "2010-12-29",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "medium",
      "exposure": {
        "private_right_of_action": "ag_only",
        "remedies": "ROSCA: FTC and state attorneys general only. Violations are treated as FTC rule violations: civil penalties up to $53,088 per violation (counted per consumer) and consumer redress (e.g. Amazon $2.5B, Adobe $150M).",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": null
      },
      "check_ids": [
        "terms.refund_policy_consistent"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/federal"
    },
    {
      "id": "US-CA.17602.d.terms",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "cancellation",
      "title": "Terms must allow online sign-ups to cancel online, at will and immediately",
      "summary": "Consumers who accepted an automatic renewal offer online must be able to terminate exclusively online, at will, and without steps that obstruct or delay immediate termination. Terms that require a phone call, a letter, written notice or a notice period before cancelling conflict with that right.",
      "citation": "Cal. Bus. & Prof. Code § 17602(d)(1)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2022-07-01",
      "sunset_date": null,
      "applies_when": {
        "online_signup": true
      },
      "notice_window": null,
      "severity": "high",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "terms.cancellation_policy_consistent"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    },
    {
      "id": "US-CA.17602.a.1.terms",
      "jurisdiction": "US-CA",
      "jurisdiction_name": "California",
      "law": "California Automatic Renewal Law",
      "stage": "config",
      "title": "Terms of service restate the automatic renewal offer terms",
      "summary": "The automatic renewal offer terms (that the subscription continues until canceled, the cancellation policy, the recurring charges, the renewal term and how to cancel) must be presented clearly before the subscription is fulfilled. The Terms of service the consumer agrees to should state the same terms, so the contract does not silently differ from the checkout disclosure.",
      "citation": "Cal. Bus. & Prof. Code §§ 17601(b), 17602(a)(1)",
      "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=17602.",
      "effective_date": "2010-12-01",
      "sunset_date": null,
      "applies_when": {},
      "notice_window": null,
      "severity": "low",
      "exposure": {
        "private_right_of_action": "via_general_consumer_law",
        "remedies": "No private right in the ARL itself (Mayron v. Google, 2020): plaintiffs sue under the UCL, FAL and CLRA and must show economic injury; CLRA requires a 30-day demand letter before damages. Goods or services provided without the required consent are an unconditional gift (§ 17603); all civil remedies are available (§ 17604, with a good-faith-compliance safe harbor). Public enforcement by the district attorneys' task force (CART): penalties plus restitution (HelloFresh $7.5M). Typical class settlements $0.6M-$7.5M.",
        "multiple_damages": false,
        "statutory_damages": false,
        "restitution": true,
        "cure_period_days": 30
      },
      "check_ids": [
        "terms.renewal_terms_present"
      ],
      "legal_review_status": "draft",
      "url": "https://checkbox.site/laws/california"
    }
  ]
}
